Payday Loans in Cairo, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Cairo, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
City National Bank 1034 S George St., Charles Town, WV 25414 +1 (304) 725 - 9787
Clear Mountain Bank 160 Morgantown St, Bruceton Mills, WV 26525 +1 (304) 379 - 2265
Jackson Hewitt Tax Service 1881 Robert C Byrd Dr, MacArthur, WV 25873 +1 (304) 906 - 6741
Alloy Federal Credit Union US-60, Alloy, WV 25002 +1 (304) 779 - 2773
Uncle Tom's Loans Inc Cook Pkwy, Oceana, WV 24870 +1 (304) 682 - 5002
City National Bank - North Church Branch 108 N Church St N, Ripley, WV 25271 +1 (304) 372 - 2281
Star USA Federal Credit Union 1 Cantley Dr, Charleston, WV 25314 +1 (304) 357 - 2319
ATM Bcbank, Inc. 27 Pike St, Philippi, WV 26416 +1 (800) 627 - 3999
WesBanco Bank 300 Tennessee Ave, Charleston, WV 25302 +1 (304) 347 - 4000
Phillips & Sons Pawnbrokers 201 Davis Ave, Elkins, WV 26241 +1 (304) 636 - 7296

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cairo, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loan Without a Credit Check in Morgantown, WV and Short-term Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cairo, WV.

Beautiful sights of Cairo, WV

Payday Loans Available in Cairo, WV By The Following ZIP Codes:

26337

Are Payday Loans Legal In Cairo, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Cairo, WV payday loan calculator

When financial emergencies strike, people often find themselves in need of quick funds to cover unexpected expenses. Payday loans have long been a popular solution for those who find themselves in such situations. However, payday loans are prohibited in West Virginia, including Cairo, West Virginia.

What are Payday Loans?

A payday loan is a short-term loan that typically offers a small amount of money, meant to be paid back with the borrower’s next paycheck. These loans often come with high interest rates and fees, making them a costly option for borrowers. The application process is relatively simple and fast, making it an attractive option for people in need of quick cash.

Why are Payday Loans Prohibited in West Virginia?

Payday loans are illegal in West Virginia due to the state’s regulations on small-dollar loans. West Virginia lawmakers set strict lending guidelines, including maximum interest rates and fees that lenders can charge for small-dollar loans. These laws aim to protect consumers from predatory lending practices that can trap borrowers in cycles of debt.

Alternatives to Payday Loans in Cairo, West Virginia

Although payday loans are prohibited in West Virginia, there are still several alternatives available to residents of Cairo, West Virginia. These include:

  • Personal Loans: Personal loans offer a higher borrowing limit than payday loans and often come with more affordable interest rates and fees.
  • Credit Cards: Credit cards can be a useful tool for emergency expenses. However, it is important to use them responsibly and pay off the balance as soon as possible to avoid high interest charges.
  • Installment Loans: Installment loans allow borrowers to repay the loan over an extended period, making it a more affordable option for those in need of quick cash.

Interesting Facts about Payday Loans in Cairo, West Virginia

Although payday loans are illegal in West Virginia, some lenders still attempt to offer these loans to residents. In 2019, the West Virginia Attorney General’s office received over 500 complaints about payday loans and other small-dollar loans.

The vast majority of these complaints were related to high interest rates and fees, illegal collection practices, and harassment from lenders. This highlights the importance of understanding the risks involved with payday loans and choosing a reputable lender.

Apply Now

At TheGuaranteedLoans, we are committed to connecting our readers with potential lenders who can offer them the best loan options for their specific needs. As a connector service, we do not provide loans directly, but we facilitate the connection between borrowers and lenders. Apply now to connect with lenders who can help you find the financial solution you need.

Remember to borrow responsibly and only take out a loan if you can afford to repay it on time. With the right lender and loan product, you can get the funds you need to cover unexpected expenses and get back on track financially.

F.A.Q.

Can I still be charged fees on a payday loan in Cairo, West Virginia?

No, you cannot be charged fees on a payday loan in Cairo, West Virginia because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Cairo, West Virginia?

No, you cannot be evicted from your home for taking out a payday loan in Cairo, West Virginia because these loans are illegal in the state.

Look for Short-Term Loans in Other Cities: