Payday Loans in University Park, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in University Park, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Discount Finance & Personal Credit Loans Mission 1015 N Conway Ave, Mission, TX 78572 +1 (956) 600 - 7370
Texas Car Title & Payday Loan Services, Inc. 4301 McPherson Rd, Laredo, TX 78041 +1 (956) 726 - 2591
Citizens Bank 110 N E 2nd St, Knox City, TX 79529 +1 (940) 658 - 3527
Action Express Loans 1906 Lee Trevino Dr E, El Paso, TX 79936 +1 (915) 633 - 1830
CashMax Title & Loan 807 Hurst St Ste C, Center, TX 75935
Insco Insurance 3100 E US Hwy 377, Granbury, TX 76049 +1 (817) 573 - 1930
Bank Of England Mortgage 701 W Hwy 290 103, Dripping Springs, TX 78620 +1 (512) 894 - 2109
Security Finance Corporation 1410 S 14th St, Kingsville, TX 78363 +1 (361) 592 - 3862
United States Postal Service 247 E Main St, Zavalla, TX 75980 +1 (800) 275 - 8777
Energise Payday - Fort Worth 512 Main St, Fort Worth, TX 76102 +1 (888) 674 - 0058

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in University Park, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Laredo, TX, Guaranteed Loans in League City, TX, Payday Loan Without a Credit Check in Leander, TX, Payday Loan for Lewisville, TX, Guaranteed Loans in Little Elm, TX, Payday Loans in Longview, TX, Payday Loans in Lubbock, TX and Payday Loan for Lufkin, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in University Park, TX.

Payday Loans Available in University Park, TX By The Following ZIP Codes:

75205, 75225, 75275

Are Payday Loans Legal In University Park, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

University Park, TX payday loan calculator

Understanding Payday Loans in University Park, Texas

Payday loans are short-term, unsecured loans intended to provide quick access to cash. In University Park, Texas, these loans are legal and can be obtained from various lenders, including online lenders and storefront lenders.

How Payday Loans Work

Payday loans typically involve borrowing a small sum of money, usually ranging from $100 to $1000, to be repaid with interest and fees on the borrower’s next payday. The repayment terms for these loans are usually two to four weeks.

The loan application process is straightforward, and most lenders do not require borrowers to have good credit. To apply for a payday loan in University Park, Texas, borrowers need to provide proof of income, identification, and a checking account.

The Pros and Cons of Payday Loans

While payday loans can be convenient for people facing unexpected expenses, they come with some significant drawbacks.

  • Pros:
    • Quick access to cash
    • Simple application process
    • No collateral required
    • Potentially lower fees compared to other types of loans
  • Cons:
    • High-interest rates and fees
    • Short repayment terms
    • Can lead to a cycle of debt if borrowers cannot repay on time
    • Limited regulation and oversight

If you are considering a payday loan in University Park, Texas, it is important to carefully consider the risks and benefits and only borrow what you can comfortably repay.

Interesting Facts About Payday Loans in University Park, Texas

  • The average payday loan in Texas is $470, and the average repayment period is 14 days. (Source: Texas Fair Lending Alliance)
  • In 2019, Texans paid over $1.4 billion in fees and interest on payday and auto title loans. (Source: Texas Office of Consumer Credit Commissioner)
  • In University Park, Texas, there are several storefront payday lenders, as well as online lenders offering payday loans to Texas residents.
  • Payday lending is legal in Texas, but there are limits to interest rates and fees that lenders can charge. The maximum interest rate for a payday loan in Texas is 10% and the maximum origination fee is $30.

Apply Now for a Payday Loan in University Park, Texas

If you are facing an unexpected expense and need cash quickly, a payday loan may be an option to consider. TheGuaranteedLoans is a connection service that can help connect you with potential lenders in University Park, Texas.

We make the loan application process simple and straightforward, and our lenders offer flexible repayment terms. Remember that we are not a direct lender and do not provide the funds ourselves. We work with a network of lenders to connect borrowers with the loans they need.

To apply for a payday loan, simply fill out our online application form on TheGuaranteedLoans website. We will review your application and connect you with potential lenders who can provide the cash you need.

Conclusion

Payday loans offer a quick and convenient way to access cash when you need it. However, they come with some significant costs and risks. It is important to carefully consider your options and only borrow what you can comfortably repay. If you are considering a payday loan in University Park, Texas, contact TheGuaranteedLoans today to get started.

F.A.Q.

How long does it take to receive a payday loan in University Park, Texas?

The amount of time it takes to receive a payday loan in University Park, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.

Are there any restrictions on the use of payday loan proceeds in University Park, Texas?

Yes, payday loan proceeds in University Park, Texas can only be used for short-term financial needs, such as emergency expenses or bills. They cannot be used to pay off existing loans or credit card debt. It is important to carefully consider your financial needs and the terms of the loan before borrowing.