Payday Loans in Glen Easton, West Virginia

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No payday loan companies in Glen Easton, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Pioneer West Virginia Federal Credit Union 1 Warrior Way, Belle, WV 25015 +1 (304) 348 - 6648
Summit Community Bank 1223 Stafford Dr, Princeton, WV 24740 +1 (304) 425 - 0856
Loomis Armored US 1 Wireless Way, Parkersburg, WV 26101 +1 (304) 863 - 6894
Bicksler Doug CPA 1703 N Jefferson St 3, Lewisburg, WV 24901 +1 (304) 645 - 0130
Chase Mortgage 424 Old Co 3/3 Rd, Chapmanville, WV 25508
United States Postal Service 4226 Matoaka Rd, Lashmeet, WV 24733 +1 (800) 275 - 8777
Huntington Bank 230 W Pike St, Clarksburg, WV 26301 +1 (304) 623 - 7100
WesBanco Bank 955 Main St, Follansbee, WV 26037 +1 (304) 527 - 1200
Baker Rocks Accounting Services 7570 US-220, Moorefield, WV 26836 +1 (304) 538 - 2830
BB&T 200 Railroad St, Salem, WV 26426 +1 (304) 782 - 1081

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Glen Easton, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Charleston, WV, Payday Loan for Huntington, WV, 24-Hour Loan in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Glen Easton, WV.

Are Payday Loans Legal In Glen Easton, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Glen Easton, WV payday loan calculator

Payday Loans in Glen Easton, West Virginia: Understanding the Law

Payday loans are a popular form of short-term lending in many parts of the United States, including West Virginia. However, if you’re looking for payday loans in Glen Easton, West Virginia, you should know that they are prohibited by state law. In this article, we’ll explore the details of this law and what it means for consumers who may be looking for fast access to cash.

What is a Payday Loan?

Before we dive into the specifics of the law in West Virginia, let’s first define what a payday loan actually is. A payday loan is a short-term loan that is typically due to be repaid on the borrower’s next payday. These loans are usually for small amounts, ranging from a few hundred to a few thousand dollars, and they typically come with high interest rates and fees.

Payday loans are often marketed as a quick and easy way to access cash when you’re in a tight spot. They don’t require a credit check and are usually available to anyone with a bank account and a source of income. However, they can also be very expensive, with interest rates that can exceed 300% in some cases.

Payday Loan Laws in West Virginia

While payday loans are legal in many states, West Virginia has taken a strong stance against them. In 2007, the state passed a law that prohibits payday lenders from operating in the state. Under West Virginia law, it is illegal for any business to offer payday loans, either in-store or online.

If you’re looking for a payday loan in Glen Easton or anywhere else in West Virginia, you will not find a legal lender. Any business that claims to offer payday loans in West Virginia is operating illegally and should be avoided.

Alternatives to Payday Loans

While payday loans may be prohibited in West Virginia, there are still plenty of options available if you need access to cash quickly. Here are some alternatives to consider:

  • Credit card cash advance: If you have a credit card, you may be able to get a cash advance from an ATM or by visiting a bank.
  • Personal loan: Many banks and credit unions offer personal loans with lower interest rates than payday loans.
  • Installment loans: Installment loans are a type of loan that allows you to borrow a fixed amount and repay it in equal installments over a set period of time.
  • Borrow from friends or family: If you have friends or family members who are willing to lend you money, this may be a good option. Just be sure to formalize the loan agreement in writing to avoid any misunderstandings.

Interesting Facts about Payday Loans in West Virginia

  • According to a report by the Center for Responsible Lending, the average payday borrower in West Virginia takes out 10 loans per year, with an average loan size of $375. This means they pay an average of $458 in fees and interest, equivalent to an annual percentage rate (APR) of 295%.
  • In 2018, West Virginia Attorney General Patrick Morrisey issued a warning to consumers about the dangers of payday loans, saying, “These types of loans can quickly become a vicious cycle of debt, putting borrowers in a worse financial situation than they were in before.”
  • The West Virginia Center on Budget and Policy has estimated that payday lending drains more than $11 million per year from the state’s economy.

Apply Now

While payday loans are illegal in West Virginia, there are still plenty of lending options available to consumers who need access to cash quickly. At TheGuaranteedLoans, we offer a free service to connect consumers with potential lenders who may be able to meet their needs. Simply fill out our online application form to get started. Please note that we are a connector service, not a direct lender, and we cannot guarantee approval or loan terms.

When it comes to borrowing money, it’s important to explore all of your options and choose the one that is best for your situation. By doing your research and being informed, you can avoid the pitfalls of payday lending and make a smart financial decision.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Glen Easton, West Virginia?

No, you cannot be arrested for not paying back an illegal payday loan in Glen Easton, West Virginia.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Glen Easton, West Virginia?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Glen Easton, West Virginia. If you have been harassed or threatened, you can report the lender to the West Virginia State Department of Financial Services.

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