Payday Loans in Dothan, West Virginia

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No payday loan companies in Dothan, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
WesBanco Bank 1498 S Pike St, Shinnston, WV 26431 +1 (304) 592 - 5719
Huntington Federal Savings Bank 1049 5th Ave, Huntington, WV 25701 +1 (304) 528 - 6230
Huntington Bank 215 Three Springs Dr, Weirton, WV 26062 +1 (304) 723 - 3099
Michael Wisnieski, Mortgage Lending Officer 3265 Main St, Weirton, WV 26062 +1 (724) 579 - 4512
BB&T - North Lewisburg Branch HC 82 BOX 39A, Lewisburg, WV 24901 +1 (304) 647 - 5187
Premier Bank Inc. 2 S Main St, Philippi, WV 26416 +1 (304) 457 - 3737
Citizens Bank of West Virginia 77 W Main St, Buckhannon, WV 26201 +1 (304) 473 - 7340
Huntington Bank 130 Green Bag Road, Morgantown, WV 26501 +1 (304) 284 - 8595
Clear Mountain Bank 330 E Main St, Kingwood, WV 26537 +1 (304) 329 - 2265
MVB Bank 651 Foxcroft Ave # 100, Martinsburg, WV 25401 +1 (304) 264 - 4000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dothan, WV, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Charleston, WV, 24-Hour Loan in Huntington, WV, Payday Loan Companies in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dothan, WV.

Are Payday Loans Legal In Dothan, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dothan, WV payday loan calculator

Payday Loans in Dothan, West Virginia – What You Need to Know

Payday loans are a quick and easy way to get cash when you’re in a tight financial spot. However, in West Virginia, it’s illegal to offer these loans. If you’re in Dothan, West Virginia, and need financial assistance, it’s important to know your options.

Why are Payday Loans Prohibited in West Virginia?

West Virginia is one of the 15 states in the USA that have outlawed payday loans. The primary reason is that payday loans come with high interest rates and short repayment terms, which can trap borrowers in a cycle of debt. In fact, the interest rates on payday loans in some states can be as high as 400% APR!

The West Virginia Attorney General’s office has made it clear that payday loans are illegal in the state. Any company that attempts to offer such loans in West Virginia could face legal action.

What Can You Do If You Need Financial Help?

If you’re in Dothan, West Virginia, and need financial assistance, there are some options you can consider:

  • Personal Loans: You could consider a personal loan from a bank or credit union, which typically come with lower interest rates and longer repayment terms than payday loans. However, you’ll need to have a good credit score to qualify.
  • Credit Card Advances: Some credit card companies offer cash advances, which can be a quick way to get cash in an emergency. However, make sure you understand the terms and fees associated with a credit card cash advance before you decide to go this route.
  • Emergency Assistance Programs: Many community organizations and non-profits offer programs that provide emergency financial assistance to those in need. Check with local organizations in Dothan, West Virginia, to see if they offer such programs.

Interesting Facts and Statistics About Payday Loans

While payday loans are illegal in West Virginia, they are still legal in many other states. Here are some interesting facts and statistics about payday loans in the US:

  • According to the Center for Responsible Lending, the average payday loan borrower takes out 10 loans per year.
  • Payday loans have an average APR of 400% in some states.
  • The payday loan industry takes in over $9 billion in fees annually.
  • Many payday loan borrowers end up paying more in fees and interest than the original loan amount.

Apply Now for Other Loan Options

If you’re in Dothan, West Virginia, and need a loan, TheGuaranteedLoans can help connect you with potential lenders. Our application process is quick and easy – simply fill out our online application and we’ll do the rest!

It’s important to note that TheGuaranteedLoans is not a direct lender and cannot guarantee that you’ll be approved for a loan. However, we work with a network of trusted lenders who may be able to provide you with the financial assistance you need.

Click here to apply now and see if you’re eligible for a loan.

F.A.Q.

Can I take out a payday loan online in Dothan, West Virginia?

No, even if the lender is located outside of West Virginia, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Dothan, West Virginia?

No, it is illegal to use a payday loan from another state in Dothan, West Virginia.

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