Payday Loans in Dellslow, West Virginia

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No payday loan companies in Dellslow, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
ATM Bcbank, Inc. 27 Pike St, Philippi, WV 26416 +1 (800) 627 - 3999
WesBanco Bank 329 Pike St, Shinnston, WV 26431 +1 (304) 592 - 5700
Pioneer West Virginia Federal Credit Union 3746 Teays Valley Road, Hurricane, WV 25526 +1 (304) 348 - 6648
Keyland Pawn 500 Country Club Rd, Fairmont, WV 26554 +1 (304) 366 - 4623
Kemba Charleston Federal Credit Union 1830 Roxalana Rd, Dunbar, WV 25064 +1 (304) 768 - 5700
City National Bank 212 Airport Rd, Beaver, WV 25813 +1 (304) 255 - 5140
MVB Bank 100 Nasa Blvd, Fairmont, WV 26554 +1 (844) 682 - 2265
Walmart Money Center 1142 S Bridge St, New Martinsville, WV 26155
Bayer Heritage Federal Credit Union 5550 Winchester Ave 9, Martinsburg, WV 25405 +1 (304) 821 - 5387
United Capital Shepherdstown 8530 Shepherdstown Pike, Shepherdstown, WV 25443 +1 (304) 876 - 2619

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dellslow, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Bad Credit Loans in Huntington, WV, No Credit Check Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dellslow, WV.

Payday Loans Available in Dellslow, WV By The Following ZIP Codes:

26508, 26531

Are Payday Loans Legal In Dellslow, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dellslow, WV payday loan calculator

Payday Loans in Dellslow, West Virginia: All You Need to Know

Payday loans are a type of short-term loan that helps individuals bridge gaps between paychecks. They typically have high-interest rates, and as a result, they are prohibited in many states, including West Virginia. In this article, we will explore payday loans in Dellslow, West Virginia, and everything you need to know about them.

What are Payday Loans?

Payday loans are short-term loans that typically have a duration of two weeks or less. They are unsecured loans, meaning that they do not require collateral to obtain. Payday loans are often used by individuals who have poor credit scores and are unable to obtain loans from traditional lenders.

Payday loans usually involve a loan principal, which is the amount of money borrowed, and a loan fee, which is the cost of borrowing the money. The loan fee is typically a percentage of the loan principal. For example, if you borrow $100 with a loan fee of 15%, you would owe $115 when the loan comes due.

Payday Loans in Dellslow, West Virginia

In West Virginia, payday loans are illegal. The West Virginia Code § 46A-4-107 and § 32A-3-1 prohibit payday lending in the state. Thus, payday loan lenders do not operate in Dellslow or any other part of West Virginia.

Apply Now

Despite being illegal in West Virginia, individuals who reside in Dellslow can still connect with potential lenders using TheGuaranteedLoans. We are a connector service that helps individuals connect with a network of potential lenders. To apply, visit our website and fill out an online application. We will then facilitate their connection with potential lenders.

Why are Payday Loans Prohibited in West Virginia?

Payday loans have been prohibited in West Virginia since 2009. The ban comes as a result of a government crackdown on predatory lending practices. Critics argue that payday loans have high-interest rates, often trapping low-income individuals in debt cycles. As a result, many states have enacted laws to curb payday lending practices.

Dellslow, West Virginia, Interesting Facts and Statistics

  • The population of Dellslow, West Virginia, was estimated to be 1,286 in 2019 according to the United States Census Bureau.
  • West Virginia has the lowest median household income in the United States.
  • According to a report by Pew Trusts, 12 million Americans take out payday loans each year, and they spend an average of $520 in interest to repeatedly borrow $375 in credit.

The Bottom Line

Payday loans in Dellslow, West Virginia, are prohibited. However, individuals who reside in Dellslow can still connect with potential lenders using TheGuaranteedLoans, a connector service that facilitates applications for short-term loans. Remember, payday loans often have high-interest rates and should only be considered as a last resort.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Dellslow, West Virginia?

No, you cannot be arrested for not paying back an illegal payday loan in Dellslow, West Virginia.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Dellslow, West Virginia?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Dellslow, West Virginia. If you have been harassed or threatened, you can report the lender to the West Virginia State Department of Financial Services.

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