Payday Loans in Berwind, West Virginia

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No payday loan companies in Berwind, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Jefferson Security Bank 873 E Washington St, Charles Town, WV 25414 +1 (304) 725 - 9752
West Union Bank 320 Emily Dr, Clarksburg, WV 26301 +1 (304) 873 - 2361
Fairmont Federal Credit Union 2 The Credit Union Way, Fairmont, WV 26554 +1 (304) 363 - 5320
Wes Banco Bank 2100 National Rd, Wheeling, WV 26003 +1 (304) 243 - 7550
Kroger Money Services 198 Emily Dr, Clarksburg, WV 26301 +1 (304) 623 - 1015
Investment Planning Advisors 3008 E Cumberland Rd, Bluefield, WV 24701 +1 (304) 327 - 0401
WVU Employees' Federal Credit Union 448 Harding Ave, Morgantown, WV 26505 +1 (304) 293 - 5737
Universal Federal Credit Union 117 Mall Rd, Barboursville, WV 25504 +1 (304) 302 - 2023
Raymond James Financial Services 207 Main St, New Martinsville, WV 26155 +1 (304) 455 - 4500
Huntington Bank 324 Davis Ave, Elkins, WV 26241 +1 (304) 636 - 7736

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Berwind, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Emergency Loan in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Berwind, WV.

Payday Loans Available in Berwind, WV By The Following ZIP Codes:

24815

Are Payday Loans Legal In Berwind, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Berwind, WV payday loan calculator

Payday Loans in Berwind, West Virginia: What You Need to Know

Payday loans are short-term loans that are designed to help people who are in urgent need of cash. These loans are often marketed to people who have bad credit, or who are struggling financially, and they can be a useful way to get some extra money when you need it.

However, payday loans are prohibited in West Virginia, including Berwind. This means that if you live in Berwind, you cannot legally get a payday loan.

Why Are Payday Loans Prohibited in West Virginia?

In 2009, West Virginia passed a law that prohibited payday lenders from operating in the state. This law was put in place to protect consumers from high-interest loans that could trap them in a cycle of debt.

The law defines a payday loan as a short-term loan that is due on the borrower’s next payday. These loans typically have high interest rates and fees, and they can be very difficult to pay back, especially for people who are already struggling financially.

In addition to prohibiting payday loans, West Virginia also has laws in place that limit the amount of interest and fees that lenders can charge on other types of personal loans.

Alternatives to Payday Loans in Berwind, West Virginia

If you need money quickly and don’t have good credit, there are still options available to you in Berwind.

  • Credit counseling: A credit counselor can work with you to create a budget and a repayment plan that can help you get out of debt and improve your credit score.
  • Community resources: Berwind and its surrounding areas may have community resources that can help you with emergency expenses, such as food banks, church organizations, or non-profit groups.
  • Personal loans: While payday loans are illegal in West Virginia, there are other types of personal loans that you may be eligible for, such as installment loans or signature loans. These loans typically have lower interest rates and fees than payday loans, but they may still be difficult to repay if you are already struggling financially.

Interesting Facts about Payday Loans

Although payday loans are not legal in Berwind or the state of West Virginia, they are still prevalent in many other parts of the country. Here are some interesting facts:

  • In 2019, the average payday loan in the United States was $375.
  • The average interest rate on a payday loan is 391%.
  • Payday lenders typically target low-income people, including those who receive government benefits like Social Security.
  • Payday loans can cause borrowers to become trapped in a cycle of debt, where they take out new loans to pay off existing loans.

Apply Now

If you are in need of a personal loan in Berwind, West Virginia, you can apply for a loan through TheGuaranteedLoans website. Please note that we are a connection service, not a direct lender. We can connect you with potential lenders who may be able to help you get the money you need.

To apply for a loan, simply fill out our online application. We will collect some basic information from you, and then we will match you with lenders who may be interested in working with you. You will then be able to review the terms and conditions of each lender and choose the one that best meets your needs.

Conclusion

Payday loans may be prohibited in West Virginia, but there are still options available to you if you need money quickly. By working with a credit counselor, looking for community resources, or applying for a personal loan through TheGuaranteedLoans website, you can get the help you need to stay on top of your finances.

F.A.Q.

Where can I get more information about payday loans in Berwind, West Virginia?

More information about payday loans in Berwind, West Virginia can be found on the West Virginia State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Berwind, West Virginia?

No, payday loans are prohibited in Berwind, West Virginia.

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