Payday Loans in Winters, Texas

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No payday loan companies in Winters, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 4761 US-83 Suite B, Rio Grande City, TX 78582 +1 (956) 487 - 2622
liberty loans 12344 Gulf Fwy Suite N, Houston, TX 77034 +1 (713) 944 - 5771
TJD Financial Services 10925 Northwest Fwy, Houston, TX 77092 +1 (713) 750 - 9489
Justice Finance 149 W Kingsley Rd Ste 210, Garland, TX 75041 +1 (972) 271 - 2678
Texas Title Loans 7501 N Lamar Blvd, Austin, TX 78752 +1 (512) 447 - 2274
Security Finance 326 S Texas Ave Suite 1, Mercedes, TX 78570 +1 (956) 514 - 9441
Barri Agent 1331 Medea Dr, San Elizario, TX 79849
ez Money Loan Services 800 S Cage Blvd, Pharr, TX 78577
Republic Finance 6410 Weber Rd Suite 4, Corpus Christi, TX 78413 +1 (361) 808 - 7700
Covington Credit 1618 N Veterans Blvd, San Juan, TX 78589

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Winters, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Edinburg, TX, Payday Loans in El Paso, TX, Payday Loan for Euless, TX, Payday Loans in Farmers Branch, TX, No Credit Check Loans in Flower Mound, TX, Same Day Loans in Fort Worth, TX, Payday Loans in Friendswood, TX and Payday Loans in Frisco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Winters, TX.

Payday Loans Available in Winters, TX By The Following ZIP Codes:

79567

Are Payday Loans Legal In Winters, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Winters, TX payday loan calculator

Payday Loans in Winters, Texas: What You Need to Know

Are you a resident of Winters, Texas, who urgently needs money to cover unexpected expenses? One possible solution to your financial difficulties is a payday loan. In this article, we will explain what payday loans are, how they work, and what you need to keep in mind when taking out a loan of this type in Winters, Texas.

What Are Payday Loans?

Payday loans are short-term loans that are typically used to cover unforeseen expenses between paychecks. In Winters, Texas, payday loans are legal, which means that you can access this type of credit if you meet certain requirements.

How Do Payday Loans Work?

In Texas, payday lenders can offer loans to residents of the state. To qualify for a payday loan, you typically need to have a valid government-issued ID, a checking account, and proof of income (such as a pay stub or bank statement). Once you have provided this information, the lender will assess your application and determine how much money they are willing to lend you.

If you are approved for a payday loan, the lender will often require you to write a postdated check for the loan amount plus interest and fees. The lender will then deposit the check on the date specified by the borrower (usually the borrower’s next payday).

How Much Can You Borrow with a Payday Loan in Winters, Texas?

The amount you can borrow with a payday loan in Winters, Texas, varies depending on the lender. However, the state of Texas has set a cap on the amount of interest and fees a lender can charge. In addition, Texas law limits the amount of the loan to no more than 20% of the borrower’s gross monthly income.

What Are the Risks of Payday Loans?

While payday loans can be helpful in certain situations, they are not without risks. One of the main risks of payday loans is the high interest rates and fees that lenders charge. If you are unable to repay the loan on the due date, the lender may charge additional fees or roll over the loan, which can increase the total cost of borrowing.

What Should You Consider When Taking Out a Payday Loan in Winters, Texas?

Before taking out a payday loan in Winters, Texas, you should consider the following factors:

  • The interest rate and fees charged by the lender
  • The repayment terms of the loan
  • Your ability to repay the loan on time
  • The reputation of the lender and their customer service

Interesting Facts and Statistics About Payday Loans in Winters, Texas

  • According to the Texas Office of Consumer Credit Commissioner, there were 2,032 payday loan locations in Texas in 2019.
  • In 2019, Texans borrowed over $8 billion in payday loans.
  • On average, Texans take out more payday loans per year than residents of any other state in the US.
  • In Winters, Texas, the maximum amount of interest and fees a lender can charge is 10% of the loan amount.

Apply Now

If you need money quickly to cover unexpected expenses, TheGuaranteedLoans can help you find a lender in Winters, Texas. Our online application process is fast and secure, and we connect you with potential lenders who can provide you with the funds you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender, so we do not make credit decisions or lend money.

F.A.Q.

Are there any alternative options to payday loans in Winters, Texas?

Yes, there are several alternative options to payday loans in Winters, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.

Are payday loans legal in Winters, Texas?

Yes, payday loans are legal in Winters, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.