Payday Loans in Wortham, Texas

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No payday loan companies in Wortham, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Austin Finance 120 E Simmons St 105, Weatherford, TX 76086 +1 (817) 599 - 9711
Care Cash Express 4206 7th St, Bay City, TX 77414 +1 (979) 244 - 4450
Check n Go 3222 S Main St Ste 120, Lindale, TX 75771 +1 (903) 882 - 8717
Service Loan Company 1710 S Texas Ave, Bryan, TX 77802 +1 (979) 704 - 5252
Your Loan Depot 28418 TX-249 ste a, Tomball, TX 77375 +1 (281) 255 - 9840
EZ Money Payday & Title Loans 103 N Lutterloh Ave, Gatesville, TX 76528 +1 (254) 865 - 9198
Simmons Bank 921 N 8th St, Gunter, TX 75058 +1 (903) 433 - 4405
World Finance 205 S Main St, Del Rio, TX 78840 +1 (830) 774 - 1105
Loans To Go 307 S Cage Blvd, Pharr, TX 78577 +1 (956) 782 - 2142
A N Finance 1301 S Stockton Ave, Monahans, TX 79756 +1 (432) 943 - 3241

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wortham, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Baytown, TX, Payday Loans in Beaumont, TX, Quick Loan in Bedford, TX, Payday Loan Without a Credit Check in Brownsville, TX, Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Same Day Loans in Carrollton, TX and Payday Loan Without a Credit Check in Cedar Hill, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wortham, TX.

Payday Loans Available in Wortham, TX By The Following ZIP Codes:

76693

Are Payday Loans Legal In Wortham, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Wortham, TX payday loan calculator

Understanding Payday Loans in Wortham, Texas

Payday loans are a legal option for those needing quick access to cash in Texas. In Wortham, Texas, payday loan services can be found in storefront locations and online. For those seeking financial assistance, payday loans in Wortham may be a viable solution.

How Payday Loans in Wortham Work

A payday loan is designed to be a short-term cash advance designed to help bridge the gap between paychecks. The borrower typically writes a postdated check for the amount they are borrowing, plus fees and interest, and the lender holds onto the check until the borrower’s next payday. The borrower can then repay the loan in person at the location where they took out the loan or have the lender deposit the check.

The amount that can be borrowed varies from state to state, but in Texas, payday loans can be up to $1,500. Borrowers can qualify based on their income and employment status, not just their credit score.

Benefits of Payday Loans in Wortham

Payday loans can be an attractive option for those in need of immediate cash. The application process is quick and can be completed in person or online. Funds are typically available within one to two business days, providing a quick solution to financial emergencies. Additionally, getting a payday loan does not require putting up any collateral such as a car or house.

Important Considerations for Taking Out a Payday Loan in Wortham

While a payday loan may be a quick solution to a financial crisis, there are some important considerations to take into account. One of the major drawbacks of payday loans is the high-interest rates and fees, which can be as high as 400% APR. This means that borrowers could end up paying back significantly more than they borrowed if they are unable to pay off the loan in a timely manner.

Borrowers should also be aware of the potential for debt traps, which can occur when loans are rolled over or taken out repeatedly. This can lead to a cycle of debt that can be difficult to break free from.

Interesting Facts and Statistics About Payday Loans in Wortham, Texas

  • The average payday loan in Texas is around $470.
  • Texas has some of the highest interest rates and fees for payday loans in the country.
  • In 2019, Texans took out more than 10 million payday loans.
  • The majority of payday loan borrowers are younger than 45 and have an annual income of less than $40,000.

How to Apply for a Payday Loan in Wortham

If you are interested in applying for a payday loan in Wortham, Texas, TheGuaranteedLoans can help connect you with a licensed lender. Our application process is simple and can be completed entirely online. Simply fill out our online application, and we will help match you with a potential lender. Remember, TheGuaranteedLoans is not a direct lender, but a connector service that helps you find the right loan option for your needs.

Apply now to get the financial assistance you need in Wortham, Texas.

F.A.Q.

Are there any restrictions on the use of payday loan proceeds in Wortham, Texas?

Yes, payday loan proceeds in Wortham, Texas can only be used for short-term financial needs, such as emergency expenses or bills. They cannot be used to pay off existing loans or credit card debt. It is important to carefully consider your financial needs and the terms of the loan before borrowing.

What are the eligibility requirements for payday loans in Wortham, Texas?

To be eligible for a payday loan in Wortham, Texas, you must be at least 18 years old, have a regular source of income, and have an active checking or savings account.