Payday Loans in Evans, West Virginia

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No payday loan companies in Evans, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
WEPCO Federal Credit Union Lending Branch 202 W Main St, Kingwood, WV 26537 +1 (301) 359 - 3081
Raymond James 3041 University Ave, Morgantown, WV 26505 +1 (304) 599 - 7991
Logan Bank and Trust 46 Tracy Vickers Ave, Chapmanville, WV 25508 +1 (304) 855 - 7000
Bank of Romney 95 E Main St, Romney, WV 26757 +1 (304) 822 - 3541
Doolin Security Savings Bank 610 WV-2, New Martinsville, WV 26155 +1 (304) 455 - 1850
Cash Express Pawn 707 Washington Ave, Huntington, WV 25701 +1 (304) 529 - 7296
Summit Community Bank 564 N Main St, Franklin, WV 26807 +1 (304) 358 - 2388
Harrison County Bank 1215 Johnson Ave, Bridgeport, WV 26330 +1 (304) 842 - 0400
BB&T Mortgage 712 Water St, Summersville, WV 26651
City National Bank 1 Park Ave, Beckley, WV 25801 +1 (304) 255 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Evans, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Charleston, WV, Online Loans in Huntington, WV, Payday Loan Without a Credit Check in Morgantown, WV and Payday Loan Without a Credit Check in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Evans, WV.

Are Payday Loans Legal In Evans, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Evans, WV payday loan calculator

Payday Loans in Evans, West Virginia: What You Need to Know

Payday loans are a type of short-term loan that are typically used to help people cover unexpected expenses or bills. While these loans can provide quick access to funds, they often come with high interest rates and fees that can make them difficult to pay back.

While payday loans are legal in many states, they are prohibited in West Virginia. This means that if you live in or near Evans, West Virginia, you will not be able to obtain a payday loan.

Why are Payday Loans Prohibited in West Virginia?

The main reason that payday loans are prohibited in West Virginia is because of the high interest rates and fees associated with these types of loans. These high fees can make it difficult for borrowers to pay back the loan on time, ultimately leading to a cycle of debt and financial hardship.

In addition to the financial risks associated with payday loans, lawmakers in West Virginia have also expressed concerns about the predatory nature of these loans. Many payday lenders target vulnerable populations, such as low-income individuals or those with poor credit histories, and use aggressive marketing tactics to lure them into taking out loans that they cannot afford to repay.

What are the Alternatives to Payday Loans in Evans, West Virginia?

If you need fast access to funds in Evans, West Virginia, there are several alternatives to payday loans that you can consider:

  • Personal Loans: Personal loans are a type of loan that can be used for a variety of purposes, including debt consolidation, home repairs, or unexpected expenses. While personal loans may have higher interest rates than other types of loans, they are generally more affordable than payday loans and can provide you with more time to repay the loan.
  • Credit Cards: If you have a credit card, you may be able to use it to cover unexpected expenses. While credit cards often come with high interest rates, they can be a more affordable option than payday loans if you pay off the balance in full each month.
  • Local Assistance Programs: If you are struggling to cover basic needs like food, housing, or utilities, there may be local assistance programs in Evans, West Virginia that can help. Consider reaching out to organizations like the West Virginia Department of Health and Human Resources or the Evans Community Action Group to learn more about the services available to you.

Interesting Facts and Statistics About Payday Loans in Evans, West Virginia

  • In West Virginia, the average payday loan carries an interest rate of around 300%.
  • According to a survey conducted by the Pew Charitable Trusts, around 12 million Americans take out payday loans each year.
  • While payday loans are illegal in many states, they are legal in 27 states in the US, including Washington DC.

Apply Now to Connect with Potential Lenders

If you are seeking a loan and are located in or near Evans, West Virginia, TheGuaranteedLoans can help you connect with potential lenders who may be able to assist you. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and that we do not guarantee loan approval or terms. However, we will work to facilitate your connection with the most suitable lender based on your individual needs and circumstances.

To apply now, simply visit our website and fill out our online application. Our team will review your information and contact you shortly to discuss your options and next steps.

F.A.Q.

Can I take out a payday loan online in Evans, West Virginia?

No, even if the lender is located outside of West Virginia, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Evans, West Virginia?

No, it is illegal to use a payday loan from another state in Evans, West Virginia.

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