Payday Loans in Woodson, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Woodson, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Check n Go 1322 E Milam St Suite 200, Mexia, TX 76667 +1 (254) 472 - 0671
Your Loan Depot 28418 TX-249 ste a, Tomball, TX 77375 +1 (281) 255 - 9840
Regions Bank 910 N Kilgore St, Kilgore, TX 75662 +1 (800) 734 - 4667
EZ Money 3414 Olton Rd, Plainview, TX 79072 +1 (806) 296 - 6970
Southwest Abstract & Title Co 1006 Rankin St, Rankin, TX 79778 +1 (432) 693 - 2242
Excel Finance 108 FM3072, Pharr, TX 78577
Star Loans of Texas 6500 FM 2100 ste 250, Crosby, TX 77532 +1 (281) 328 - 3508
Complex Community Fed Cu 1301 N Main St, Andrews, TX 79714 +1 (432) 550 - 9126
The First State Bank Avenue B &, N 10th St, Blessing, TX 77419 +1 (361) 588 - 7777
Commerce Finance - Downtown San Antonio 329 N Main Ave, San Antonio, TX 78205 +1 (210) 224 - 5416

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Woodson, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Juan, TX, Payday Loans in San Marcos, TX, Payday Loans in Schertz, TX, Payday Loans in Sherman, TX, Payday Loan Companies in Socorro, TX, Payday Loans in Southlake, TX, Payday Loans in Spring, TX and Payday Loans in Sugar Land, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woodson, TX.

Payday Loans Available in Woodson, TX By The Following ZIP Codes:

76491

Are Payday Loans Legal In Woodson, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Woodson, TX payday loan calculator

Payday Loans in Woodson, Texas: A Comprehensive Guide

Payday loans are a popular financial option for those who need quick access to cash. These short-term loans are often used by individuals who need to cover unexpected expenses or bridge the gap between paychecks. In Woodson, Texas, payday loans are legal and available to residents who meet the necessary requirements. This article will provide a comprehensive guide to payday loans in Woodson, Texas, including how to apply, the benefits and drawbacks of these loans, and important regulations and restrictions you should be aware of.

How to Apply for a Payday Loan in Woodson, Texas

Applying for a payday loan in Woodson is a relatively straightforward process. You will need to meet certain qualifications, including being at least 18 years old, having a steady source of income, and having an active checking account. Once you have determined that you meet the eligibility requirements, you can begin the application process by visiting a local payday loan lender or applying online.

When applying for a payday loan, you will need to provide certain information, including your name, address, and employment details. You may also be required to provide proof of income, such as recent pay stubs or bank statements. Once your application has been approved, you will receive the funds you are borrowing, typically within one to two business days.

The Benefits of Payday Loans in Woodson, Texas

There are several benefits to using a payday loan in Woodson, Texas. These benefits include:

  • Quick Access to Cash – Payday loans provide borrowers with quick access to the cash they need, often within one to two business days.
  • No Credit Check – Payday loan lenders typically do not perform a credit check, which can make these loans a good option for those with poor credit or no credit history.
  • No Collateral Required – Payday loans are unsecured loans, meaning you do not need to put up any collateral to secure the loan.

The Drawbacks of Payday Loans in Woodson, Texas

While there are several benefits to using a payday loan in Woodson, there are also several drawbacks that you should be aware of before applying. These drawbacks include:

  • High-Interest Rates – Payday loans typically come with high-interest rates, which can make them an expensive mode of borrowing.
  • Short Repayment Period – Payday loans typically require repayment within a few weeks, meaning you may need to repay the loan in full on your next payday. This can make it difficult to budget and may result in financial difficulty.
  • Potential for Debt Cycle – If you are unable to repay the loan on time, you may be forced to take out another loan to cover the original loan, leading to a cycle of debt.

Important Regulations and Restrictions for Payday Loans in Woodson, Texas

While payday loans are legal in Texas, there are important restrictions and regulations that lenders must follow. These regulations include:

  • Limited Loan Amounts – Texas law limits payday loans to no more than 20% of the borrower’s gross monthly income.
  • Maximum Interest Rates – Payday loan lenders in Texas cannot charge more than 10% interest on any loan.
  • Repayment Plans – If a borrower is unable to repay the loan on time, the lender must provide a repayment plan that allows the borrower to repay the loan in installments over a longer period of time.

Interesting Facts and Statistics about Payday Loans in Woodson, Texas

  • The average payday loan amount in Texas is $450.
  • In 2019, payday loan borrowers in Texas paid $1.5 billion in fees and interest charges.

Apply Now for a Payday Loan in Woodson, Texas

If you are in need of quick access to cash, consider applying for a payday loan in Woodson, Texas. At TheGuaranteedLoans, we can help connect you with potential lenders who can offer you the funds you need. Our online application process is easy and secure, and we are committed to providing you with the best possible lending options. Please note that we are a connector service and not a direct lender, and we do not make credit decisions or guarantee loan approval. Apply now to get started and see if a payday loan is the right choice for you.

F.A.Q.

How do I compare payday loan options in Woodson, Texas?

When comparing payday loan options in Woodson, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.

Can I file a complaint about a payday lender in Woodson, Texas?

Yes, if you have a complaint about a payday lender in Woodson, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.