Payday Loans in Crawford, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Crawford, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Loomis Armored US 1 Wireless Way, Parkersburg, WV 26101 +1 (304) 863 - 6894
Principal Financial 7374 Beech Run Rd, Nimitz, WV 25978 +1 (304) 908 - 5726
West Virginia Central Federal Credit Union 1306 Murdoch Ave, Parkersburg, WV 26101 +1 (304) 485 - 4523
Raymond James Financial Services 1000 Johnson Ave, Bridgeport, WV 26330 +1 (304) 848 - 5384
First Community Bank 1102 Oakvale Rd, Princeton, WV 24740 +1 (304) 431 - 9000
CAMC Federal Credit Union 3400 MacCorkle Ave SE, Charleston, WV 25304 +1 (304) 388 - 5700
Freedom Bank Inc 315 Crim Ave, Belington, WV 26250 +1 (304) 823 - 1531
Chase Bank 1114 Market St, Wheeling, WV 26003 +1 (304) 232 - 1135
City National Bank 324 Elk St, Gassaway, WV 26624 +1 (304) 364 - 5181
John Howerton Honda 252 Auto Plaza Dr, Beckley, WV 25801 +1 (304) 252 - 0744

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crawford, WV, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Charleston, WV, Online Loans in Huntington, WV, Payday Loan Without a Credit Check in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crawford, WV.

Are Payday Loans Legal In Crawford, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Crawford, WV payday loan calculator

Payday Loans in Crawford, West Virginia: What You Need to Know

When faced with unexpected expenses and a shortage of funds, individuals may turn to payday loans as a solution. However, it is essential to understand the laws and regulations surrounding payday loans in your state before considering this option. In West Virginia, payday loans are prohibited by law, including in Crawford, WV. This article will go over what you need to know about payday loans in Crawford, West Virginia, and offer alternative solutions for those in need of emergency funds.

What are payday loans?

Payday loans are a type of short-term loan that typically requires repayment within a few weeks, or by the borrower’s next payday. These loans often have high-interest rates and fees, with the amount borrowed ranging from a few hundred to a few thousand dollars. Payday loans are commonly used to cover unexpected expenses, such as medical bills or car repairs when the borrower doesn’t have enough funds in their bank account.

Payday loan regulations in West Virginia

West Virginia has strict laws in place regarding payday loans. These types of loans are illegal in the state, including Crawford, as the state legislature has determined that they are predatory and often trap borrowers in a cycle of debt. Attempts to repeal the current law, which was implemented in 2009, have been unsuccessful.

Alternative solutions for emergency funds

While payday loans are not a legal option in West Virginia, there are alternative solutions available for those who require emergency funds. These include:

  • Personal loans: Personal loans offer borrowers the ability to obtain funds with a fixed interest rate and repayment plan, often for a longer-term and larger amount than a payday loan.
  • Government assistance programs: In the case of unexpected expenses or hardships, government assistance programs, such as Medicaid or SNAP, may be available.
  • Local charities: Some non-profit organizations in the Crawford area offer financial assistance and services to individuals in need.

It is important to consider all options available before turning to a payday loan or any other high-interest loan that could result in more harm than good.

Interesting Facts and Statistics about Payday Loans in Crawford, West Virginia

  • Payday loans are one of the most costly forms of credit, often with interest rates of up to 400%.
  • In West Virginia, the average payday loan borrower takes out eight loans annually, often with interest rates as high as 1300%.
  • The Center for Responsible Lending estimates that payday loans cost West Virginia residents over $36 million annually in fees and interest charges.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise, and we are here to help. While payday loans are not a legal option in West Virginia, we offer loan connector services to connect individuals with potential lenders. Fill out our online application today to see if you qualify for alternative solutions for emergency funds.

Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service that facilitates connections between borrowers and potential lenders.

Conclusion

Payday loans are not a legal option in Crawford, West Virginia, and other cities throughout the state. Borrowers in need of emergency funds should look to alternative solutions, such as personal loans or government assistance programs. Education and awareness are key in preventing the use of predatory loans, and we hope this article helps individuals make informed decisions about their finances in times of need.

F.A.Q.

Can I be sued for not paying back a payday loan in Crawford, West Virginia?

Because payday loans are illegal in Crawford, West Virginia, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Crawford, West Virginia?

No, payday loan lenders cannot garnish your wages in Crawford, West Virginia because payday loans are illegal in the state.

Look for Short-Term Loans in Other Cities: