Payday Loans in Willow City, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Willow City, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Pancho's Car Title Loans 6001 Alameda Ave, El Paso, TX 79905 +1 (915) 778 - 6700
Texas Car Title & Payday Loan Services, Inc. 2041 S Interstate 35, San Marcos, TX 78666 +1 (512) 738 - 8031
Check 'n Go 305 Coke St, Hillsboro, TX 76645
Extraco Banks Georgetown 1504 Williams Dr, Georgetown, TX 78628 +1 (512) 868 - 4100
Cash Store 1527 W State Hwy 114 600, Grapevine, TX 76051 +1 (817) 421 - 8158
Cash Store 10241 S Padre Island Dr Ste 125, Corpus Christi, TX 78418 +1 (361) 937 - 0100
BTH Bank 1825 N Pacific St, Mineola, TX 75773 +1 (903) 569 - 8010
Texas Home Health 211 N Main St, Shamrock, TX 79079 +1 (806) 256 - 1100
World Finance 2637 S Cooper St, Arlington, TX 76015 +1 (817) 419 - 3645
World Finance 405 N McDonald St Ste A, McKinney, TX 75069 +1 (972) 542 - 9461

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Willow City, TX, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loan Without a Credit Check in Bryan, TX, Guaranteed Loans in Burleson, TX, Same Day Loans in Carrollton, TX, Emergency Loan in Cedar Hill, TX, Payday Loans in Cedar Park, TX and Payday Loans in Channelview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Willow City, TX.

Are Payday Loans Legal In Willow City, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Willow City, TX payday loan calculator

Payday loans are a legal option in Texas for those who need quick cash. They were created to provide a short-term solution to unexpected financial emergencies, and they typically offer a small amount of money that must be repaid within a short time frame, often within two weeks. In Willow City, Texas, payday loans are available to residents who meet the eligibility requirements.

Eligibility for Payday Loans in Willow City, Texas

Willow City residents who are 18 years or older and have a steady income are eligible to apply for a payday loan. The application process is straightforward, and applicants will typically need to provide a government-issued ID, proof of income, and a checking account that’s in good standing. Once an application has been approved, the money is usually deposited into the borrower’s bank account within 24-48 hours.

Interest Rates and Loan Terms

Payday loans in Willow City, Texas are subject to state regulations that cap the interest rates and fees that lenders can charge. For example, lenders can’t charge more than 10% of the loan amount in fees and in interest rates. This means that if a borrower takes out a $200 payday loan, the lender can only charge a maximum of $20 in fees and interest rates. Additionally, the maximum loan term is 180 days in Texas. However, it’s important to remember that payday loans are meant to be short-term financial solutions, and borrowers should make every effort to repay the loan as soon as possible to avoid high interest charges.

How to Choose a Lender

In Willow City, Texas, there are many different lenders that offer payday loans. It’s important for borrowers to do their research and choose a reputable lender that offers reasonable interest rates and loan terms. Before signing any loan agreement, borrowers should carefully read the terms and conditions and make sure they understand the total cost of the loan, including any fees or interest charges.

Pros and Cons of Payday Loans

Before applying for a payday loan, it’s important to consider both the pros and cons of this type of loan. The main advantage of payday loans is that they provide quick cash to borrowers who need it. Additionally, payday loans are available to individuals with bad credit who may not qualify for traditional loans.

However, payday loans also have several disadvantages. The interest rates on payday loans are often very high, making it difficult for borrowers to repay the loan on time. Additionally, if the loan isn’t paid back on time, the lender may charge additional fees and even report the missed payment to the credit bureaus, which can negatively impact the borrower’s credit score.

Interesting Facts about Payday Loans in Willow City, Texas

  • In Texas, payday lending is a $4 billion industry, and there are more payday loan storefronts in Texas than there are McDonald’s restaurants.
  • According to a study by the Pew Research Center, 12 million Americans take out payday loans each year, with an average loan amount of $375.
  • Payday loan borrowers often need to take out multiple loans to pay off existing loans, which can trap them in a cycle of debt.

Apply Now

If you’re in need of a payday loan in Willow City, Texas, apply now on TheGuaranteedLoans website. We are a connector service that works with a network of lenders to help borrowers find the best loan options for their needs. Our simple and straightforward online application process is designed to connect borrowers with potential lenders quickly and easily. Remember, while payday loans can provide quick cash to address unexpected financial emergencies, they should be used responsibly and paid off as soon as possible.

F.A.Q.

Is it possible to obtain a payday loan in Willow City, Texas without a credit check?

Yes, it is possible to obtain a payday loan in Willow City, Texas without a credit check. However, lenders may still require proof of income and a valid checking or savings account.

How do I compare payday loan options in Willow City, Texas?

When comparing payday loan options in Willow City, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.