Payday Loans in Great Cacapon, West Virginia

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No payday loan companies in Great Cacapon, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 103 Adams St, Fairmont, WV 26554 +1 (304) 363 - 5800
United Bank 1661 Smoot Ave, Danville, WV 25053 +1 (304) 369 - 4900
CNB Bank Inc 1610 Valley Rd, Berkeley Springs, WV 25411 +1 (304) 258 - 9650
Bank of Monroe 39 Main St, Union, WV 24983 +1 (304) 772 - 3034
Logan Bank and Trust 1218 McClellan Hwy, Harts, WV 25524 +1 (304) 855 - 9459
ATM M&t Bank 151 Courthouse Rd, Princeton, WV 24740
First State Bank 3754 Teays Valley Road, Hurricane, WV 25526 +1 (304) 757 - 2250
City National Bank 1700 W King St, Martinsburg, WV 25401 +1 (304) 264 - 4500
J&S Pawn And Guns 77 N Main St, Keyser, WV 26726 +1 (304) 788 - 2274
Telbec Federal Credit Union 3695 Robert C Byrd Dr, Beckley, WV 25801 +1 (304) 255 - 9815

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Great Cacapon, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Short-term Loans in Huntington, WV, Emergency Loan in Morgantown, WV and Quick Loan in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Great Cacapon, WV.

Payday Loans Available in Great Cacapon, WV By The Following ZIP Codes:

25422

Are Payday Loans Legal In Great Cacapon, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Great Cacapon, WV payday loan calculator

Understanding Payday Loans in Great Cacapon, West Virginia

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are often used to cover unexpected expenses or bridge the gap between paychecks. While they can be helpful in some situations, payday loans are not legal in West Virginia.

Payday Loans are Prohibited in West Virginia

In 2007, West Virginia passed legislation prohibiting payday loans. This means that payday lenders cannot operate in the state and consumers cannot take out payday loans.

The reason for this legislation is because payday loans can be harmful to consumers. These loans often come with high interest rates and fees, which can trap borrowers in a cycle of debt. Additionally, payday lenders have been known to engage in predatory practices, such as charging excessive fees or misleading consumers about the terms of the loan.

While residents of Great Cacapon, West Virginia may be tempted to turn to payday loans in times of financial need, it is important to understand that these loans are not a viable option in the state.

Alternatives to Payday Loans in Great Cacapon, West Virginia

While payday loans may not be an option in West Virginia, there are other ways to access funds in times of need. Here are a few alternatives:

  • Credit Union Loans – Many credit unions offer small dollar loans to their members. These loans often come with lower interest rates and fees than payday loans.
  • Pawn Shop Loans – If you have valuable items, such as jewelry or electronics, you may be able to get a loan from a pawn shop.
  • Personal Loans – You may be able to qualify for a personal loan from a bank or online lender. These loans often come with lower interest rates than payday loans.

It is important to compare your options and choose the option that is best for your financial situation.

Interesting Facts about Payday Loans

  • The average payday loan borrower takes out 8 loans per year.
  • The average payday loan has an interest rate of 400% APR.
  • Payday lenders collect approximately $7.4 billion in fees annually.

These statistics highlight the high cost and potential harm of payday loans. If you are considering a payday loan, it is important to understand the risks and consider alternatives.

Apply Now

If you are in need of funds in Great Cacapon, West Virginia, TheGuaranteedLoans can help connect you with potential lenders. Our online application is fast and easy, and we do not require a credit check.

It is important to note that TheGuaranteedLoans is not a direct lender. We are a connector service and work with a network of lenders to help consumers find loans that meet their needs.

Apply now to see if you qualify for a loan through TheGuaranteedLoans.

F.A.Q.

Can a payday loan company file a lawsuit against me in Great Cacapon, West Virginia?

No, a payday loan company cannot file a lawsuit against you in Great Cacapon, West Virginia because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Great Cacapon, West Virginia?

Yes, there are federal laws that apply to payday loans in Great Cacapon, West Virginia, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.

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