Payday Loans in Frametown, West Virginia

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No payday loan companies in Frametown, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
WesBanco Bank 1498 S Pike St, Shinnston, WV 26431 +1 (304) 592 - 5719
Beckley Mortgage Services Inc 106 S Heber St, Beckley, WV 25801 +1 (304) 255 - 5400
Ultimate Pawn 3111 Teays Valley Road, Hurricane, WV 25526 +1 (304) 397 - 6531
Walmart Money Center 720 Old U.S. 33, Weston, WV 26452
Hancock County Savings Bank 375 Three Springs Dr, Weirton, WV 26062 +1 (304) 723 - 4140
Lendmark Financial Services 6006 Us Route 60 E, Barboursville, WV 25504 +1 (304) 736 - 9581
MCNB Banks - Beckley Banking Center 85 Jerome Van Meter Dr, Beckley, WV 25801 +1 (304) 253 - 5050
United States Postal Service 3400 University Ave, Morgantown, WV 26505 +1 (800) 275 - 8777
First Community Bank 110 N Pike St, Grafton, WV 26354 +1 (304) 265 - 1111
Premier Bank Inc. 1085 E Washington St, Lewisburg, WV 24901 +1 (304) 647 - 4530

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Frametown, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, No Credit Check Loans in Morgantown, WV and Bad Credit Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Frametown, WV.

Payday Loans Available in Frametown, WV By The Following ZIP Codes:

26623

Are Payday Loans Legal In Frametown, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Frametown, WV payday loan calculator

Payday Loans in Frametown, West Virginia: What You Need to Know

Payday loans are a popular type of short-term loan that can be helpful in emergency situations. However, in West Virginia, payday loans are prohibited. This means that if you need quick cash in Frametown, West Virginia, you will need to explore other options.

What are Payday Loans?

Payday loans are short-term loans that typically must be repaid on your next payday. They are usually for small amounts, ranging from a few hundred to a few thousand dollars, and they come with high fees and interest rates. In many cases, borrowers end up paying back far more than they originally borrowed.

Why are Payday Loans Prohibited in West Virginia?

Payday loans are prohibited in West Virginia because the state has strict laws to protect consumers from predatory lending practices. These laws limit fees, interest rates, and loan amounts for various types of loans, including payday loans.

The West Virginia Attorney General’s office has taken action against many payday lenders who attempted to operate in the state in violation of these laws. This crackdown has helped protect consumers from unscrupulous lenders who prey on vulnerable individuals in need of quick cash.

What are Your Options in Frametown, West Virginia?

Since payday loans are prohibited in West Virginia, you will need to explore other options if you need quick cash in Frametown. Here are a few alternatives to consider:

  • Personal loans: Personal loans are a type of installment loan that can be used for various purposes, including emergency expenses. Unlike payday loans, personal loans have lower interest rates and fees and offer more flexibility in terms of repayment.
  • Credit cards: If you have a credit card, you can use it to cover emergency expenses. While credit cards also come with high-interest rates, they may be a better option than payday loans if you can pay off your balance quickly.
  • Community resources: Many local charities and non-profit organizations offer financial assistance to individuals in need. These resources may include food banks, rent assistance, and emergency loans. Check with your local community center or organizations like the United Way to see what assistance is available in your area.

Applying for a Loan through TheGuaranteedLoans

If you need quick cash in Frametown, West Virginia, you can also explore your options through TheGuaranteedLoans. As a connector service, we work with a network of lenders who specialize in various types of loans, including personal loans.

If you decide to apply for a loan through TheGuaranteedLoans, the process is simple. Start by filling out our online application form, which will ask for some basic information about your income and employment. Once we receive your application, we will connect you with potential lenders who may be able to offer you a loan.

It is important to note that TheGuaranteedLoans is not a direct lender and cannot guarantee approval for a loan. However, we do our best to match our customers with lenders who may be able to meet their needs. The terms and conditions of any loan you are offered will depend on the lender you are connected with.

Interesting Facts About Payday Loans in West Virginia

  • West Virginia is one of 15 states that prohibit payday loans.
  • In 2006, West Virginia passed a law that capped the annual percentage rate (APR) of short-term loans at 36%, effectively eliminating payday lending in the state.
  • The average APR for a payday loan in West Virginia prior to the 2006 law was 524%.

The Bottom Line on Payday Loans in Frametown, West Virginia

If you need quick cash in Frametown, West Virginia, payday loans are not an option. However, there are several alternatives to consider, including personal loans, credit cards, and community resources. If you decide to explore your options through TheGuaranteedLoans, our online application process is simple and convenient.

Remember, it is important to borrow responsibly and only take out a loan if you can afford to repay it. Consider your options carefully and choose the option that is best for your needs and financial situation.

Apply Now

If you’re ready to explore your options for a personal loan in Frametown, West Virginia, fill out our online application form today. Our network of lenders may be able to offer you the financial assistance you need.

F.A.Q.

Where can I get more information about payday loans in Frametown, West Virginia?

More information about payday loans in Frametown, West Virginia can be found on the West Virginia State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Frametown, West Virginia?

No, payday loans are prohibited in Frametown, West Virginia.

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