Payday Loans in West Dover, Vermont

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in West Dover, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
Ron Hance Operations Center 24 Allen St, Rutland, VT 05701 +1 (888) 252 - 8932
TD Bank 58 Bonnet St, Manchester Center, VT 05255 +1 (802) 362 - 2900
Community Bank, N.A. 97 E Main St, Wilmington, VT 05363 +1 (802) 464 - 8688
People's United Bank 5700 VT-100, Londonderry, VT 05148 +1 (802) 824 - 3121
Heritage Family Credit Union 30 Allen St, Rutland, VT 05701 +1 (888) 252 - 8932
Northfield Savings Bank 2 N Main St, Randolph, VT 05060 +1 (802) 728 - 4837
Western Union 412 Broad St, Lyndonville, VT 05851 +1 (800) 325 - 6000
Citizens Bank 894 Putney Rd, Brattleboro, VT 05301 +1 (802) 257 - 7593
Credit Union of Vermont 2 S Main St, Rutland, VT 05701 +1 (802) 775 - 4462
AAA Northern New England 28 Walnut St 160, Williston, VT 05495 +1 (802) 878 - 8233

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Dover, VT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Dover, VT.

Beautiful sights of West Dover, VT

Payday Loans Available in West Dover, VT By The Following ZIP Codes:

05356, 05363

Are Payday Loans Legal In West Dover, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

West Dover, VT payday loan calculator

Understanding Payday Loans in West Dover, Vermont

Payday loans are a type of short-term loan typically used by people with low credit scores or those who need quick access to cash. These loans usually come with high interest rates, making them a costly form of borrowing. In most states, including Vermont, payday loans are either strictly regulated or outright banned.

Payday Loan Laws in Vermont

It’s important to know that payday loans are prohibited in Vermont, and lenders who offer them may face penalties. Title lending is also banned here, which means that you cannot use your car title as collateral to secure a loan. Vermont’s Attorney General’s Office has been proactive in enforcing the state’s payday loan laws, calling out unlicensed lenders and protecting consumers from predatory lending practices.

Why Are Payday Loans Banned in Vermont?

The state government has banned payday loans in Vermont due to the associated risks and high interest rates. These loans often trap borrowers in a cycle of debt, with borrowers taking out many loans to repay their previous ones, with no end in sight. Furthermore, the high interest rates often charged by payday lenders can sometimes exceed 1000%, making it almost impossible for borrowers to repay the principal amount and interest charges.

The Impact of Payday Loans

In states where payday loans are legal, some consumers find these loans convenient and an easier option due to their low credit scores or insufficient income. However, these loans come with a high cost, and borrowers can easily fall into a cycle of debt with no end in sight. Borrowers end up paying more in interest charges and fees than they actually borrowed. This often results in added stress to a borrower’s already difficult financial situation.

Interesting Facts About Payday Loans in Vermont

  • As of 2021, Vermont is one of the 17 states in the US that prohibit payday lending.
  • In 2012, Vermont’s Attorney General’s Office won a case against CashCall Inc. for making illegal loans at interest rates exceeding 100%.
  • The Vermont State Employees Credit Union offers “salary advance” loans at low interest rates to its members instead of payday loans.

Apply Now

If you are looking for a financial solution, TheGuaranteedLoans can help you find a lender. We connect borrowers with potential lenders, and we are not a direct loan provider. By filling out our online application, you will have access to a network of trusted lenders who can help you find an alternative financial solution.

We understand that in financially hard times, it can be challenging to access funds quickly. Our streamlined process is user-friendly, and our service is free for borrowers. We only partner with lenders that are licensed to operate in your state and adhere to all the relevant regulations. So, when you submit a loan application with TheGuaranteedLoans, you can rest assured that you will be working with reputable lenders.

The Bottom Line

Payday loans are not legal in Vermont, and it is essential to know state laws when it comes to payday and title loans. If you are struggling with debt and need financial relief, it’s best to look for alternative options. Consider checking with a credit union or non-profit lenders that may offer affordable loan rates. By working with TheGuaranteedLoans, you will have access to trustworthy lenders, helping you find a path forward and put you on the road to financial stability and wellbeing.

F.A.Q.

How do I know if a lender is offering illegal payday loans in West Dover, Vermont?

Lenders offering illegal payday loans in West Dover, Vermont may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in West Dover, Vermont?

If you have taken out an illegal payday loan in West Dover, Vermont, you can contact the Vermont State Department of Financial Services to report the lender and seek assistance in resolving the issue.

Look for Short-Term Loans in Other Cities: