Payday Loans in Thornton, Texas

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No payday loan companies in Thornton, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bancshares Inc 208 US-69, Huntington, TX 75949 +1 (936) 422 - 3000
Advance America 447 N Garland Ave, Garland, TX 75040 +1 (972) 494 - 2705
Auto Financial Group 5555 San Felipe St 2100, Houston, TX 77056 +1 (877) 354 - 4234
Santa Anna National Bank 610 Wallis Ave, Santa Anna, TX 76878 +1 (325) 348 - 3108
Cash Store 800 US Hwy 271 N, Gilmer, TX 75644 +1 (903) 680 - 0326
Western Finance 75 N 11th St, Beaumont, TX 77702 +1 (409) 833 - 5956
Pilgrim Bank 123 E 3rd St, Clarendon, TX 79226 +1 (806) 874 - 2080
Texas Finance 1401 N Lamesa Rd B, Midland, TX 79701 +1 (432) 687 - 5500
Upward Loans 13921 Montana Ave D, El Paso, TX 79938 +1 (915) 855 - 2274
Covington Credit 1626 Texoma Pkwy, Sherman, TX 75090 +1 (903) 893 - 5583

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Thornton, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Austin, TX, Emergency Loan in Baytown, TX, Quick Loan in Beaumont, TX, Payday Loans in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loans in Bryan, TX, Payday Loans in Burleson, TX and Guaranteed Loans in Carrollton, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Thornton, TX.

Payday Loans Available in Thornton, TX By The Following ZIP Codes:

76687

Are Payday Loans Legal In Thornton, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Thornton, TX payday loan calculator

Payday Loans in Thornton, Texas – What You Need to Know

Payday loans are a popular form of short-term lending that can help people bridge the gap between paychecks or cover unexpected expenses. In Thornton, Texas, payday loans are legal and widely available. However, before you decide to take out a payday loan, it’s important to understand the requirements, risks, and benefits of this type of lending.

How Do Payday Loans Work?

A payday loan is a small, short-term loan that is typically due on the borrower’s next paycheck. To qualify for a payday loan in Thornton, Texas, you typically need:

  • Proof of income (e.g., pay stubs, bank statements)
  • A valid ID
  • A bank account
  • A working phone number

When you apply for a payday loan, the lender will ask you to write a post-dated check for the loan amount plus fees. Alternatively, you may need to provide the lender with permission to electronically debit your bank account on the due date. On the due date, the lender will either cash the check or debit your account for the loan amount plus fees.

What Are the Requirements for Payday Loans in Thornton, Texas?

In Thornton, Texas, there are several requirements for payday loan borrowers. Firstly, borrowers must be at least 18 years old and have a steady source of income. Secondly, borrowers must provide proof of income and a valid ID. Lastly, borrowers must have a bank account and a working phone number.

It’s important to note that payday loan lenders in Thornton, Texas are required to follow certain regulations and guidelines set by the state. These include limits on the loan amount, repayment terms, and fees. For example, in Texas, the maximum amount you can borrow with a payday loan is $1,000, and the maximum term is 180 days. Fees are also capped at 10% of the loan amount, plus a $30 administrative fee.

The Benefits of Payday Loans in Thornton, Texas

Payday loans can provide several benefits to borrowers in need of short-term cash. Firstly, payday loans are relatively easy to qualify for, even if you have bad credit or no credit history. Secondly, payday loans can be processed quickly, often within a few hours. This makes them ideal for unexpected expenses or emergencies.

The Risks of Payday Loans in Thornton, Texas

Payday loans also come with certain risks and drawbacks that borrowers should be aware of. First and foremost, payday loans are typically more expensive than other forms of lending, with fees and interest rates that can add up quickly. Secondly, failing to repay a payday loan on time can result in additional fees and charges, and may even damage your credit score.

Interesting Facts and Statistics

  • According to a report by the Center for Responsible Lending, the average payday loan borrower in Texas takes out 10 loans per year, with an average loan size of $470.
  • In 2019, the Texas Legislature passed a law that required payday loan lenders to offer affordable repayment plans and capped the number of loans a borrower can take out per year.

Apply Now

If you need a payday loan in Thornton, Texas, TheGuaranteedLoans can help! We are a connector service that can connect you with potential lenders who may be able to offer you a payday loan. To get started, simply fill out our online application form. Please note that TheGuaranteedLoans is not a direct lender, and we do not provide loans ourselves. Instead, we facilitate connections between borrowers and lenders.

Need more information about payday loans in Thornton, Texas? Contact us today!

F.A.Q.

Are there any alternative options to payday loans in Thornton, Texas?

Yes, there are several alternative options to payday loans in Thornton, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.

Are payday loans legal in Thornton, Texas?

Yes, payday loans are legal in Thornton, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.