Payday Loans in Stowell, Texas

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No payday loan companies in Stowell, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Check n Go 100 US-77 Ste E, Raymondville, TX 78580 +1 (956) 689 - 3135
OpenRoad Lending 5555 N Beach St 4100, Fort Worth, TX 76137 +1 (888) 536 - 3024
Cash Store 2802 N Interstate 35 Frontage Rd Ste C, New Braunfels, TX 78130 +1 (830) 608 - 0010
Alamo Loan Co 534 Bandera Rd, San Antonio, TX 78228 +1 (210) 736 - 4898
The Loan Depot 6135 FM 2920, Spring, TX 77379
Community Loan Center Corporation 642 E Washington St, Brownsville, TX 78520 +1 (956) 356 - 6600
First State Bank 6320 US-59, Shepherd, TX 77371 +1 (936) 628 - 3347
Amigo Pawn & Jewelry 1595 TX-100, Port Isabel, TX 78578 +1 (956) 943 - 1591
Atlas Credit Co., Inc. 8553 Long Point Rd, Houston, TX 77055 +1 (713) 365 - 9133
Covington Credit 113 W 1st St, El Campo, TX 77437 +1 (979) 543 - 3150

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stowell, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in La Porte, TX, Bad Credit Loans in Lancaster, TX, Payday Loans in Laredo, TX, 24-Hour Loan in League City, TX, 24-Hour Loan in Leander, TX, Payday Loan Without a Credit Check in Lewisville, TX, Payday Loans in Little Elm, TX and Payday Loans in Longview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stowell, TX.

Payday Loans Available in Stowell, TX By The Following ZIP Codes:

77661

Are Payday Loans Legal In Stowell, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Stowell, TX payday loan calculator

Understanding Payday Loans in Stowell, Texas

Payday loans are a type of short-term loan that offers borrowers quick cash to cover unexpected expenses. These loans are typically due on the borrower’s next payday and are known for their high-interest rates.

While payday loans are legal in Texas, there are still regulations in place to protect borrowers from predatory lending practices. Understanding the ins and outs of payday loans in Stowell, Texas, can help you make informed decisions when considering this type of loan.

How do Payday Loans Work?

The process of obtaining a payday loan in Stowell, Texas, is straightforward. Borrowers must provide proof of income and identification and fill out a loan application. If approved, the borrower will receive their loan funds in exchange for a post-dated check or authorization to withdraw funds from their bank account on the loan due date.

A payday loan is typically due two to four weeks from the date of origination, and the lender will charge fees and interest on the loan. These fees can vary depending on the lender, but they generally fall between $15 and $30 per $100 borrowed.

What are the Requirements for Obtaining a Payday Loan in Stowell, Texas?

While each lender may have their specific requirements, there are some general requirements that borrowers must meet to obtain a payday loan in Stowell, Texas. These requirements include:

  • Being at least 18 years of age
  • Having a valid government-issued ID
  • Having proof of income or employment
  • Having an active checking account

If a borrower meets these requirements, they may be eligible for a payday loan in Stowell, Texas.

What are the Pros and Cons of Payday Loans?

Payday loans can offer quick, convenient money for unexpected emergencies, but they also come with some disadvantages. Here are a few pros and cons to consider when weighing the pros and cons of payday loans:

Pros:

  • Fast approval process
  • Easy application process
  • Loans available to those with poor credit
  • No collateral required
  • Can help borrowers avoid more expensive late fees or overdraft fees

Cons:

  • High-interest rates and fees
  • Can lead to a cycle of debt if not repaid on time
  • May lead to an increased risk of bankruptcy
  • Can be costly if borrowed on a regular basis

What are the Alternatives to Payday Loans?

If you’re considering a payday loan in Stowell, Texas, but are concerned about the high-interest rates and fees, there may be alternative options available to you. Some alternatives to payday loans that you may want to consider include:

  • Credit counseling services
  • Low-interest personal loans from your bank or credit union
  • Cash advances from credit cards
  • Friends or family loans
  • Alternative lenders such as peer-to-peer lenders

Interesting Facts and Statistics about Payday Loans in Stowell, Texas

Did you know that 83% of payday loan borrowers in Texas have taken out more than one loan in a year? Additionally, the average loan amount for a payday loan in Texas is $470, and borrowers typically pay $23 per $100 borrowed in fees and interest.

Apply Now for a Payday Loan in Stowell, Texas

If you’ve determined that a payday loan is the right choice for your financial situation, TheGuaranteedLoans can help you connect with potential lenders in Stowell, Texas. Our online application process is quick, easy, and confidential. Please note that TheGuaranteedLoans is a connection service and not a direct lender, but we provide a network of lenders that can provide you with the financial support you need.

Don’t wait for your next paycheck. Apply now to get the cash you need to cover unexpected expenses.

F.A.Q.

Can I apply for a payday loan online in Stowell, Texas?

Yes, many payday lenders in Stowell, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.

What information do I need to provide when applying for a payday loan in Stowell, Texas?

When applying for a payday loan in Stowell, Texas, borrowers will typically need to provide proof of income, a valid government-issued ID, and proof of a checking account. Lenders may also require additional information, such as references or proof of residence.