Payday Loans in Dryfork, West Virginia

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No payday loan companies in Dryfork, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Homeownership Center Inc 2276 N Randolph Ave, Elkins, WV 26241 +1 (304) 636 - 9115
Poca Valley Bank 6420 Sissonville Dr, Charleston, WV 25312 +1 (304) 984 - 1997
Clear Mountain Bank 160 Morgantown St, Bruceton Mills, WV 26525 +1 (304) 379 - 2265
Pioneer West Virginia Federal Credit Union 416 Main St, Huntington, WV 25702 +1 (304) 348 - 6648
Beckley Loan Company 622 Neville St, Beckley, WV 25801 +1 (304) 252 - 6301
KV Jewelry and Loan - Dunbar 6 Dunbar Ave, Dunbar, WV 25064 +1 (304) 400 - 4809
Budget Finance Co 251 Riverview Ln, New Martinsville, WV 26155 +1 (304) 455 - 4242
Classic Jewelry & Loan 6339 Co Rd 60/50, Barboursville, WV 25504 +1 (304) 733 - 1840
Will Jewelry and Loan 5523 MacCorkle Ave SW, South Charleston, WV 25309 +1 (304) 768 - 5101
Huntington Bank 3120 University Ave, Morgantown, WV 26505 +1 (304) 291 - 7795

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dryfork, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, No Credit Check Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dryfork, WV.

Are Payday Loans Legal In Dryfork, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dryfork, WV payday loan calculator

In the state of West Virginia, payday loans are prohibited by law. This means that residents of Dryfork, West Virginia, cannot legally obtain payday loans within the state. While payday loans may seem like a convenient way to obtain quick cash, it is important to understand the risks involved in these types of loans and the laws surrounding them.

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. These loans are typically for small amounts, ranging from $50 to $1,000, and come with high interest rates and fees. In order to obtain a payday loan, the borrower usually needs to provide proof of income and a checking account.

While payday loans may seem like an easy way to obtain quick cash, they often come with high costs and interest rates. In fact, many states have laws in place to protect consumers from the predatory practices of payday lenders.

Why Are Payday Loans Prohibited in West Virginia?

In 2006, West Virginia passed a law that prohibits payday lending within the state. This law was designed to protect consumers from the high costs and risks associated with payday loans.

According to the West Virginia Attorney General’s office, payday lenders often charge triple-digit interest rates and fees that can be as high as 25% per month. This can lead to a cycle of debt that is difficult to break free from and can result in long-term financial problems for the borrower.

What Are the Alternatives to Payday Loans?

While payday loans may seem like a convenient way to obtain quick cash, there are alternatives that are safer and less expensive.

  • Credit unions: Many credit unions offer short-term loans that are designed to help members in need. These loans often come with lower interest rates and fees than payday loans.
  • Credit counseling: Credit counseling agencies can work with you to set up a budget and repayment plan to get out of debt.
  • Friends and family: If you are in need of money, consider asking friends or family members for a loan.

It is important to explore all of your options before taking out a payday loan, as these loans often come with high costs and risks.

Interesting Facts and Statistics about Payday Loans in Dryfork, West Virginia

  • Payday lending is prohibited in West Virginia by the West Virginia Code § 46A-4-107.
  • In 2006, West Virginia passed a law that prohibits payday lending within the state.
  • The West Virginia Attorney General’s office has warned consumers about the risks associated with payday lending.
  • According to the Consumer Financial Protection Bureau, the average payday loan has an APR of 400% or more.
  • The Center for Responsible Lending estimates that the payday lending industry costs Americans more than $3.4 billion per year in fees.

Apply Now for a Loan on TheGuaranteedLoans

If you are in need of a loan but cannot obtain a payday loan in Dryfork, West Virginia, consider applying for a loan on TheGuaranteedLoans website. While we do not offer payday loans, we connect borrowers with potential lenders who may be able to meet their needs.

Our online application is easy to complete and can be done from the comfort of your own home. Simply fill out the application form and we will facilitate your connection with potential lenders who may be able to offer you a loan.

Remember, borrowing money is a serious financial decision and should not be taken lightly. It is important to understand the risks and costs involved in any type of loan before making a decision.

At TheGuaranteedLoans, we are committed to helping borrowers make informed financial decisions and connecting them with potential lenders who may be able to meet their needs. Apply now and take the first step towards financial freedom!

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Dryfork, West Virginia?

It is illegal for lenders to offer payday loans in Dryfork, West Virginia, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Dryfork, West Virginia?

If you have already taken out a payday loan in Dryfork, West Virginia, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.

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