Payday Loans in Glen Ferris, West Virginia

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No payday loan companies in Glen Ferris, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Yeager Insurance and Financial Services 3786 Teays Valley Road, Hurricane, WV 25526 +1 (304) 318 - 7200
John Burdette & Associates 27 Franklin St 2253, Buckhannon, WV 26201 +1 (304) 472 - 3600
Bank of Mingo Mate St & Bridge St, Matewan, WV 25678 +1 (304) 426 - 4000
Wells Fargo Home Mortgage 102 S King St, Shepherdstown, WV 25443 +1 (304) 876 - 2508
City National Bank 1216 Johnson Ave, Bridgeport, WV 26330 +1 (304) 842 - 1962
Huntington Bank 103 Adams St, Fairmont, WV 26554 +1 (304) 363 - 5800
Lendmark Financial Services LLC 150 Courthouse Rd Suite 104, Princeton, WV 24740 +1 (304) 487 - 5761
Chase Bank 32 E Main St, Buckhannon, WV 26201 +1 (304) 472 - 4602
WesBanco Bank 613 Marshall St, McMechen, WV 26040 +1 (304) 232 - 5750
Cashland Pawn Shop 530 Brockway Ave, Morgantown, WV 26501 +1 (304) 296 - 3970

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Glen Ferris, WV, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Glen Ferris, WV.

Beautiful sights of Glen Ferris, WV

Payday Loans Available in Glen Ferris, WV By The Following ZIP Codes:

25090

Are Payday Loans Legal In Glen Ferris, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Glen Ferris, WV payday loan calculator

Understanding Payday Loans in Glen Ferris, West Virginia

Are you looking for quick cash to tide you over until your next paycheck? Do you live in Glen Ferris, West Virginia? If so, it’s important to know that payday loans are prohibited in West Virginia.

Payday loans are short-term loans that are often used to cover unexpected expenses such as medical bills or car repairs. They’re supposed to be paid back within a few weeks or on the borrower’s next payday. However, their high-interest rates and fees make them a risky option for many consumers.

Payday Loans are Prohibited in West Virginia

While payday loans are legal in some states, they are prohibited in West Virginia. The state’s Attorney General, Patrick Morrisey, has issued a consumer alert warning residents about the risks associated with payday loans.

The West Virginia Uniform Consumer Credit Code caps interest rates at 31% APR. Because payday loans typically have much higher rates, they are considered illegal in the state. In fact, some payday lenders have been sued by the state for violating consumer protection laws.

Why Payday Loans are Risky

Payday loans are often advertised as a solution to financial emergencies, but in reality, they can lead to a cycle of debt. According to the Consumer Financial Protection Bureau, four out of five payday loans are rolled over or renewed within two weeks, which means borrowers are paying more fees and interest without paying off the loan principal.

The high interest rates and fees associated with payday loans can be difficult for borrowers to repay, leading to defaults and even bankruptcy. The average payday loan borrower spends more than half the year in debt to their lender.

Alternatives to Payday Loans

If you’re in need of quick cash in Glen Ferris, West Virginia, there are alternatives to payday loans. Here are some options to consider:

  • Ask your employer for an advance on your paycheck
  • Request a payment plan from your creditors or service providers
  • Apply for a personal loan from a bank or credit union
  • Use a credit card with a lower interest rate than a payday loan

While these alternatives may not be as fast or easy as a payday loan, they are significantly less risky.

Interesting Facts and Statistics

  • According to a report from the Center for Responsible Lending, payday loans cost Americans $9 billion in fees annually.
  • The average payday loan borrower takes out eight loans per year, spending $520 on interest and fees for $375 in credit.
  • In states where payday lending is legal, military personnel use payday loans three times more often than civilians.

Apply Now

If you’re looking for a loan in Glen Ferris, West Virginia, TheGuaranteedLoans can help. We are a loan connector service that can help you find potential lenders that match your needs. While we are not a direct lender, we can facilitate your connection with lenders who may offer personal loans that are compliant with state regulations.

Fill out our online application today and see what options are available to you!

F.A.Q.

Where can I get more information about payday loans in Glen Ferris, West Virginia?

More information about payday loans in Glen Ferris, West Virginia can be found on the West Virginia State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Glen Ferris, West Virginia?

No, payday loans are prohibited in Glen Ferris, West Virginia.

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