Payday Loans in Graniteville, Vermont

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No payday loan companies in Graniteville, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
River Valley Credit Union 52 Main St, Putney, VT 05346 +1 (800) 728 - 5871
Perfection Motorsports & Trailer 3216 E Main St, Richmond, VT 05477 +1 (802) 434 - 2239
First National Bank of Orwell 441 Main St, Orwell, VT 05760 +1 (802) 948 - 2811
Members Advantage Community Credit Union 383 River St, Springfield, VT 05156 +1 (802) 886 - 8425
Yankee Farm Credit ACA 52 Farmvu Dr, White River Junction, VT 05001 +1 (802) 295 - 3670
Granite Financial Group 162 N Main St 200, Barre, VT 05641 +1 (802) 476 - 3235
Gold Silver Thrift Pawn Shop 4824, 69 S Main St 2, Barre, VT 05641 +1 (802) 498 - 5882
Lion & Panther Financial Group 8 Madison St, Rutland, VT 05701 +1 (802) 775 - 8883
TIAA Financial Services 166 Sycamore St Suite 170, Williston, VT 05495 +1 (802) 557 - 6401
Kirby Mary L 204 S Main St, Rutland, VT 05701 +1 (802) 775 - 7102

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Graniteville, VT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Graniteville, VT.

Beautiful sights of Graniteville, VT

Payday Loans Available in Graniteville, VT By The Following ZIP Codes:

05654

Are Payday Loans Legal In Graniteville, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Graniteville, VT payday loan calculator

If you’re living in Graniteville, Vermont, and you’re in need of a payday loan, you might be disappointed to learn that these types of loans are prohibited in the state. While other states allow payday loans, Vermont has taken the stance that these loans are harmful to consumers and can lead to a cycle of debt that is difficult to escape.

The Dangers of Payday Loans

The state of Vermont has taken a strong stance against payday loans for a variety of reasons. One of the main concerns is the high interest rates charged by payday lenders. These rates can reach upwards of 400%, which can quickly add up and make it difficult for borrowers to repay their loans.

In addition to the high interest rates, payday loans often come with other fees that can make them even more expensive. For example, lenders may charge origination fees, late fees, or prepayment penalties. These fees can add up quickly and make it difficult for borrowers to repay their loans on time.

Another concern with payday loans is that they often target low-income individuals who are already struggling financially. These borrowers may be in desperate need of cash to cover unexpected expenses or emergencies, but the high interest rates and fees associated with payday loans can ultimately make their financial situation worse.

Alternative Options for Borrowers in Graniteville, Vermont

If you’re in need of cash in Graniteville, Vermont, there are other borrowing options available to you. One option is a personal loan from a bank or credit union. These loans typically have lower interest rates and fees compared to payday loans, and may be a better option for those looking to borrow larger amounts of money over a longer period of time.

Another option is a credit card, especially if you only need to borrow a small amount of money. While credit cards can also come with high interest rates, they may be a more flexible and affordable option for some borrowers.

If you’re struggling to make ends meet and need financial assistance, there are also resources available in Vermont to help. The state offers a variety of programs and services aimed at supporting low-income individuals, such as Supplemental Nutrition Assistance Program (SNAP) and heating assistance programs.

Interesting Facts About Payday Loans in Graniteville, Vermont

  • Vermont is one of 16 states in the US that has banned payday loans.
  • The maximum interest rate allowed on loans in Vermont is 24%, which is significantly lower than the rates offered by payday lenders in other states.
  • The state has taken a strong stance against predatory lending practices, and has enacted regulations to protect consumers from high-cost loans.

Apply Now

While payday loans are not available in Graniteville, Vermont, TheGuaranteedLoans can help connect you with potential lenders who offer a variety of other loan options. Our online application process is simple and convenient, and can help you get the cash you need quickly and easily.

As a connector service, TheGuaranteedLoans does not lend money directly, but works with a network of reputable lenders to ensure that you get the best loan terms and rates available. To get started, simply fill out our online application and one of our representatives will be in touch with you shortly.

Remember, when considering any type of loan, it’s important to read the terms and conditions carefully and understand the full costs associated with borrowing. By doing your research and exploring all of your options, you can make an informed decision and take control of your finances.

F.A.Q.

Are there any alternatives to payday loans in Graniteville, Vermont?

Yes, there are several alternatives to payday loans in Graniteville, Vermont, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Graniteville, Vermont but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Vermont, regardless of where the lender is located.

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