Payday Loans in Bloomingrose, West Virginia

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No payday loan companies in Bloomingrose, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
First Federal 354 Suncrest Towne Centre Drive, Morgantown, WV 26505 +1 (304) 598 - 0060
Raleigh County Federal Credit Union 200 Veterans Ave, Beckley, WV 25801 +1 (304) 253 - 6279
Fayette County National Bank 1554 E Main St, Oak Hill, WV 25901 +1 (304) 469 - 2555
Bayer Heritage Federal Credit Union 17612 Energy Rd, Proctor, WV 26055 +1 (304) 455 - 4029
Advance Auto Parts 46 Daycon Dr, Philippi, WV 26416 +1 (304) 457 - 2040
B & B Loans of Logan 101 Stratton St, Logan, WV 25601 +1 (304) 752 - 1182
BB&T 101 Hurricane Creek Rd, Hurricane, WV 25526 +1 (304) 562 - 3396
City National Bank 100 Poplar Fork Rd, Scott Depot, WV 25560 +1 (304) 757 - 4004
Capon Valley Bank 2 W Main St, Wardensville, WV 26851 +1 (304) 874 - 3531
Ravenswood Federal CU 245 S Church St, Ripley, WV 25271 +1 (304) 372 - 2124

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bloomingrose, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Quick Loan in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bloomingrose, WV.

Are Payday Loans Legal In Bloomingrose, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bloomingrose, WV payday loan calculator

Understanding Payday Loans in Bloomingrose, West Virginia

Payday loans are short-term, high-interest loans that are typically provided to borrowers who need quick access to cash. These loans are often marketed as a way to bridge the gap between paychecks or to cover unexpected expenses.

However, it is important to note that payday loans are not legal in West Virginia, including in Bloomingrose. This means that residents of Bloomingrose should avoid taking out payday loans, even if they are offered by lenders operating outside of the state.

Why Are Payday Loans Prohibited in West Virginia?

West Virginia has long been recognized as one of the states with the strongest consumer protection laws. In 2006, the West Virginia legislature passed the West Virginia Consumer Credit and Protection Act, which offers a wide range of protections to consumers from abusive lending practices.

One of the key provisions of the Act was the prohibition of payday loans and other short-term, high-interest loans. This was done in order to protect consumers from falling into a debt trap and from potentially harmful lending practices.

What Are the Alternatives to Payday Loans in Bloomingrose, West Virginia?

While payday loans are prohibited in Bloomingrose, there are still other options available for residents of the city who need quick access to cash. These alternatives include:

  • Credit unions: Credit unions offer low interest rates on personal loans to their members.
  • Personal loans: Personal loans are offered by a variety of lenders, including online lenders and traditional brick-and-mortar banks.
  • Credit cards: Credit cards can be a good option for short-term expenses, especially if you can pay off the balance quickly.

Interesting Facts and Statistics about Payday Loans in Bloomingrose, West Virginia

  • Since payday loans are illegal in West Virginia, there is no data available on the number of payday loans taken out by residents of Bloomingrose.
  • According to a report by the Center for Responsible Lending, payday lenders in West Virginia charged an average APR of 340% on payday loans.
  • A study by the Pew Charitable Trusts found that the average payday loan borrower takes out eight loans per year, with each loan typically lasting 18 days and costing $55 in fees.

Apply Now for other Loan Products with TheGuaranteedLoans

While payday loans are not legal in West Virginia, there are still other loan options available to residents of Bloomingrose. At TheGuaranteedLoans, we offer a variety of loan products that can help you get the cash you need, whether you need to cover an unexpected expense or you need to bridge the gap between paychecks.

As a connector service, rather than a direct lender, we work with a network of trusted lenders to connect you with the right loan product for your needs. Our application process is fast and easy, and you can get approved for a loan in as little as a few minutes. So, if you need cash fast, apply now with TheGuaranteedLoans.

F.A.Q.

Can I be sued for not paying back a payday loan in Bloomingrose, West Virginia?

Because payday loans are illegal in Bloomingrose, West Virginia, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Bloomingrose, West Virginia?

No, payday loan lenders cannot garnish your wages in Bloomingrose, West Virginia because payday loans are illegal in the state.

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