Payday Loans in Troup, Texas

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No payday loan companies in Troup, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 1527 W State Hwy 114 600, Grapevine, TX 76051 +1 (817) 421 - 8158
Frost Bank 1300 S Main St, Boerne, TX 78006 +1 (830) 249 - 2551
Payment 1 Financial 2833 S 14th St, Abilene, TX 79605 +1 (325) 670 - 0204
Econo Loans and Insurance 326 E McKinney St H, Denton, TX 76201 +1 (940) 566 - 6639
EZPAWN 2501 Broadway Avenue J, Galveston, TX 77550 +1 (409) 763 - 2292
Dan Ferrante - State Farm Insurance Agent & Rocket Professional Loan Originator 333 N Rivershire Dr 200, Conroe, TX 77304 +1 (936) 756 - 4321
Walmart Money Center 407 NE Georgia Ave, Sweetwater, TX 79556
First National Bank of Bastrop 1312 US-290, Elgin, TX 78621 +1 (512) 321 - 2561
Hughes Finance 5404 Nordling Rd, Houston, TX 77076 +1 (713) 695 - 2921
Cash Store 1948 S Main St, Weatherford, TX 76086 +1 (817) 599 - 3663

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Troup, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Pflugerville, TX, Payday Loans in Pharr, TX, Payday Loans in Plano, TX, Payday Loan for Port Arthur, TX, Guaranteed Loans in Richardson, TX, Payday Loan Without a Credit Check in Rockwall, TX, Payday Loans in Rosenberg, TX and Payday Loans in Round Rock, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troup, TX.

Payday Loans Available in Troup, TX By The Following ZIP Codes:

75789

Are Payday Loans Legal In Troup, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Troup, TX payday loan calculator

What You Need to Know About Payday Loans in Troup, Texas

For many Texans, payday loans are a quick and convenient solution to their financial problems. A payday loan is a short-term loan that typically lasts two weeks or less. Borrowers are required to repay the loan with a fee on their next payday.

In Troup, Texas, payday loans are legal and can be taken out at many licensed storefronts and online lenders. However, it is important to understand the terms and risks associated with these loans before making a decision to borrow.

How Payday Loans in Troup Work

Payday loans in Troup, Texas are granted with a low maximum amount of $1,800 and a maximum term of 180 days. The borrower provides a postdated check or an electronic form of payment for the full loan amount plus fees. These fees are not insignificant; in Texas, the average APR for payday loans is 661%.

When the loan is due, the borrower must pay off the entire amount, including fees. If they do not have the funds available, they have the option to roll over the loan, which extends the due date for an additional fee. This can result in a cycle of debt, as the borrower continues to borrow and roll over the loan.

The Risks of Payday Loans in Troup

Payday loans have long been a controversial topic due to the high fees and predatory nature of some lenders. Because of the short repayment period and high fees, many borrowers find themselves in a cycle of debt that is difficult to break.

Additionally, some lenders use aggressive and potentially illegal tactics such as threatening lawsuits, criminal charges, or wage garnishment to collect on the debt.

Interesting Facts about Troup, Texas

  • Troup, Texas was founded in 1824 and named after separator Robert Troup.
  • The town is home to the annual Troup High School Homecoming Parade, which has occurred every year since 1947.
  • The average household income in Troup is $53,125.
  • The population of Troup as of the 2020 Census is 2,019.
  • Troup, Texas is known for its small town charm and welcoming community.

The Benefits of Using TheGuaranteedLoans

If you find yourself in need of a payday loan, TheGuaranteedLoans can help. We are a connection service that links borrowers with potential lenders, making the application process fast and easy.

Our online application process takes only a few minutes to complete, and we work with a large network of lenders to ensure that you get the best rates available. Plus, there are no fees to use our service, and you are not obligated to accept any loan offers you receive.

It is important to know that TheGuaranteedLoans is not a direct lender. Rather, we facilitate your connection with potential lenders who can provide the financial assistance you need.

Applying for a Payday Loan in Troup with TheGuaranteedLoans

To apply for a payday loan with TheGuaranteedLoans, simply visit our website and fill out our online application. We will ask you for some basic information about yourself and your financial situation, and then connect you with potential lenders who can meet your needs.

Remember, a payday loan can be a useful tool for managing unexpected expenses or financial emergencies. But it is important to understand the risks and terms associated with these loans before you decide to borrow. At TheGuaranteedLoans, we are here to help you make the best decision for your financial situation and provide access to reputable lenders.

F.A.Q.

Can I cancel a payday loan in Troup, Texas?

Yes, borrowers in Troup, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.

Are there any alternative options to payday loans in Troup, Texas?

Yes, there are several alternative options to payday loans in Troup, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.