Payday Loans in Reading, Vermont

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Reading, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
Northfield Savings Bank 1875 VT-107, Bethel, VT 05032 +1 (802) 234 - 6979
The Richards Group 213 Main St, Ludlow, VT 05149 +1 (802) 228 - 8882
People's United Bank 1001 Shelburne Rd, South Burlington, VT 05403 +1 (802) 658 - 3424
National Bank of Middlebury 240 Court St, Middlebury, VT 05753 +1 (802) 388 - 0990
Bennington E/E FCU 401 Gage St, Bennington, VT 05201 +1 (802) 442 - 1459
Community Bank, N.A. 1014 North Ave, Burlington, VT 05408 +1 (802) 863 - 2811
Manchester Capital Management 3657 Main St, Manchester, VT 05254 +1 (802) 362 - 4410
People's United Bank 87 West St, Rutland, VT 05701 +1 (802) 775 - 8500
Bookkeeping Etc. Inc. 5527 Main St, Waitsfield, VT 05673 +1 (802) 223 - 6261
Jonezie's Auto 2205 Wheeler Rd, Brandon, VT 05733 +1 (802) 247 - 4349

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Reading, VT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Reading, VT.

Beautiful sights of Reading, VT

Payday Loans Available in Reading, VT By The Following ZIP Codes:

05062

Are Payday Loans Legal In Reading, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Reading, VT payday loan calculator

Reading, Vermont is a small town located in the Green Mountain State that prides itself on preserving its history. In this quaint town, one may assume that payday loans are a thriving business but the truth is, they are illegal. Payday loans are defined in Vermont as small, short term loans with extremely high-interest rates. In this article, we will explore the laws surrounding payday loans in Vermont and discuss some alternative options for residents of Reading who may be in need of quick cash.

Payday Loans in Vermont

Payday loans have been illegal in Vermont since 2012. The state legislature passed a law to protect Vermont residents from the cycle of debt that often results from payday loans. Vermont is one of the few states that has banned these types of loans entirely. It’s important to note that this law applies to both storefront lenders and online lenders who may try to offer payday loans to Vermont residents.

The Vermont Attorney General’s Office is responsible for enforcing the state’s payday lending laws. If you believe that a lender is operating illegally in Vermont, you can contact the Consumer Assistance Program at the Vermont Attorney General’s Office for help.

Alternative Options for Quick Cash

While payday loans are not an option for residents of Reading, Vermont, there are still alternative ways to access quick cash in times of financial need. Here are a few options to consider:

  • Credit Unions: Many credit unions offer small, short-term loans that are designed to help members in need. These loans typically have much lower interest rates than payday loans, making them a more affordable option.
  • Personal Loans: Personal loans are unsecured loans that can be used for a variety of purposes, including unexpected expenses. While personal loans typically have higher interest rates than credit union loans, they are still a better option than payday loans as they come with shorter payment terms and more manageable interest rates.
  • Emergency Assistance Programs: Depending on your income and financial situation, you may be eligible for emergency assistance programs offered by the state or charitable organizations. These programs can provide financial assistance for unexpected expenses like healthcare bills, rent, or utilities.

Facts and Statistics

Did you know that Vermont is one of only five states that has banned payday loans entirely? The other states that have banned payday loans are Connecticut, Maryland, New Jersey, and New York. While payday loans are illegal in Vermont, some out-of-state lenders may still try to offer these loans to residents. If you are offered a payday loan in Vermont, it is important to report the lender to the authorities immediately.

Apply Now

If you are in need of quick cash, TheGuaranteedLoans is here to help. Our website is a business listing portal that specializes in payday loans, title loans, and other loan-related topics. While we are not a direct lender, we are a connector service that can facilitate your connection with potential lenders. If you are interested in applying for a loan, simply fill out our online application form to get started. Remember, it’s important to always read the terms and conditions of any loan that you are considering to ensure that you are getting the best deal possible.

Conclusion

While payday loans are illegal in Vermont, there are still many alternative options for residents of Reading who may be in need of quick cash. By exploring these options and understanding the laws surrounding payday loans in Vermont, you can make informed financial decisions that will help you achieve your goals and maintain your financial well-being.

F.A.Q.

Are there any other options for fast cash in Reading, Vermont?

Consumers in Reading, Vermont may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Reading, Vermont?

No, payday loans are prohibited in the state of Vermont.

Look for Short-Term Loans in Other Cities: