Payday Loans in Water Valley, Texas

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No payday loan companies in Water Valley, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 3464 Palmer Hwy, Texas City, TX 77590 +1 (409) 949 - 4700
Texas Plains Fed Credit Union 214 S Ayrshire Ave, Crosbyton, TX 79322
Dan Ferrante - State Farm Insurance Agent & Rocket Professional Loan Originator 333 N Rivershire Dr 200, Conroe, TX 77304 +1 (936) 756 - 4321
Gold Star Finance 2101 Guadalupe St 2, Laredo, TX 78043 +1 (956) 753 - 6959
Austin Telco Federal Credit Union 1603 Ranch Rd 620 S, Lakeway, TX 78734 +1 (512) 302 - 5555
Central Tx Certified Development 3000 S 31st St, Temple, TX 76502 +1 (254) 899 - 8333
Texan Credit Corporation 700 Dixie Dr ste b, Clute, TX 77531 +1 (979) 299 - 1043
Barri Agent 123 N McCarty Ave, Eagle Lake, TX 77434
Atlas Credit Co., Inc. 425 E Coma Ave a, Hidalgo, TX 78557
Atlas Credit Co., Inc. 857 E Washington St C, Brownsville, TX 78520 +1 (956) 546 - 3368

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Water Valley, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Richardson, TX, 24-Hour Loan in Rockwall, TX, Payday Loans in Rosenberg, TX, Emergency Loan in Round Rock, TX, Online Loans in Rowlett, TX, Payday Loans in San Angelo, TX, Short-term Loans in San Antonio, TX and Emergency Loan in San Juan, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Water Valley, TX.

Are Payday Loans Legal In Water Valley, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Water Valley, TX payday loan calculator

Payday Loans in Water Valley, Texas

Payday loans are a type of short-term loan that can provide quick cash for those facing unexpected expenses. In Texas, payday loans are legal, and residents of Water Valley have access to these loans when they need them.

How do payday loans work in Water Valley, Texas?

Like with any other type of loan, when you take out a payday loan, you are borrowing money that you will need to pay back with interest. You can apply for a payday loan online or in person at a payday lender’s physical location in Water Valley.

Most payday loans in Water Valley are for amounts ranging from $100 to $1,000, and you can typically borrow for a period of 14 days. During this time, you will be expected to repay the loan in full, along with any interest and fees.

To qualify for a payday loan in Water Valley, you will need to meet certain eligibility requirements. These requirements vary among lenders but commonly include having a valid ID, proof of income, an active bank account, and proof of residency in Water Valley, Texas.

Interest rates and fees for payday loans in Water Valley, Texas

Payday loans are known for having high interest rates and fees. In Water Valley, Texas, the maximum interest rate that payday lenders can charge is 10% of the amount borrowed. In addition to interest, payday loans often come with other fees, such as origination fees, check-cashing fees, and late payment fees.

It is important to carefully read and understand the terms and conditions of a payday loan before agreeing to borrow. Make sure you are aware of all fees associated with the loan, as well as your repayment schedule and any penalties for late payments.

Pros and cons of payday loans in Water Valley, Texas

Payday loans can be a convenient option for those who need cash quickly and don’t have access to other forms of credit. However, they come with some disadvantages as well. Here are some pros and cons of payday loans:

  • Pros: Quick access to cash, no credit check required, easy application process
  • Cons: High interest rates and fees, short repayment terms, potential for debt cycle if not repaid on time

Interesting Facts and Statistics About Payday Loans in Water Valley, Texas

  • Fact: In 2020, Texans took out over 10 million payday loans, totaling over $4 billion in loans.
  • Fact: The average payday loan in Texas has an annual interest rate of 662%.
  • Fact: Texas is one of only 27 states that allows payday lending.

Apply Now for a Payday Loan in Water Valley, Texas

If you’re facing unexpected expenses and need a payday loan in Water Valley, Texas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application and get started today. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Whether you need a payday loan or another type of loan, it is important to consider your options carefully and only borrow what you can afford to repay. Always read and understand the terms and conditions of any loan agreement before agreeing to borrow.

F.A.Q.

Can I file a complaint about a payday lender in Water Valley, Texas?

Yes, if you have a complaint about a payday lender in Water Valley, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.

Are there any restrictions on the number of payday loans I can take out in Water Valley, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.