Payday Loans in Fanrock, West Virginia

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No payday loan companies in Fanrock, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Hancock County Savings Bank 351 Carolina Ave, Chester, WV 26034 +1 (304) 387 - 1620
BB&T 610 Viand St, Point Pleasant, WV 25550 +1 (304) 675 - 2500
Cashland Pawn Shop 701 E Pike St, Clarksburg, WV 26301 +1 (304) 626 - 3330
CNB Bank Inc 1610 Valley Rd, Berkeley Springs, WV 25411 +1 (304) 258 - 9650
Walmart Money Center 100 Wal-Mart Drive, Kingwood, WV 26537
First Peoples Community Federal Credit Union 3143 Frankfort Hwy, Ridgeley, WV 26753 +1 (301) 784 - 3000
Fifth Third Bank & ATM 1566 Hal Greer Boulevard, Huntington, WV 25701 +1 (304) 523 - 5301
Mountain Heritage FCU 1822 7th St, Parkersburg, WV 26101 +1 (304) 424 - 7256
Citizens Bank of Weston 47 Industrial Park Rd, Jane Lew, WV 26378 +1 (304) 884 - 7825
Jackson Hewitt Tax Service 77 Norman Morgan Blvd, Logan, WV 25601 +1 (304) 752 - 4047

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fanrock, WV, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Guaranteed Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fanrock, WV.

Are Payday Loans Legal In Fanrock, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Fanrock, WV payday loan calculator

Payday Loans in Fanrock, West Virginia: What You Need to Know

Payday loans, also known as cash advances, are small, short-term loans that are typically repaid by the borrower’s next payday. While payday loans are popular and easily accessible in some states, they are prohibited in West Virginia. This means that Fanrock residents cannot legally obtain a payday loan within the state.

Why are Payday Loans Prohibited in West Virginia?

The state of West Virginia has strict laws regulating payday loans. In 2006, the West Virginia Legislature passed a bill that effectively banned payday lending. The bill set an annual interest rate cap of 31% for all consumer loans, effectively making payday loans unprofitable for lenders in the state. The law was passed to protect consumers from the high-interest rates and fees associated with payday loans, which often trap borrowers in a cycle of debt.

Alternatives to Payday Loans in Fanrock

While payday loans are not an option for Fanrock residents, there are several alternative forms of credit available:

  • Credit Cards: If you have good credit, a credit card may be a good alternative to a payday loan. Many credit cards offer cash advances at a lower interest rate than payday loans.
  • Personal Loans: Personal loans are another option for those in need of fast cash. Personal loans typically have lower interest rates than payday loans and can be repaid over a longer period of time.
  • Friends and Family: If you are in need of a small amount of cash, consider asking friends and family for a loan. While it may be awkward to ask for money, it is often a better alternative than taking out a high-interest payday loan.

Interesting Facts About Payday Loans in Fanrock, West Virginia

  • In 2019, West Virginia residents paid an average APR of 314% on payday loans.
  • There are no payday lenders located in Fanrock, West Virginia.
  • West Virginia is one of 17 states that prohibit payday lending.

Apply Now with TheGuaranteedLoans

If you are in need of a loan, consider working with TheGuaranteedLoans. We are a connector service that works with a network of trusted lenders to help you find the right loan for your needs. Our application process is fast and easy, and our lenders offer competitive rates and flexible repayment terms.

Remember, payday loans are prohibited in West Virginia, so it is important to work with a lender that abides by state regulations. We only work with lenders that follow state and federal laws, so you can be confident that you are working with a reputable lender.

Ready to get started? Fill out our online application today and get connected with a lender that meets your needs.

F.A.Q.

Can a payday loan company garnish my wages in Fanrock, West Virginia?

No, a payday loan company cannot garnish your wages in Fanrock, West Virginia because these loans are illegal in the state.

Can a payday loan company repossess my property in Fanrock, West Virginia?

No, a payday loan company cannot repossess your property in Fanrock, West Virginia because these loans are illegal in the state.

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