Payday Loans in Windthorst, Texas

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No payday loan companies in Windthorst, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
CommunityBank of Texas 319 N Rusk St, Newton, TX 75966 +1 (409) 379 - 8587
City National Bank 210 S Main St, Winnsboro, TX 75494 +1 (903) 342 - 3791
Classic Bank 102 N Houston Ave, Cameron, TX 76520
Friendly Loans, Inc. 9030 N. Freeway 45 110, Houston, TX 77037 +1 (281) 445 - 5454
Toledo Finance 1298 W South Loop 2, Stephenville, TX 76401 +1 (254) 918 - 2000
Principal Financial Group 101 Lampasas St, Lometa, TX 76853 +1 (832) 844 - 6698
Western Finance 1111 W Dickinson Blvd Suite B, Fort Stockton, TX 79735 +1 (432) 336 - 7701
Texan Credit Corporation 2040 Crockett Rd, Palestine, TX 75801 +1 (903) 727 - 0582
Citizens State Bank 400 St Marys St, Centerville, TX 75833 +1 (903) 536 - 5601
TitleMax Title Loans 2202 Lakeview Pkwy Suite 101 & 102, Rowlett, TX 75088 +1 (972) 543 - 6498

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Windthorst, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Pflugerville, TX, Payday Loan for Pharr, TX, Payday Loans in Plano, TX, No Credit Check Loans in Port Arthur, TX, Payday Loan Companies in Richardson, TX, Same Day Loans in Rockwall, TX, Guaranteed Loans in Rosenberg, TX and Payday Loan Without a Credit Check in Round Rock, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Windthorst, TX.

Payday Loans Available in Windthorst, TX By The Following ZIP Codes:

76389

Are Payday Loans Legal In Windthorst, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Windthorst, TX payday loan calculator

Payday Loans in Windthorst, Texas

When faced with a financial emergency, payday loans can be a lifesaver. Whether it’s a sudden medical bill, car repair, or unexpected expense, payday loans can provide a quick and easy solution for those in need of immediate cash. In Windthorst, Texas, payday loans are completely legal, and individuals can access them from a variety of lenders. However, before considering a payday loan, it’s important to understand the basics and ensure that it’s the right choice for you.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000, used to cover unexpected expenses. The borrower agrees to pay back the loan on their next payday, which is usually within two weeks to a month. Payday loans usually carry high interest rates and fees, making them an expensive option, but also a convenient one in times of need. In Texas, there are specific laws regulating payday loans to protect the borrower, which we will discuss further below.

How to Apply for a Payday Loan in Windthorst, Texas?

The application process for payday loans is straightforward and can be done online or in-store. Most lenders have a simple online application process that requires filling out a form with basic personal information and submitting it for consideration. Once approved, the funds can be deposited directly into the borrower’s checking account in as little as 24 hours. However, it’s important to note that not all applicants are approved for payday loans and that each lender has specific requirements for eligibility.

Texas Payday Loan Regulations

In Texas, payday loans are regulated by the Office of Consumer Credit Commissioner. The state has specific rules and regulations in place to protect borrowers from being exploited by lenders. Some of the regulations include:

  • Maximum loan amount: $1,000
  • Maximum loan term: 180 days
  • Maximum finance rate and fees: 10% of the loan amount
  • Maximum interest rate: no limit
  • Repayment plan options: available
  • Extended payment plan allowed: yes

It’s important to note that payday loans are not the answer for long-term financial problems. They should only be used as a temporary solution to a sudden need for cash. Borrowers should ensure they can pay back the loan in full on their next payday and avoid rolling over the loan, which will result in additional fees and interest charges.

Interesting Facts and Statistics About Payday Loans in Windthorst, Texas

  • Windthorst, Texas has a population of approximately 440 people.
  • According to data from the Texas Office of Consumer Credit Commissioner, the total number of payday loans taken out in Archer County, which includes Windthorst, was 1,090 in 2019.
  • The average loan amount in Archer County was $436 in 2019.
  • The total fees charged for payday loans in Archer County in 2019 were $203,650.

Apply Now

If you’re in need of a payday loan in Windthorst, Texas, you can apply online through TheGuaranteedLoans. We are a connector service that works with a network of potential lenders to match borrowers with loans that meet their needs. To apply, simply fill out our online application form and submit it for consideration. Remember, payday loans should only be used in times of financial emergency, and borrowers should ensure they can pay back the loan in full on their next payday.

Disclaimer: TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or guarantee loan approval. We facilitate the connection between borrowers and lenders and do not charge any fees for our service.

F.A.Q.

How do I apply for a payday loan in Windthorst, Texas?

To apply for a payday loan in Windthorst, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Windthorst, Texas?

There are several alternatives to payday loans in Windthorst, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.