Payday Loans in Wellborn, Texas

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No payday loan companies in Wellborn, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
EZ Money 11763 Blanco Rd, San Antonio, TX 78216 +1 (210) 979 - 8272
Rapido Title & Express Loans 1038 E University Dr, Edinburg, TX 78539 +1 (956) 386 - 9005
World Finance 1308 E Common St 204, New Braunfels, TX 78130 +1 (830) 629 - 0733
Members Choice of Central Texas Federal Credit Union 212 Virginia Ave, Marlin, TX 76661
Raymond James Financial Services 801 Ave F, Levelland, TX 79336 +1 (806) 894 - 5358
Mr. Payroll 1315 S Commercial St, Aransas Pass, TX 78336 +1 (361) 758 - 8092
Toledo Finance Corporation 6412 N Navarro St STE J, Victoria, TX 77904 +1 (361) 576 - 9297
EZ Money Loan Services 5501 McPherson Rd, Laredo, TX 78041 +1 (956) 717 - 1780
Cashway Loan 3703 Fredericksburg Rd, San Antonio, TX 78201 +1 (210) 738 - 9121
Big Fundings: Business Cash Advance in Texas 7104 Baldy Mountain Trail, Fort Worth, TX 76131 +1 (908) 800 - 0971

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wellborn, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Killeen, TX, Payday Loans in Kyle, TX, Payday Loans in La Porte, TX, Quick Loan in Lancaster, TX, Payday Loan Without a Credit Check in Laredo, TX, Payday Loans in League City, TX, Payday Loans in Leander, TX and Payday Loans in Lewisville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wellborn, TX.

Are Payday Loans Legal In Wellborn, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Wellborn, TX payday loan calculator

What You Need to Know About Payday Loans in Wellborn, Texas

Payday loans are a popular financial solution for many Americans who need cash quickly. These loans are designed to provide short-term financial assistance to individuals who need support managing expenses. In Texas, payday loans are legal, and they can be beneficial for those who use them responsibly. In this article, we’ll take a closer look at payday loans in Wellborn, Texas, and what you need to know before you decide to apply.

How Payday Loans Work

Payday loans are a type of loan that typically ranges from $100 to $1000 and has a short repayment term, usually around two to four weeks. The loan is designed to help you meet your financial obligations until your next payday. You will need to provide the payday lender with a post-dated check for the amount of the loan plus fees, or you may need to give them access to your checking account so they can withdraw the funds on the due date.

The fees associated with payday loans can vary depending on the lender and the amount of the loan. In Texas, payday lenders are allowed to charge up to 10% of the loan amount as an origination fee, plus up to 48% annual interest. It’s important to note that if you do not repay the loan on time, you may be subject to additional fees and charges, and your credit score may be negatively impacted.

Benefits of Payday Loans

There are several benefits to using payday loans when you need to cover unexpected expenses. One of the biggest advantages is that payday loans offer quick access to cash. Unlike traditional loans, which can take days or even weeks to be approved and disbursed, payday loans can often be processed in a matter of hours.

Additionally, payday loans are available to individuals with poor credit or no credit history. This makes them a viable option for those who may not be able to qualify for traditional loans.

Important Considerations

While payday loans can be a helpful financial tool, it’s important to understand the risks and limitations associated with them. One potential drawback is that the fees associated with payday loans can be quite high, which means that you may end up paying more in interest and fees than you borrowed in the first place.

Additionally, payday loans are typically intended to be used for short-term financial assistance. If you find yourself relying on payday loans to cover regular expenses, you may need to reassess your budget and financial priorities to address the underlying issue.

Apply Now

If you’re interested in applying for a payday loan in Wellborn, Texas, TheGuaranteedLoans can help. We’re a connector service that works with a network of potential lenders to help you find the right loan for your needs.

When you fill out our online application, we’ll ask for some basic information about your income, employment, and other financial details. Once you submit your application, we’ll review it and connect you with potential lenders who may be willing to offer you a loan.

It’s important to note that TheGuaranteedLoans is not a direct lender, and we do not make any credit decisions. Instead, we work with a network of trusted lenders to help you find the right loan for your needs. If you’re approved for a loan, you’ll need to work with the lender directly to finalize the loan details and repayment terms.

Interesting Facts and Statistics About Payday Loans in Wellborn, Texas

  • According to data from the Texas Office of Consumer Credit Commissioner, there were over 2.4 million payday loans taken out in Texas in 2020, totaling over $1.2 billion.
  • The average payday loan amount in Texas was $477 in 2020.
  • Payday lenders in Texas are required to comply with certain regulations and consumer protections, including providing information about the total cost of the loan and the borrower’s rights and responsibilities.
  • While payday loans can be a helpful financial tool, they are not the only solution available. Other options include personal loans, credit cards, and budgeting and saving strategies. It’s important to explore all of your options and make an informed decision about which approach is right for you.

Conclusion

If you need short-term financial assistance in Wellborn, Texas, a payday loan may be a viable option for you. However, it’s important to approach these loans with caution and understand the potential risks and limitations involved. By working with a trusted connector service like TheGuaranteedLoans, you can access a network of potential lenders and find the right loan for your needs.

F.A.Q.

What are the fees and interest rates associated with payday loans in Wellborn, Texas?

Payday loans in Wellborn, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Wellborn, Texas?

No, rollovers are not allowed for payday loans in Wellborn, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.