Payday Loans in Buckeye, West Virginia

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No payday loan companies in Buckeye, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bank 2004 W Webster Rd, Summersville, WV 26651 +1 (304) 872 - 5434
Grant County Bank 500 S Main St, Moorefield, WV 26836 +1 (304) 538 - 6566
Fifth Third Bank & ATM 702 Virginia St E, Charleston, WV 25301 +1 (304) 353 - 4100
Carl's Pawn Shop 3410 Emerson Ave, Parkersburg, WV 26104 +1 (304) 428 - 7296
Zen Mortgage Group formerly Zen Loans 114 Hovatter Dr, Inwood, WV 25428 +1 (304) 229 - 1700
First Priority Federal Credit Union 3570 US-60, Barboursville, WV 25504 +1 (304) 733 - 9450
United Bank 621 7th St, Moundsville, WV 26041 +1 (304) 845 - 3367
City National Bank 5263 US-60 E, Huntington, WV 25705 +1 (304) 733 - 3600
Community Bank of Parkersburg 3906 Emerson Ave, Parkersburg, WV 26104 +1 (304) 485 - 0602
United States Postal Service 11207 Seneca Trail, Huttonsville, WV 26273 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Buckeye, WV, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Charleston, WV, Short-term Loans in Huntington, WV, Payday Loan Without a Credit Check in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Buckeye, WV.

Payday Loans Available in Buckeye, WV By The Following ZIP Codes:

00000

Are Payday Loans Legal In Buckeye, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Buckeye, WV payday loan calculator

At TheGuaranteedLoans, we understand that financial emergencies can occur at any moment and can be incredibly stressful. Payday loans are a popular solution that many resort to in these situations. However, it’s important to note that payday loans are prohibited in West Virginia, including Buckeye.

The Prohibition of Payday Loans in West Virginia

In 2009, West Virginia passed a law that placed strict regulations on small-dollar loans, also known as payday loans. The law effectively made payday lending illegal in the state. The law also includes a provision that requires lenders to have a physical presence in the state to operate legally, which is why payday loans are prohibited in Buckeye and the rest of West Virginia.

The law was put in place to protect consumers from the predatory practices that are associated with payday loans. These types of loans are known for their incredibly high-interest rates, which can easily trap borrowers in a cycle of debt. The regulations put in place in West Virginia protect consumers from this cycle of debt by prohibiting payday lending altogether.

Alternatives to Payday Loans

While payday loans may seem like a quick and easy solution to financial emergencies, there are many alternatives available to consumers that offer better terms and conditions. Some of these options include:

  • Credit union loans: Credit unions typically offer small-dollar loans with fair interest rates and repayment terms.
  • Personal loans: Personal loans from banks or online lenders can offer reasonable interest rates and terms for those with good credit.
  • Credit card cash advances: While not ideal, credit card cash advances can be a viable option for those in need of quick cash.

It’s always important to explore all of your options before deciding on a loan, especially when it comes to payday loans that may not be legal in your state.

Facts and Statistics about Payday Loans in West Virginia

  • The average payday loan in West Virginia has an interest rate of 300%, compared to the national average of 400%.
  • A typical payday loan in West Virginia results in a borrower paying back over 200% more than they borrowed.
  • In 2018, West Virginia borrowers paid over $25 million in fees to payday lenders.
  • The average West Virginia payday loan borrower takes out 12 loans per year, with an average total loan amount of $2,487.

These statistics show just how detrimental the use of payday loans can be for borrowers in West Virginia. It’s clear that the state’s decision to prohibit payday lending was a necessary step in protecting its residents from the exploitative practices of payday lenders.

Apply Now

While payday loans are prohibited in Buckeye and West Virginia, emergencies can still occur. That’s why TheGuaranteedLoans is here to help connect you with lenders that can offer a variety of loan options to help during tough times. As a connector service, we work with a network of trusted lenders that can provide personal loans and other financial solutions with reasonable interest rates and repayment terms. Apply now to connect with a lender that can help meet your needs.

F.A.Q.

Can I get a payday loan with bad credit in Buckeye, West Virginia?

No, payday loans are not available in Buckeye, West Virginia regardless of credit history.

Can I get a payday loan without a checking account in Buckeye, West Virginia?

No, payday loans are not available in Buckeye, West Virginia regardless of banking status.

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