Payday Loans in Highgate Center, Vermont

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No payday loan companies in Highgate Center, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells River Savings Bank 4976 Main St S, Newbury, VT 05051 +1 (802) 866 - 5618
Community National Bank 316 N Main St, Barre, VT 05641 +1 (802) 476 - 6565
TD Bank 5070 Main St, Waitsfield, VT 05673 +1 (802) 496 - 2596
Vermont Federal Credit Union 1 Court St, Middlebury, VT 05753 +1 (888) 252 - 0202
White River Credit Union 40 Pinnacle Rd, Randolph, VT 05060 +1 (802) 728 - 9228
Community Financial Services Group 100 Main St 260, Newport, VT 05855 +1 (802) 334 - 1677
People's United Bank 50 Sunderland Way, Essex Junction, VT 05452 +1 (802) 878 - 8191
Equity Services Inc 1 National Life Dr, Montpelier, VT 05604 +1 (800) 344 - 7437
Lisa Burrington Ea LLC 538 Back Center Rd, Lyndon, VT 05849 +1 (802) 626 - 9140
United States Postal Service 552 VT-114, East Burke, VT 05832 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Highgate Center, VT, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Highgate Center, VT.

Beautiful sights of Highgate Center, VT

Payday Loans Available in Highgate Center, VT By The Following ZIP Codes:

05459

Are Payday Loans Legal In Highgate Center, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Highgate Center, VT payday loan calculator

Understanding Payday Loans in Highgate Center, Vermont

Payday loans are a popular financing option for people who need quick access to cash but have limited options. These loans are usually short-term and come with high-interest rates and fees. While they are illegal in Vermont, many other states still allow them.

What are payday loans?

Payday loans are small, short-term loans that borrowers take out against their next paycheck. They typically range between $100 and $1,000 and carry high-interest rates and fees.

These loans are designed to be easy to obtain and require minimal paperwork, making them an attractive option for people with bad credit or who need money quickly. Typically, borrowers are required to provide proof of income, such as a pay stub, and a post-dated check or authorization to withdraw funds from their bank account on their next payday.

Why are payday loans illegal in Vermont?

While payday loans are legal in many states, they have been banned in Vermont since 2012. This is because they are considered predatory lending practices that take advantage of vulnerable consumers.

At the time of the ban, state officials cited concerns about the high-interest rates and fees that payday lenders charged, which often resulted in borrowers getting trapped in a cycle of debt. Additionally, there were concerns about the aggressive collection tactics employed by some lenders.

What are the alternatives to payday loans in Highgate Center, Vermont?

Because payday loans are illegal in Vermont, borrowers in Highgate Center must explore other options when they need cash quickly.

One option is a personal loan from a bank, credit union, or online lender. These loans typically have lower interest rates and longer repayment terms than payday loans, making them a more manageable option.

Borrowers can also consider credit cards or a line of credit as an alternative. While these options may come with their own set of risks and fees, they do not have the same predatory nature as payday loans.

Interesting Facts and Statistics about Payday Loans in Highgate Center, Vermont

  • Payday loans have been banned in Vermont since 2012
  • Prior to the ban, payday lenders charged interest rates as high as 500%
  • In 2011, Vermont borrowers paid more than $2.5 million in fees to payday lenders

Apply Now

If you are looking for a loan and are not sure where to turn, TheGuaranteedLoans is here to help. While payday loans are illegal in Vermont, we can connect you with lenders offering personal loans, credit cards, and lines of credit. Simply fill out our online application form, and we will help you find the right financing option to meet your needs.

It is important to note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a loan connector service that will facilitate your connection with potential lenders who can provide you with the financing you need.

Apply now and take the first step towards getting the money you need today!

F.A.Q.

How do I know if a lender is offering illegal payday loans in Highgate Center, Vermont?

Lenders offering illegal payday loans in Highgate Center, Vermont may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Highgate Center, Vermont?

If you have taken out an illegal payday loan in Highgate Center, Vermont, you can contact the Vermont State Department of Financial Services to report the lender and seek assistance in resolving the issue.

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