Payday Loans in Savoy, Texas

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No payday loan companies in Savoy, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texas Car Title & Payday Loan Services, Inc. 1304 S McDonald St, McKinney, TX 75069 +1 (469) 742 - 0414
Happy State Bank 100 N Main St, Stratford, TX 79084 +1 (806) 366 - 2265
EZPAWN 410 E Main St, Uvalde, TX 78801 +1 (830) 591 - 0758
Cash Store 2345 Hwy 35 N Bypass, Rockport, TX 78382 +1 (361) 727 - 1100
B & W Finance Co 139 E Nopal St, Uvalde, TX 78801
Republic Finance 194 Gulf Fwy S Suite D2, League City, TX 77573 +1 (281) 316 - 3853
Sun Loan Company 1030 S 14th St, Kingsville, TX 78363 +1 (361) 595 - 0431
Community Loans of America Inc 800 TX-340 Loop, Waco, TX 76705 +1 (254) 867 - 9500
Cash Advance USA Frost Bank Tower, 401 Congress Ave, Austin, TX 78701 +1 (512) 571 - 3828
Check n Go 1346 E Broadway St Ste 103, Pearland, TX 77581 +1 (281) 997 - 2952

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Savoy, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Little Elm, TX, Payday Loans in Longview, TX, No Credit Check Loans in Lubbock, TX, Guaranteed Loans in Lufkin, TX, Same Day Loans in Mansfield, TX, Payday Loans in McAllen, TX, Payday Loans in McKinney, TX and Emergency Loan in Mesquite, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Savoy, TX.

Payday Loans Available in Savoy, TX By The Following ZIP Codes:

75479, 75499

Are Payday Loans Legal In Savoy, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Savoy, TX payday loan calculator

Understanding Payday Loans in Savoy, Texas

If you find yourself in a financial bind, a payday loan can be a quick and easy way to get cash. It’s important to understand the implications of this type of loan, especially in Savoy, Texas. In this article, we’ll explore everything you need to know about payday loans in Savoy, including how they work, the laws surrounding them, and what to consider before applying.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000 and must be repaid on your next payday. These types of loans are attractive to people who need quick access to cash without going through traditional lending processes. They’re also available to people with poor credit, making them a popular choice for those who have been turned down by other lenders.

How Do Payday Loans Work?

In order to get a payday loan in Savoy, you’ll need to provide the lender with proof of income and a checking account. You’ll then write a post-dated check to the lender for the amount borrowed, plus interest and fees. On your next payday, the lender will cash the check to repay the loan.

The Law Surrounding Payday Loans in Savoy, Texas

Payday loans are legal in Texas, but they’re heavily regulated. The maximum amount you can borrow is $1,000, and the maximum term is 180 days. Lenders must be licensed by the Texas Office of Consumer Credit Commissioner and are required to provide certain disclosures to borrowers.

What to Consider Before Applying for a Payday Loan

While payday loans can be a quick and easy way to get cash, there are a few important things to consider before applying. First and foremost, payday loans come with high interest rates and fees, which can make them very expensive. You should also consider whether you’ll be able to repay the loan on your next payday without getting into further financial trouble.

Facts and Statistics about Payday Loans in Savoy, Texas

– In 2020, the average payday loan in Texas was $470, with an average APR of 661%
– The total amount of payday loans taken out in Texas in 2020 was over $8 billion
– Only 13% of payday loan borrowers in Texas are able to repay their loans in full on their next payday

Apply Now

If you’re considering applying for a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today and get started on the road to financial relief. Please note that we are a connector service and not a direct lender. We work with a network of lenders to help you find the best loan options for your unique situation.

In conclusion, payday loans are a viable option for those who need cash quickly, but it’s important to understand the laws surrounding them and to carefully consider your ability to repay the loan. By following these guidelines and using TheGuaranteedLoans’ services, you can make an informed decision that will help you secure the funds you need without putting yourself in financial jeopardy.

F.A.Q.

Can I obtain a payday loan in Savoy, Texas if I have bad credit?

Yes, payday loans in Savoy, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.

How long does it take to receive a payday loan in Savoy, Texas?

The amount of time it takes to receive a payday loan in Savoy, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.