Payday Loans in Village Mills, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Village Mills, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First State Bank 442 N Dibrell Ave, Three Rivers, TX 78071 +1 (361) 786 - 2525
Dalhart Federal Savings & Loan 502 Denrock Ave, Dalhart, TX 79022 +1 (806) 249 - 8561
Wells Fargo Bank 1006 N Wells St Ste B, Edna, TX 77957 +1 (361) 781 - 3380
Reliable Finance Co 119A Main St, Sealy, TX 77474 +1 (979) 885 - 4000
Barri Office 800 E 2nd St suite a, Rio Grande City, TX 78582 +1 (956) 487 - 8833
Crane County Abstract 304 W 6th St, Crane, TX 79731 +1 (432) 558 - 3112
Barri Office 102 W Sinton St, Sinton, TX 78387 +1 (361) 364 - 2681
First State Bank of Ben Wheeler 17588 TX-19, Canton, TX 75103 +1 (903) 567 - 7051
Atlas Credit Co., Inc. 113 W Main St, Palestine, TX 75801 +1 (903) 731 - 9386
Tiempo Loans 2120 S Wayside Dr D, Houston, TX 77023 +1 (713) 923 - 7224

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Village Mills, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Brownsville, TX, Payday Loans in Bryan, TX, Payday Loan Companies in Burleson, TX, Bad Credit Loans in Carrollton, TX, Quick Loan in Cedar Hill, TX, Payday Loans in Cedar Park, TX, Payday Loans in Channelview, TX and Payday Loan Companies in College Station, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Village Mills, TX.

Are Payday Loans Legal In Village Mills, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Village Mills, TX payday loan calculator

Payday Loans in Village Mills, Texas: What You Need to Know

Payday loans can be a useful tool for those in need of short-term financial assistance. However, if you’re considering taking out a payday loan in Village Mills, TX, it’s important to understand the rules and regulations surrounding these loans before making a decision. In this article, we’ll provide you with a detailed guide, and answer any questions you may have regarding payday loans in Village Mills, Texas.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically repaid within two weeks. These loans are usually small amounts of money, ranging from $100 to $1,000. The borrower must provide a post-dated check for the amount of the loan, plus any fees, which the lender can cash on the due date. If the borrower is unable to pay the loan back on time, they may be charged additional fees and interest, and may be forced to take out another loan to cover the initial debt.

Are Payday Loans Legal in Village Mills, Texas?

Yes, payday loans are legal in Texas, including Village Mills. However, it’s important to note that there are certain regulations in place to protect the borrower. For example, lenders must be licensed with the Office of Consumer Credit Commissioner, and they must clearly disclose all fees and interest rates associated with the loan.

How Much Can You Borrow with a Payday Loan in Village Mills, Texas?

In Texas, borrowers can typically borrow up to $1,000 with a payday loan. However, the actual amount you can borrow may depend on your income and the lender’s policies. Keep in mind that the loan must be repaid within two weeks, so you should only borrow what you can realistically pay back in that time frame.

What Are the Fees and Interest Rates for Payday Loans in Village Mills, Texas?

The fees and interest rates for payday loans in Village Mills, Texas can vary depending on the lender. However, the maximum finance charge allowed by law in Texas is $30 for every $100 borrowed. This means that if you borrow $500, the maximum finance charge would be $150. Keep in mind that these fees can add up quickly if you’re unable to repay the loan on time.

What Are the Pros and Cons of Payday Loans in Village Mills, Texas?

Pros:

  • Quick and easy application process
  • No credit check required
  • Can be a useful tool for short-term financial needs

Cons:

  • High fees and interest rates
  • Short repayment period
  • Can lead to a cycle of debt if not repaid on time

Interesting Facts about Payday Loans in Village Mills, Texas

  • In 2019, there were 3.2 million payday loans issued in Texas.
  • The average payday loan in Texas is $470.
  • Payday lenders in Texas charge an average APR of 410.93%.

Apply Now

If you’re considering a payday loan in Village Mills, Texas, TheGuaranteedLoans can help. We’re a connector service that can help you find potential lenders who can meet your financial needs. Keep in mind that we’re not a direct lender, but we’re committed to helping you make the best decision for your financial situation.

Apply Now and start the application process today!

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Village Mills, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.

Can I roll over my payday loan in Village Mills, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.