Payday Loans in Bradshaw, West Virginia

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No payday loan companies in Bradshaw, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Thornhill GM Superstore US Route 119 at, Trace Fork Rd, Chapmanville, WV 25508 +1 (304) 855 - 1400
American Trust Bank 67 N Main St, Keyser, WV 26726 +1 (301) 786 - 4691
BB&T Mortgage 276 New Creek Hwy, Keyser, WV 26726
Raymond James 10 Hale St, Charleston, WV 25301 +1 (304) 205 - 7149
Walmart Money Center 10 Walmart Dr, Moundsville, WV 26041
Walmart Money Center 1001 Warrior Way, Belle, WV 25015 +1 (304) 220 - 3001
Bank of Monroe 790 N Jefferson St, Lewisburg, WV 24901 +1 (304) 645 - 2000
Poca Valley Bank 1 Black Walnut Ave, Spencer, WV 25276 +1 (304) 927 - 1492
Summit Community Bank 176 Courtyard St, Granville, WV 26534 +1 (304) 581 - 6500
Summit Community Bank 114 James River and Kanawha Turnpike, Rainelle, WV 25962 +1 (304) 438 - 6171

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradshaw, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Online Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradshaw, WV.

Payday Loans Available in Bradshaw, WV By The Following ZIP Codes:

24817

Are Payday Loans Legal In Bradshaw, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bradshaw, WV payday loan calculator

Payday Loans in Bradshaw, West Virginia

Are you in Bradshaw, West Virginia and in need of quick access to cash? Payday loans may seem like an easy solution, but before you consider taking out a payday loan, it’s important to understand the legal status of these types of loans in West Virginia.

Payday Loans are Prohibited in West Virginia

In West Virginia, any type of payday lending is prohibited by law. This means that there are no payday lenders in the state, and people cannot legally obtain payday loans in West Virginia.

Why are Payday Loans Prohibited in West Virginia?

The decision to prohibit payday lending in West Virginia was made to protect consumers from the high fees and interest rates associated with these types of loans. Many payday loans come with annual interest rates of up to 300%, which can trap borrowers in cycles of debt and financial instability.

The state of West Virginia recognized the potential harm that payday lending can cause to its citizens and therefore made the decision to ban these types of loans altogether.

What Are the Alternatives to Payday Loans in Bradshaw, West Virginia?

If you’re in need of quick access to cash in Bradshaw, West Virginia, there are alternative options available that won’t put you at risk of falling into a cycle of debt.

  • Personal loans: Personal loans are offered by banks, credit unions, and online lenders and can provide you with the cash you need in a pinch. Unlike payday loans, personal loans come with lower interest rates and fees and longer repayment terms.
  • Credit cards: If you have an existing credit card, you can use it to make a cash advance. This option can often come with lower interest rates than payday loans, but it’s important to remember that credit card cash advances also come with fees and can affect your credit score.
  • Community resources: Community organizations and charities may offer emergency financial assistance to those in need. Check with your local community center or church to see what resources are available in your area.
  • Negotiation with creditors: In some cases, creditors may be willing to work with you to come up with a repayment plan that suits your financial situation. It’s always worth reaching out to your creditors to see if they can offer any assistance before considering a payday loan.

Interesting Facts or Statistics About Payday Loans in Bradshaw, West Virginia

  • There are no payday lenders operating in West Virginia.
  • In 2012, a bill was introduced in the West Virginia legislature to allow payday lending, but it failed to pass.
  • Between 2005 and 2012, the number of payday lending storefronts in neighboring Virginia increased from 604 to 791 despite opposition from consumer advocates and legislators.
  • Payday lending is illegal or highly regulated in 18 states and the District of Columbia.

Apply Now

If you’re in need of quick access to cash in Bradshaw, West Virginia, TheGuaranteedLoans can help connect you with potential lenders that offer personal loans. As a connector service, we don’t provide loans ourselves, but we work with a network of reputable lenders that can provide you with the funding you need to cover unexpected expenses.

Fill out our online application form today and get connected with potential lenders who can offer a solution to your financial needs.

F.A.Q.

Can I be arrested for taking out a payday loan in Bradshaw, West Virginia?

It is unlikely that a borrower would be arrested for taking out a payday loan in Bradshaw, West Virginia, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Bradshaw, West Virginia?

Yes, there are several resources available to help consumers avoid predatory lending in Bradshaw, West Virginia, including the state's Consumer Financial Protection Bureau, the West Virginia State Banking Department, and the West Virginia City Department of Consumer Affairs.

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