Payday Loans in Voca, Texas

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No payday loan companies in Voca, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Gold Star Finance 105 W San Antonio St, Lockhart, TX 78644 +1 (512) 398 - 3388
Classic Bank 102 N Houston Ave, Cameron, TX 76520
TitleMax Title Loans 6898 Bandera Rd, Leon Valley, TX 78238 +1 (210) 526 - 6877
Farmers State Bank 121 S Ellis St, Groesbeck, TX 76642 +1 (254) 729 - 3272
City National Bank 118 N Main St, Yantis, TX 75497 +1 (903) 383 - 2250
Security Finance 501 E, TX-114 Suite 126, Levelland, TX 79336 +1 (806) 894 - 4348
Farmers State Bank 722 Broadway Ave, Newcastle, TX 76372 +1 (940) 846 - 3556
Barri Office 2018 E Main St, Uvalde, TX 78801 +1 (830) 591 - 9479
EZPAWN 1010 S Gregg St, Big Spring, TX 79720 +1 (432) 267 - 1370
First State Bank Central Texas 1150 Canyon Creek Dr, Temple, TX 76502 +1 (254) 778 - 1150

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Voca, TX, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Conroe, TX, Payday Loans in Coppell, TX, Quick Loan in Copperas Cove, TX, Payday Loan for Corpus Christi, TX, Payday Loans in Dallas, TX, Payday Loans in Deer Park, TX, Payday Loans in Del Rio, TX and Payday Loans in Denton, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Voca, TX.

Are Payday Loans Legal In Voca, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Voca, TX payday loan calculator

Payday Loans in Voca, Texas: Everything You Need to Know

If you live in Voca, Texas, and are facing a financial emergency, something unexpected, a payday loan could be a lifesaver. Payday loans provide quick cash advances to cover unexpected expenses or help pay the bills when you’re short on cash.

Let’s dive into the nitty-gritty of payday loans in Voca, Texas, what you need to know before applying, and why TheGuaranteedLoans could be the perfect solution for you.

How Do Payday Loans Work in Texas?

Payday loans are legal in Texas under state laws, but they are regulated to ensure fair lending practices. In Texas, payday loans are a type of credit access business (CAB) loan.

Here’s how a payday loan typically works: you request a loan amount, provide the lender with proof of income (e.g., pay stubs), and agree to repay the loan on your next payday.

Payday loans in Texas are capped at $1,800, with a maximum term of 180 days. The annual percentage rate (APR) on payday loans varies but can reach up to 660%.

What Are the Requirements for a Payday Loan in Texas?

To be eligible for a payday loan in Texas, you must:

  • Be at least 18 years of age
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account

Keep in mind that lenders in Texas may also require additional documents or information when processing your loan application.

What Are the Pros and Cons of a Payday Loan in Voca, Texas?

Payday loans can be a useful tool in times of financial emergencies, but they also come with risks.

Pros:

  • Quick cash when you need it
  • No credit check required
  • Easy application process

Cons:

  • High interest rates
  • Short repayment terms
  • Can lead to debt cycle

Why Choose TheGuaranteedLoans for Your Payday Loan in Voca, Texas?

TheGuaranteedLoans is a lender-connector service that connects you with potential lenders to provide you with the best loan offers. Here’s why you should choose us:

  • Quick and easy online application process
  • Access to a network of trusted lenders
  • No paperwork necessary
  • Secure and confidential

Apply now on our website to get connected with potential lenders and find the best loan option for you.

Interesting Facts and Statistics about Payday Loans in Voca, Texas

  • According to Texas Appleseed, a public interest justice center, Texans paid over $1.5 billion in fees for payday and auto title loans in 2014.
  • In 2019, Texans took out over 10 million loans, amounting to $9 billion in loans, from payday and auto title lenders.
  • The average payday loan borrower in Texas takes out eight loans per year, with an average loan amount of $470 and an average APR of 454%.

The Bottom Line

Payday loans can be a helpful tool for unexpected expenses, but they should be used with caution. Understanding the pros and cons of payday loans and choosing a reputable lender are essential to making informed financial decisions.

At TheGuaranteedLoans, we’re here to help you find the best loan option for your financial situation. Fill out our easy online application today and let us connect you with potential lenders.

F.A.Q.

Can I obtain a payday loan in Voca, Texas if I have bad credit?

Yes, payday loans in Voca, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.

How long does it take to receive a payday loan in Voca, Texas?

The amount of time it takes to receive a payday loan in Voca, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.