Payday Loans in Rupert, Vermont

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rupert, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
Rite Aid 213 Main St, Ludlow, VT 05149 +1 (802) 228 - 8477
ARIS Solutions 72 S Main St, White River Junction, VT 05001 +1 (802) 280 - 1911
White River Credit Union 40 Pinnacle Rd, Randolph, VT 05060 +1 (802) 728 - 9228
Mongulla Michael 51 Pleasant St C, Woodstock, VT 05091 +1 (802) 457 - 1333
Community Bank, N.A. 371 Main St North, Enosburg Falls, VT 05450 +1 (802) 933 - 4386
People's United Bank 4993 Main St, Manchester, VT 05255 +1 (802) 362 - 3226
White River Credit Union 96 N Main St, Rochester, VT 05767 +1 (802) 767 - 3333
Curtis S Lindamood Inc 103 Summer St, Springfield, VT 05156 +1 (802) 885 - 3308
Barb A McHenry Fairway Independent Mortgage Corporation Loan Officer 110 Kimball Ave Suite 120, South Burlington, VT 05403 +1 (802) 489 - 7172
KeyBank 315 N Main St, Barre, VT 05641 +1 (802) 476 - 4135

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rupert, VT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rupert, VT.

Beautiful sights of Rupert, VT

Payday Loans Available in Rupert, VT By The Following ZIP Codes:

05768

Are Payday Loans Legal In Rupert, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rupert, VT payday loan calculator

Payday Loans in Rupert, Vermont: Important Information You Need to Know

Payday loans can seem like a quick and easy solution to financial difficulties, but it’s important to understand the laws surrounding them in your state. In Vermont, payday loans are prohibited, making it illegal for lenders to offer payday loans to residents. In this article, we’ll explore the reasons why payday loans are illegal in Vermont and what alternative solutions are available to those in need of short-term financial assistance.

Why are Payday Loans Prohibited in Vermont?

In 2012, Vermont became the first state to prohibit payday loans, citing high interest rates and the cycle of debt that borrowers often find themselves in. Payday loans typically have APRs of 400% or higher, making it difficult for borrowers to pay off their debt in a timely manner.

Additionally, payday lenders often target low-income individuals and those who are in need of immediate financial assistance, which can make them vulnerable to predatory lending practices. By prohibiting payday loans, Vermont aims to protect its residents from falling into a cycle of debt and financial hardship.

What Are the Alternatives to Payday Loans?

If you’re in need of short-term financial assistance in Vermont, there are several alternatives to payday loans available:

  • Credit Cards: While credit cards typically have high interest rates, they can be a less expensive alternative to payday loans if you’re able to pay off the balance before the due date.
  • Personal Loans: Personal loans from banks or credit unions can provide the funds you need with lower interest rates and longer repayment terms than payday loans.
  • Local Assistance Programs: Many communities offer assistance programs for those in need of financial assistance, including food and utility assistance, housing programs, and medical assistance programs.

By exploring these alternatives, you may be able to find a solution that works for your specific financial situation without resorting to a payday loan.

Interesting Facts and Statistics about Payday Loans in Rupert, Vermont

  • In 2011, Vermont had the highest rate of payday lenders per capita in the country.
  • Between 2008 and 2011, payday lenders in Vermont increased their advertising budget by nearly 500%, from $44,000 to $259,000.
  • According to a 2016 report from Vermont Public Radio, payday loans in Vermont had APRs ranging from 261% to 474%, with an average interest rate of 352%.

Apply Now

While payday loans are illegal in Vermont, we understand that unexpected expenses can arise, and that’s why we’re here to help. TheGuaranteedLoans is a connector service that can pair you with potential lenders who may be able to offer alternative solutions to payday loans. Our online application process is quick, easy, and secure, so you can apply with confidence. Remember, we’re not a direct lender, but we’re committed to helping you find the financial assistance you need.

If you’re in need of short-term financial assistance in Rupert, Vermont, we encourage you to take advantage of our services and apply now.

F.A.Q.

Can a payday loan company garnish my wages in Rupert, Vermont?

No, a payday loan company cannot garnish your wages in Rupert, Vermont because these loans are illegal in the state.

Can a payday loan company repossess my property in Rupert, Vermont?

No, a payday loan company cannot repossess your property in Rupert, Vermont because these loans are illegal in the state.

Look for Short-Term Loans in Other Cities: