Payday Loans in Wylie, Texas

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Payday Loan Companies in Wylie, TX

Company nameAddressZip codePhone number
ACE Cash Express 401B TX-78 b 75098 +1 (972) 429 - 1788
Cash Store 3400 W, FM 544 Ste 670 75098 +1 (972) 429 - 6559
Texans Credit Union 430 TX-78 199 75098 +1 (972) 348 - 3010
Woodforest National Bank 2050 TX-78 75098 +1 (972) 941 - 6563
World Finance 620 TX-78 Ste 624 75098 +1 (972) 429 - 7757

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wylie, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Abilene, TX, Payday Loans in Allen, TX, Same Day Loans in Amarillo, TX, Payday Loan Companies in Arlington, TX, Payday Loan Without a Credit Check in Austin, TX, Payday Loans in Baytown, TX, Online Loans in Beaumont, TX and Bad Credit Loans in Bedford, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wylie, TX.

Payday Loans Available in Wylie, TX By The Following ZIP Codes:

75098

Are Payday Loans Legal In Wylie, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Wylie, TX payday loan calculator

Payday Loans in Wylie, Texas

At some point in our lives, we all need access to financial resources. Having access to a short-term loan can help you pay for unexpected expenses, such as a medical emergency or car repair. Payday loans are one type of short-term loan option for those who are in need of quick cash. While payday loans are legal in Texas, it is important to understand their terms, fees, and implications before applying for a loan.

Understanding Payday Loans in Texas

Payday loans are short-term, high-interest loans designed to be used for immediate cash needs, such as emergency expenses. In Texas, payday loans are subject to the state’s Credit Access Business (CAB) Act. This law regulates the amount, fees and terms of payday loans in the state, including the maximum finance charge that lenders can charge on a payday loan. In Texas, the maximum finance charge for a payday loan is 10% of the loan amount, plus a $10 fee for each $100 borrowed.

Eligibility Requirements for Payday Loans in Wylie, Texas

To apply for a payday loan in Wylie, Texas, you must meet certain eligibility requirements. You must be at least 18 years old, have a valid government-issued ID, have a checking or savings account with a financial institution, and have a verifiable source of income. In addition, you must provide proof of residence in Wylie, Texas.

The Benefits of Payday Loans in Wylie, Texas

Payday loans in Wylie, Texas provide quick access to cash, with funds typically available within 24 hours. Payday loans are also often more flexible than other types of short-term loans, with repayment terms that can be tailored to your individual needs.

The Risks of Payday Loans in Wylie, Texas

Payday loans can be helpful in an emergency, but it is important to understand the risks associated with the loan. Payday loans have high interest rates and low-income borrowers are at risk of falling into the payday loan debt cycle. Borrowers should only borrow what they can afford to repay, and understand the implications of late or missed payments.

Where to Find Payday Loans in Wylie, Texas

There are various payday loan lenders in Wylie, Texas. It is important to shop around to find the best terms and rates for your particular situation. Additionally, you may want to consider online payday loan lenders as this may provide access to more competitive options.

Apply Now

At TheGuaranteedLoans, we understand how stressful it can be to deal with unexpected expenses. If you’re in need of a short-term loan, you can fill out a short online application and we will connect you with lenders who may be able to help. Please note that TheGuaranteedLoans is not a lender and does not provide payday loans directly.

FAQ

Q: Can I get a payday loan in Wylie, Texas?
A: Yes, payday loans are legal in Texas. However, payday loan lenders must comply with the regulations set forth by the Credit Access Business (CAB) Act. Before applying for a loan, you should research various payday loan lenders to ensure that you find the best terms and rates for your needs.

Q: What are the requirements to be eligible for a payday loan?
A: To be eligible for a payday loan in Wylie, Texas, you must be at least 18 years old, have a valid government-issued ID, have a checking or savings account with a financial institution, and have a verifiable source of income. You must also provide proof of residence in Wylie, Texas.

Q: What are the benefits of a payday loan?
A: Payday loans provide quick access to cash, with funds typically available within 24 hours. Payday loans are also more flexible than other types of short-term loans, with repayment terms that can be tailored to your individual needs.

More F.A.Q.

Can I be sued for not repaying a payday loan in Wylie, Texas?

If you fail to repay a payday loan in Wylie, Texas, the lender may take legal action against you. This could include filing a lawsuit, garnishing your wages, or even seizing your property. It is important to carefully consider whether you can afford to repay a payday loan before you borrow.

Are there any alternatives to payday loans in Wylie, Texas?

If you are in need of quick cash, there are several alternatives to payday loans in Wylie, Texas. These could include borrowing from friends or family, taking out a personal loan from a bank or credit union, or using a credit card.

How Many Cash Advance Companies are in Wylie, TX?

With the help of our service, you will be able to find 5 cash advance companies in Wylie, TX

What Cash Advance Companies in Wylie, TX are the most popular?

You should check ACE Cash Express, Cash Store, and Texans Credit Union. Also, you can start your application online on our website.