Payday Loans in Telferner, Texas

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No payday loan companies in Telferner, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texas Car Title & Payday Loan Services, Inc. 111 Early Blvd, Early, TX 76802
Citizens National Bank of Texas 124 E Main St, Italy, TX 76651 +1 (972) 938 - 4300
Cash Store 1321 N Tennessee St STE 102, McKinney, TX 75069 +1 (972) 542 - 8606
Toledo Finance Corporation 2030 E Oltorf St 105, Austin, TX 78741 +1 (512) 476 - 6711
Goldstar Finance 4905 N Navarro St suite c, Victoria, TX 77901 +1 (361) 576 - 1875
Auvi-Coll 10777 Westheimer Rd 1100, Houston, TX 77042 +1 (713) 266 - 6958
Sunset Finance Company 111 N 11th St, Beaumont, TX 77702 +1 (409) 835 - 3966
Southside Bank - Pineland 102 Timberland Hwy, Pineland, TX 75968 +1 (409) 584 - 3111
World Finance 499 Pearl St, Beaumont, TX 77701 +1 (409) 833 - 6411
TitleMax Title Loans 2005 Business, Hwy 35 N, Rockport, TX 78382 +1 (361) 200 - 7924

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Telferner, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Allen, TX, Payday Loans in Amarillo, TX, Payday Loan Companies in Arlington, TX, Payday Loan Without a Credit Check in Austin, TX, Same Day Loans in Baytown, TX, Payday Loan for Beaumont, TX, Same Day Loans in Bedford, TX and Payday Loans in Brownsville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Telferner, TX.

Payday Loans Available in Telferner, TX By The Following ZIP Codes:

77988

Are Payday Loans Legal In Telferner, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Telferner, TX payday loan calculator

Understanding Payday Loans in Telferner, Texas

When facing an emergency financial situation, many individuals in Telferner, Texas turn to payday loans as a solution. Payday loans are legal in the state of Texas, but before getting one, it’s important to understand how they work and what to look for when selecting a lender.

What are Payday Loans?

Payday loans are short-term loans that typically must be paid back in full within two weeks or by your next paycheck. These loans are often marketed as a way to bridge the gap between paychecks or cover unexpected bills. Most payday loans range from $100 to $1,000, although the amount you can borrow will depend on your income and the lender’s policies.

How do they Work?

Getting a payday loan in Telferner, Texas is relatively easy and straightforward. You can apply online or in a storefront, and typically only need to provide proof of income, a bank account, and a valid form of identification. Once approved, you will receive the loan amount in cash or via direct deposit. The lender will then require repayment of the loan plus interest and fees by your next payday.

Understanding the Risks

While payday loans can be a helpful short-term solution for some individuals, they also come with risks. The interest rates on payday loans can be significantly higher than other types of loans, and if you are unable to repay the loan by your next payday, you could end up owing more in interest and fees. Additionally, some payday lenders may engage in predatory practices, such as disguising fees or extending loans without a clear repayment plan.

Choosing a Lender in Telferner, Texas

When selecting a lender for a payday loan in Telferner, Texas, it’s important to do your research and choose a reputable and trustworthy lender. Look for lenders that are licensed and regulated by the Texas Office of Consumer Credit Commissioner, and read customer reviews to get an idea of their reputation. Additionally, make sure to carefully review the loan terms, interest rates, and fees before signing on the dotted line.

Interesting Facts and Statistics about Payday Loans in Telferner, Texas

  • In Texas, the average payday loan is $470, and borrowers end up paying an average of $23 per $100 borrowed in fees and interest.
  • According to a study by the Texas Fair Lending Alliance, 83% of payday loans in Texas are taken out within two weeks of paying off a previous payday loan, indicating a cycle of borrowing and debt for many individuals.

Apply Now

If you are considering a payday loan in Telferner, Texas, TheGuaranteedLoans can help you connect with potential lenders. As a connector service and not a direct lender, we can provide you with options and help you find a lender that meets your needs. Submit your application on our website today and get one step closer to securing the funds you need.

F.A.Q.

Can I roll over my payday loan in Telferner, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.

Can I obtain a payday loan in Telferner, Texas if I have bad credit?

Yes, payday loans in Telferner, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.