Payday Loans in Shady Shores, Texas

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No payday loan companies in Shady Shores, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Toledo Finance Corporation 1200 E Palm Valley Blvd 1208, Round Rock, TX 78664 +1 (512) 218 - 1467
Mega Cash Title & Pay 111 TX-35, Port Lavaca, TX 77979 +1 (361) 482 - 0349
FirstBank & Trust 1505 US-82, Plains, TX 79355 +1 (806) 456 - 2012
Service Loan Co 414 E Gibson St, Jasper, TX 75951 +1 (409) 384 - 1324
PFS Auto Finance 1778 N Plano Rd 112, Richardson, TX 75081 +1 (972) 613 - 4700
EZMONEY 3920 S Padre Island Dr, Corpus Christi, TX 78415 +1 (361) 851 - 2192
Powell State Bank 100 Carr St, Powell, TX 75153 +1 (903) 345 - 7381
Rock Solid Funding LLC 1706 Tennison Pkwy 160, Colleyville, TX 76034 +1 (800) 607 - 1108
Cash Store 2793 E 7th St, Austin, TX 78702 +1 (512) 477 - 9990
TGI Brooks Capital 12808 W Airport Blvd, Sugar Land, TX 77478 +1 (832) 285 - 1129

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shady Shores, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Waxahachie, TX, Payday Loans in Weslaco, TX, Payday Loans in Wichita Falls, TX, Payday Loans in Wylie, TX, Payday Loans in Abilene, TX, Online Loans in Allen, TX, Payday Loan Companies in Amarillo, TX and Payday Loans in Arlington, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shady Shores, TX.

Payday Loans Available in Shady Shores, TX By The Following ZIP Codes:

76208

Are Payday Loans Legal In Shady Shores, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Shady Shores, TX payday loan calculator

What You Need to Know About Payday Loans in Shady Shores, Texas

There are times when unexpected expenses arise, and you don’t have enough cash to cover them. In cases like this, many turn to payday loans as a way to make ends meet. Payday loans are a financial product that offers short-term loans at high-interest rates.

Payday Loans in Shady Shores, Texas

If you are looking for payday loans in Shady Shores, Texas, you are in luck. Payday loans are legal in Texas, including in Shady Shores. To obtain a payday loan in Shady Shores, you must be at least 18 years of age, have a steady source of income, and have a working checking account.

Payday lenders in Shady Shores must be licensed by the Texas Office of Consumer Credit Commissioner and must comply with state and federal regulations. The fees and interest rates for payday loans in Texas are higher than other types of loans, so it is essential to understand the terms and conditions before signing on the dotted line.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both pros and cons. Some of the advantages of payday loans include:

  • Easy and fast application process
  • No credit check required
  • Short repayment terms, usually two to four weeks
  • Accessible to borrowers with poor credit or no credit history

However, there are also some disadvantages to payday loans, such as:

  • High fees and interest rates
  • Short repayment terms, which can lead to a cycle of debt
  • Potential for predatory lending practices

It is essential to weigh the pros and cons carefully before deciding to apply for a payday loan.

Interesting Facts and Statistics About Payday Loans in Shady Shores, Texas

  • In 2019, 1.7 million payday loans were issued in Texas, with an average loan amount of $470.
  • The annual percentage rate (APR) for payday loans in Texas can be as high as 660%.
  • According to a study by the Consumer Financial Protection Bureau, 80% of payday loans in Texas are rolled over or renewed within two weeks, leading to a cycle of debt for many borrowers.

Apply Now

If you are in need of a payday loan in Shady Shores, Texas, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders in our network. Our online application process is fast and easy, and you can receive a decision within minutes. Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a service that connects borrowers with potential lenders. Apply now to get started.

F.A.Q.

Are there any alternatives to payday loans in Shady Shores, Texas?

Yes, there are several alternatives to payday loans in Shady Shores, Texas, such as small consumer loans, credit union loans, and installment loans. These options may have lower interest rates and more flexible repayment terms, but it is important to compare the terms and conditions of each option before deciding on a lender.

Can I be charged additional fees for using a payday loan in Shady Shores, Texas?

Yes, in addition to the interest charges, payday lenders in Shady Shores, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.