Payday Loans in Star, Texas

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No payday loan companies in Star, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
4U Credit Union 418 N Union St, Whitesboro, TX 76273 +1 (903) 564 - 6301
First Cash Advance 21345 Interstate 45, Spring, TX 77386
TitleMax Title Loans 3680A College St, Beaumont, TX 77701 +1 (409) 835 - 0544
Seminole Independent School District 207 SW 6th St, Seminole, TX 79360 +1 (432) 758 - 3662
Wells Fargo Bank 1106 E Sarah DeWitt Dr, Gonzales, TX 78629 +1 (830) 203 - 3132
World Finance 112 W Ennis Ave, Ennis, TX 75119 +1 (972) 875 - 4970
Approved Money Center 1519 E Main St, Alice, TX 78332
Legend Bank FM 51 South 1706, Decatur, TX 76234 +1 (800) 873 - 5604
North East Tx Teachers Fed Cu 2305 W Main St, Clarksville, TX 75426 +1 (903) 427 - 3952
Covington Credit 400 N King St, Seguin, TX 78155 +1 (830) 372 - 1291

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Star, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abilene, TX, Payday Loan Companies in Allen, TX, Payday Loans in Amarillo, TX, Same Day Loans in Arlington, TX, Payday Loans in Austin, TX, Payday Loans in Baytown, TX, Payday Loan for Beaumont, TX and Payday Loan Companies in Bedford, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Star, TX.

Are Payday Loans Legal In Star, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Star, TX payday loan calculator

Understanding Payday Loans in Star, Texas

Payday loans can be a useful tool for those who find themselves in a tight spot financially. These loans are typically small amounts of money borrowed for a short period, often until the borrower’s next payday. When considering payday loans in Star, Texas, there are a few things you should know.

Payday Loans Are Legal in Texas

First and foremost, it’s important to understand that payday loans are legal in Texas. However, there are limitations to how much money can be borrowed and how long the loan term can be. The maximum amount a person can borrow through a payday loan in Texas is $1,800, and the loan term cannot exceed 180 days.

How Payday Loans Work

Payday loans are typically borrowed through a storefront or online lender. To receive a loan, a borrower will need to provide proof of income and identification. The borrower will then write a postdated check or provide permission for the lender to receive the amount borrowed plus fees directly from their bank account on the due date.

The fees associated with payday loans in Texas can be quite high, with fees ranging from $10 to $30 for every $100 borrowed. This means that if a borrower were to borrow $300, they could end up paying $90 in fees alone.

The Risks of Payday Loans

While payday loans can be helpful in certain situations, they also come with risks. Because of the high fees and short loan terms, payday loans can be difficult for borrowers to pay back on time. In fact, many borrowers end up rolling over their loans, which means taking out a new loan to pay off the old one, and incurring even higher fees.

Additionally, payday lenders have been known to engage in predatory lending practices, such as charging excessive fees and interest rates and requiring borrowers to give access to their bank account information.

Interesting Facts and Statistics About Payday Loans in Star, Texas

  • In 2019, Texans paid $1.9 billion in fees for payday loans, making Texas one of the most profitable states for payday lenders.
  • According to a study by the Consumer Financial Protection Bureau, about 80% of payday loans are rolled over or followed by another loan within 14 days.
  • The average APR (annual percentage rate) for a payday loan in Texas is 662%, which is significantly higher than the average credit card APR of 16.03%.

Apply Now

Need a payday loan in Star, Texas? Apply now through TheGuaranteedLoans. Our online application form is quick and easy, and we’ll connect you with potential lenders who can provide you with the funds you need. Remember, we are a connector service and not a direct lender, so we can help you find a lender that fits your needs.

Don’t let unexpected financial burdens weigh you down. Apply for a payday loan today and get the funds you need to stay on top of your finances.

F.A.Q.

Are payday loans in Star, Texas regulated by the state government?

Yes, payday loans in Star, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.

Is it possible to get a payday loan in Star, Texas with bad credit?

Yes, it is possible to get a payday loan in Star, Texas with bad credit. Most payday lenders do not require a credit check, so your credit score will not affect your eligibility for a loan. However, you may still be required to provide proof of income and other information to qualify for a payday loan.