Payday Loans in Huntington, Vermont

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No payday loan companies in Huntington, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
Northfield Savings Bank 160 College St, Burlington, VT 05401 +1 (802) 862 - 6222
KeyBank 80 West St Ste 102, Rutland, VT 05701 +1 (802) 773 - 0610
Community National Bank 69 Main St, Derby Line, VT 05830 +1 (802) 873 - 3101
Northfield Savings Bank Shopping Center, 100 Mad River Green, Waitsfield, VT 05673 +1 (802) 496 - 9700
People's United Bank 6 Main St Suite 1, Springfield, VT 05156 +1 (802) 885 - 2175
Kinney Pike Insurance 22 1st St, Swanton, VT 05488 +1 (802) 868 - 4353
TD Bank 111 Main St, Burlington, VT 05401 +1 (802) 658 - 1010
NorthCountry Federal Credit Union 39 Lower Mountain View Dr, Colchester, VT 05446 +1 (800) 660 - 3258
Northfield Savings Bank 1875 VT-107, Bethel, VT 05032 +1 (802) 234 - 6979
People's United Bank 25 The Square, Bellows Falls, VT 05101 +1 (802) 463 - 4524

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Huntington, VT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Huntington, VT.

Beautiful sights of Huntington, VT

Payday Loans Available in Huntington, VT By The Following ZIP Codes:

05462

Are Payday Loans Legal In Huntington, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Huntington, VT payday loan calculator

Payday Loans in Huntington, Vermont: Everything You Need to Know

If you are in need of quick cash, you may have considered taking out a payday loan. However, if you live in Huntington, Vermont, it’s important to know that payday loans are prohibited in your state. In this article, we’ll take a closer look at what payday loans are, why they are prohibited in Vermont, and some alternative options that may be available to you.

What are Payday Loans?

Payday loans are short-term loans typically ranging from $100 to $1,000. The borrower must repay the loan with interest by their next payday. These loans are often marketed as a quick and easy solution for those in need of cash, especially those with poor credit or who are unable to obtain traditional loans.

However, payday loans come with high interest rates and fees, which can lead to a cycle of debt for many borrowers. In fact, the Consumer Financial Protection Bureau found that nearly 70% of payday loan borrowers take out a second loan within a month of their first loan, and 20% end up taking out at least ten or more loans.

Why are Payday Loans Prohibited in Vermont?

In 2012, Vermont became the first state in the United States to prohibit payday loans entirely. The state legislature determined that these loans were predatory and harmful to consumers. Vermont’s ban on payday loans helps protect borrowers from falling into a cycle of debt that can be difficult to escape.

While payday lenders argue that their loans are a necessary service for those in need of quick cash, the evidence suggests otherwise. The high interest rates and fees associated with these loans can trap borrowers in a cycle of debt, making it difficult for them to pay off the loan and cover their other expenses.

Alternative Options for Quick Cash

If you are in need of quick cash in Huntington, Vermont, there are alternative options available to you. Some options to consider include:

  • Credit union loans: Some credit unions offer small loans to members who are in need of quick cash. These loans typically come with lower interest rates and fees than payday loans.
  • Personal loans: Personal loans are available through banks, credit unions, and online lenders. These loans typically have longer repayment terms than payday loans and come with lower interest rates.
  • Credit card cash advance: If you have a credit card, you may be able to get a cash advance. However, keep in mind that this option comes with high interest rates and fees.
  • Borrow from friends or family: While borrowing from friends and family can be risky, it may be an option to consider if you are in a bind and have no other options.

Interesting Facts and Statistics about Payday Loans in Vermont

– Vermont is one of 18 states and the District of Columbia that prohibit payday loans.

– The Center for Responsible Lending estimates that payday lending costs Vermont families more than $2.5 million each year.

– In 2017, the Vermont Department of Financial Regulation issued a warning to consumers about the dangers of payday loans and urged them to explore other options for quick cash.

Apply Now

While payday loans are not an option in Huntington, Vermont, TheGuaranteedLoans can connect you with potential lenders who may offer alternative loan options. Our online application process is quick and easy, and we work with a network of trusted lenders to ensure you get the best possible loan terms. Please note that we are not a direct lender, but a connector service that facilitates connections between borrowers and lenders.

Don’t let a financial emergency leave you feeling helpless. Apply now with TheGuaranteedLoans and get the cash you need.

F.A.Q.

Where can I get more information about payday loans in Huntington, Vermont?

More information about payday loans in Huntington, Vermont can be found on the Vermont State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Huntington, Vermont?

No, payday loans are prohibited in Huntington, Vermont.

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