Payday Loans in Birch River, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Birch River, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Mountain Valley Bank NA 317 S Davis Ave, Elkins, WV 26241 +1 (304) 637 - 2265
Woodforest National Bank 204 Town Center Drive, Fayetteville, WV 25840 +1 (304) 574 - 0651
Harrison County Bank 1215 Johnson Ave, Bridgeport, WV 26330 +1 (304) 842 - 0400
Home Town Loan & Pawn Inc 1044B Arbuckle Rd, Summersville, WV 26651 +1 (304) 872 - 9464
Star USA Federal Credit Union 5201 W Webster Rd, Summersville, WV 26651 +1 (304) 883 - 0000
City National Bank 149 N Washington St, Berkeley Springs, WV 25411 +1 (304) 258 - 4343
WesBanco Bank 109 Merchant St, Fairmont, WV 26554 +1 (304) 366 - 4516
Bank of Mingo Mate St & Bridge St, Matewan, WV 25678 +1 (304) 426 - 4000
City National Bank 10 Red Oaks Shopping Center, Ronceverte, WV 24970 +1 (304) 645 - 3327
ATM M&t Bank 136 E Main St, Romney, WV 26757

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Birch River, WV, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Charleston, WV, Payday Loans in Huntington, WV, No Credit Check Loans in Morgantown, WV and No Credit Check Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Birch River, WV.

Beautiful sights of Birch River, WV

Payday Loans Available in Birch River, WV By The Following ZIP Codes:

26610

Are Payday Loans Legal In Birch River, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Birch River, WV payday loan calculator

Payday Loans in Birch River, West Virginia: Information to Know

If you live in Birch River, West Virginia and are in need of fast cash, it’s important to know that payday loans are not a legal option in this neighboring state. The West Virginia state government has taken measures to protect consumers from high interest loans, making it illegal for lenders to offer payday loans within the state.

For those in need of short-term loans, there are alternative options available to help meet your financial needs. Here are some other options you can consider:

  • Personal Loans: Personal loans can be a good option for emergency expenses or larger purchases. These loans typically come with lower interest rates than payday loans, and can be paid back over a longer period of time. However, lenders normally require you to have a good credit score.
  • Credit Cards: Credit cards are another option if you need quick cash. If you have an existing credit card, you can use it to make purchases or withdraw cash. Credit cards come with varying interest rates, so make sure you choose a card with a lower interest rate to avoid high fees.
  • Family or Friends: You might consider reaching out to family or friends for financial assistance. However, it’s important to only borrow what you can afford to pay back and to agree terms and deadlines in writing. The last thing you want is to harm a relationship with your loved ones over financial stress.
  • Community assistance: Your local community outreach programs and charities can offer financial assistance as well. Check with your local city government or community center to see if there are any resources available to you.

Interesting Facts & Statistics about Payday Loans in West Virginia

Even though payday loans are illegal in West Virginia, here are some interesting facts and statistics you might find helpful:

  • In 2019, West Virginia lawmakers passed legislation that reduced the annual percentage rate cap for short-term loans in the state to 36%.
  • Before payday loans were banned in West Virginia, lenders could charge up to 400% interest rates on loans.
  • According to a report by Pew Charitable Trusts, the average borrower takes out eight payday loans per year, averaging $375 each.
  • Payday loans often trap borrowers in a cycle of debt, with the borrower taking out a new loan to cover the old one. This can result in the borrower paying fees and interest for months or even years on a single loan.

Apply Now with TheGuaranteedLoans

While payday loans are not an option in West Virginia, you might still find yourself in need of a loan at some point. That’s where TheGuaranteedLoans can help. We are a loan connecting service and can help connect you with lenders who offer personal loans, installment loans, and other loan options.

To apply, simply fill out the form on our website with basic information about yourself and your desired loan amount. We will connect you with multiple lenders, increasing your chances of getting approved and finding the right loan for your needs. Please note that interest rates and repayment terms will vary between lenders, so make sure to read all terms and conditions carefully before accepting a loan offer.

At TheGuaranteedLoans, we are dedicated to providing you with the best loan options available, no matter your credit score or previous financial history. Apply now to find the right loan for your needs.

F.A.Q.

Why are payday loans illegal in Birch River, West Virginia?

Payday loans are illegal in Birch River, West Virginia because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Birch River, West Virginia?

in Birch River, West Virginia, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.

Look for Short-Term Loans in Other Cities: