Payday Loans in Temple, Texas

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Payday Loan Companies in Temple, TX

Company nameAddressZip codePhone number
ACE Cash Express 1416 S 31st St 76504 +1 (254) 791 - 9100
Atlas Credit Co., Inc. 1408 S 31st St 76504 +1 (254) 742 - 0155
Bell Finance Co 1102 W Adams Ave C 76504 +1 (254) 773 - 2333
Cash America Pawn 1408 W Adams Ave 76504 +1 (254) 773 - 8097
Cash In A Flash 1020 S 31st St 76504 +1 (254) 773 - 0776
Central Tx Certified Development 3000 S 31st St 76502 +1 (254) 899 - 8333
Check n Go 1616A SW H K Dodgen Loop 76504 +1 (254) 899 - 1161
Covington Credit 2 S 1st St 76501 +1 (254) 778 - 0048
Extraco Banks Temple: Downtown 18 S Main St 76501 +1 (254) 774 - 5500
Extraco Banks Temple: South 31st 3615 S 31st St 76502 +1 (254) 774 - 5500
EZMoney 1205 W Adams Ave 76501 +1 (254) 263 - 1371
Family Loans of Temple 10 E Avenue A 76501 +1 (254) 778 - 5241
First Cash Advance 110 N 27th St 76504 +1 (254) 771 - 1210
First State Bank Central Texas 1150 Canyon Creek Dr 76502 +1 (254) 778 - 1150
Loanstar Title Loans 1303 W Adams Ave 76501 +1 (254) 742 - 0278
Payment 1 Financial 1229 S 31st St 76504 +1 (254) 771 - 9952
Security Finance 2 S Main St 76501 +1 (254) 778 - 3678
Service Loans and Tax Services 215 W Adams Ave 76501 +1 (254) 778 - 0070
Sun Loan Company 916 S 31st St Ste A 76504 +1 (254) 770 - 1116
Texan Credit Corporation 1412 W Adams Ave 76504 +1 (254) 771 - 3442
The Money Station 1229 S 31st St 76504 +1 (254) 935 - 2226
TitleMax Title Loans 2715 Thornton Ln 76502 +1 (254) 774 - 6944
Toledo Finance Corporation 1408 S 31st St suite a 76504 +1 (254) 778 - 4777
Western Finance 8 E Central Ave St 76501 +1 (254) 771 - 3255
World Finance 221 W Adams Ave 76501 +1 (254) 771 - 2901
Worth Finance 108 N 27th St 76504 +1 (254) 778 - 0189

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Temple, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Texarkana, TX, Same Day Loans in Texas City, TX, Payday Loan Companies in The Colony, TX, Payday Loans in Tyler, TX, Payday Loans in Victoria, TX, Emergency Loan in Waco, TX, Short-term Loans in Waxahachie, TX and Online Loans in Weslaco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Temple, TX.

Payday Loans Available in Temple, TX By The Following ZIP Codes:

76503, 76501, 76502, 76505, 76504, 76508

Are Payday Loans Legal In Temple, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Temple, TX payday loan calculator

Payday loans are short-term, high-interest rate loans that are used to cover unexpected expenses between paychecks. They are available in many states, including Texas. Payday loans in Texas are legal and available to those who qualify. Whether you live in Temple, Texas, or other parts of the Lone Star State, payday loans are a viable option for quick cash.

Payday Loans in Temple, Texas

Payday loans in Temple, Texas are legal and available to those who meet the lender’s eligibility requirements. To be eligible for a payday loan, applicants must be employed with a regular source of income and have had an active checking account for at least three months. Lenders may also require a valid government-issued ID, such as a driver’s license, as well as proof of address.

How Payday Loans Work in Temple, Texas

In Temple, Texas, payday loans are offered through local lenders and online lenders. The process is typically quick and easy. Applicants typically fill out an online application or visit a payday loan store and provide the necessary information. After the application is verified and approved, the loan funds are electronically deposited into the borrower’s checking account, usually within one business day.

Cost of Payday Loans in Temple, Texas

The cost of payday loans in Temple, Texas, varies from lender to lender. Payday loans typically come with higher interest rates and fees than traditional loans. In Texas, the interest rate for payday loans cannot exceed 10%, and the terms must not exceed 31 days. The fees for payday loans are set by state law and are capped at $30 per $100 borrowed.

Comparing Payday Loans in Temple, Texas

When considering payday loans in Temple, Texas, it is important to compare lenders to find the best rates and fees. The Texas Constitution and Statutes dictates what a lender can and cannot do, but the actual rates and fees will vary from lender to lender. When comparing payday loans, take time to research the lender’s reputation, fees and interest rate, as well as any other terms and conditions.

Tips for Borrowing Payday Loans in Temple, Texas

Before taking out payday loans, it is important to consider other options and make sure the loan is necessary. It is also important to understand the implications of taking out a payday loan, such as the repayment terms, fees and interest rates. Whenever possible, borrowers should research the lender’s reputation, fees and interest rates before applying for a loan. Also, borrowers should create a budget and stick to it to ensure they can meet their repayment obligations.

Conclusion

Payday loans in Temple, Texas, can be a quick and easy solution for those who need cash to cover unexpected expenses. However, it is important to understand the costs and implications of taking out a payday loan, as well as to compare lenders and find the best rates and fees. Careful research and budgeting can help ensure that payday loan borrowers can meet their repayment obligations.

Apply Now

TheGuaranteedLoans.com is not a lender, but can help you find a lender to meet your needs. Our online service is fast and convenient, allowing you to apply for a loan from the comfort of your own home. Apply now and get connected to lenders that can offer you a loan to help you manage your financial needs.

F.A.Q.

Q: Are payday loans legal in Texas?

A: Yes, payday loans are legal in Texas. The Texas Constitution and Statutes dictate what a lender can and cannot do.

Q: What is the cost of a payday loan in Temple, Texas?

A: The cost of a payday loan in Temple, Texas, varies from lender to lender. However, the interest rate cannot exceed 10%, and the fees are capped at $30 per $100 borrowed.

Q: How do I know if I am eligible for a payday loan?

A: To be eligible for a payday loan, applicants must be employed with a regular source of income and have had an active checking account for at least three months.

Q: What do I need to apply for a payday loan?

A: Most lenders will require a valid government-issued ID, proof of address, and proof of income.

More F.A.Q.

Can payday lenders in Temple, Texas garnish my wages if I default on my loan?

Yes, payday lenders in Temple, Texas can garnish your wages if you default on your loan. However, this can only be done with a court order, and the borrower must be notified of the garnishment in advance.

Are there any resources available to help me avoid or manage payday loan debt in Temple, Texas?

Yes, there are resources available to help you avoid or manage payday loan debt in Temple, Texas. These include free financial counseling services, debt management programs, and assistance from non-profit organizations.

How Many Cash Advance Companies are in Temple, TX?

With the help of our service, you will be able to find 26 cash advance companies in Temple, TX

What Cash Advance Companies in Temple, TX are the most popular?

You should check ACE Cash Express, Atlas Credit Co., Inc., and Bell Finance Co. Also, you can start your application online on our website.