Payday Loans in West Danville, Vermont

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No payday loan companies in West Danville, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Bank, N.A. 103 Lower Main St W, Johnson, VT 05656 +1 (802) 635 - 2371
Union Bank 9 Ramsey Road, Fairfax, VT 05454 +1 (802) 849 - 2600
Bennington Subaru 527 N Bennington Rd, Bennington, VT 05201 +1 (802) 681 - 0188
Mortgage Financial, Inc 354 Mountain View Dr #105, Colchester, VT 05446 +1 (802) 658 - 5599
Heritage Family Credit Union 67 Washington St, Fair Haven, VT 05743 +1 (888) 252 - 8932
The Richards Group 213 Main St, Ludlow, VT 05149 +1 (802) 228 - 8882
Vermont Economic Development Authority 58 E State St #5, Montpelier, VT 05602 +1 (802) 828 - 5627
Lundgren Subaru of Bennington 527 N Bennington Rd, Bennington, VT 05201 +1 (802) 442 - 3400
Walmart Money Center 212 Northside Dr, Bennington, VT 05201 +1 (802) 447 - 1614
Peoples Trust Company 140 Main St, Enosburg Falls, VT 05450 +1 (802) 933 - 9000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Danville, VT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Danville, VT.

Payday Loans Available in West Danville, VT By The Following ZIP Codes:

05873

Are Payday Loans Legal In West Danville, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

West Danville, VT payday loan calculator

Understanding Payday Loans in West Danville, Vermont

Payday loans can be an attractive option for those who find themselves in a financial bind, needing quick cash to cover unexpected expenses. However, it’s important to know that payday lending is prohibited in the state of Vermont, including the town of West Danville.

What are Payday Loans?

Payday loans are short-term loans where the borrower agrees to pay back the loan plus interest on their next payday. The loans typically have very high-interest rates, sometimes reaching as much as 400% or more. In addition to the high interest rates, borrowers may also face additional fees and penalties if they are unable to pay back the loan on time.

In Vermont, payday lending is prohibited in order to protect consumers from these high rates and fees, as well as from the cycle of debt that can often result from payday loans.

Alternatives to Payday Loans

If you live in West Danville or elsewhere in Vermont and find yourself in need of emergency cash, there are several alternatives to payday loans available.

  • Credit Unions: Many credit unions offer short-term loans with lower interest rates and fees than payday lenders.
  • Pawn Shops: Pawn shops offer loans in exchange for valuable items, such as jewelry or electronics. These loans typically have lower interest rates than payday loans, but borrowers risk losing their collateral if they are unable to repay the loan.
  • Credit Counseling: Non-profit credit counseling agencies can offer assistance with budgeting, debt management, and negotiating with creditors.

It’s important to explore all of your options before turning to a payday loan, especially since they are illegal in Vermont.

Facts about Payday Loans in West Danville, Vermont

  • In 2013, Vermont became the first state to completely ban payday lending.
  • In 2016, one large national payday lender was forced to refund more than $4.3 million to Vermont borrowers who were charged illegally high fees and interest rates.
  • Some online lenders may claim to offer payday loans in Vermont, but they are also illegal and should be avoided.

Apply Now!

Although payday lending is prohibited in Vermont, TheGuaranteedLoans can help connect you with potential lenders for other types of loans. As a connector service, we work with a network of reputable lenders who may be able to offer you a loan that fits your needs. If you’re interested in exploring your options, fill out an online application now.

Remember, it’s important to carefully consider your options when it comes to borrowing money. Don’t hesitate to reach out to non-profit credit counseling agencies or local credit unions for assistance.

F.A.Q.

Are payday loans legal in West Danville, Vermont?

No, payday loans are prohibited in West Danville, Vermont.

What are the alternatives to payday loans in West Danville, Vermont?

Some options for short-term financial assistance in West Danville, Vermont include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.

Look for Short-Term Loans in Other Cities: