Payday Loans in Greenville, West Virginia

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No payday loan companies in Greenville, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Crescent Pawn Shop 831 Main St E, Oak Hill, WV 25901 +1 (304) 465 - 8880
Chessie Federal Credit Union 1015 Florida Ave, Keyser, WV 26726 +1 (304) 788 - 0161
MCNB Banks - Princeton Banking Center 322 S Walker St, Princeton, WV 24740 +1 (304) 425 - 3000
Raymond James Financial Services 101 5th Ave, Huntington, WV 25701 +1 (304) 522 - 4580
Walmart Money Center 200 Wal Street Supercenter 1477, Summersville, WV 26651 +1 (304) 872 - 6734
Premier Bank Inc. 124 Cedar St, Ronceverte, WV 24970 +1 (304) 647 - 4500
Putnam County Bank Main Office 2761 Main St, Hurricane, WV 25526 +1 (304) 562 - 9931
Skinner Insurance Agency 16080 Barbour County Hwy, Philippi, WV 26416 +1 (304) 457 - 1111
Summit Community Bank 564 N Main St, Franklin, WV 26807 +1 (304) 358 - 2388
S.A.M. Check Cashing Machine 11762 National Rd, Valley Grove, WV 26060 +1 (304) 547 - 1001

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Greenville, WV, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Greenville, WV.

Are Payday Loans Legal In Greenville, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Greenville, WV payday loan calculator

There’s no doubt that unexpected expenses can strike at any time, making it difficult to make ends meet. In such cases, payday loans are a tempting option for many people. However, if you are in Greenville, West Virginia, you might want to reconsider your decision.

What are payday loans?

Payday loans are typically short-term loans designed to help you bridge the gap between paychecks. These loans usually come with high-interest rates and are due within two to four weeks, or when the borrower receives their next paycheck.

Why are payday loans problematic?

Payday loans have faced a lot of criticism from financial experts, consumer advocates, and policymakers in recent years because they come with incredibly high-interest rates – often averaging 400% annual percentage rate (APR) or more – and are often marketed to consumers who are struggling to make ends meet.

  • Payday loans trap people in a cycle of debt. Because payday loans must be repaid quickly, borrowers often find themselves borrowing more money to pay off their previous loan, leading to a cycle of high-cost borrowing.
  • Payday loans often come with hidden fees. In addition to the high-interest rates, payday loans often come with additional fees, such as origination fees, rollover fees, and prepayment penalties, which can make the loan even more expensive.
  • Payday loans are associated with a higher risk of bank account closures. Borrowers who take out payday loans are at a higher risk of having their bank accounts closed because of overdrafts and payment defaults.

Payday loans in Greenville, West Virginia

Payday loans are illegal in West Virginia. The state has implemented strict laws to protect its residents from predatory payday lending practices. The West Virginia Code 46A-4-107 states that “a lender may not make a loan that does not comply with all applicable state laws for a consumer loan transaction.”

Interesting facts about payday loans in West Virginia

  • West Virginia has the lowest median household income in the United States. With a median household income of $43,469, West Virginia ranks last in the US.
  • West Virginia has one of the highest poverty rates in the country. The poverty rate in West Virginia stands at 16.4%, which is higher than the national average of 10.5%.
  • West Virginia has one of the highest unemployment rates in the country. The current unemployment rate in West Virginia stands at 6.5%, which is higher than the national average of 6.0%.

Apply now

If you are struggling to make ends meet and need financial assistance, you can fill out an online application on our website. TheGuaranteedLoans is a connector service that helps connect borrowers with potential lenders. Please note that we are not a direct lender and cannot guarantee loan approval. However, we strive to connect our customers with reputable lenders who can provide the financial assistance they need.

Conclusion

If you are in Greenville, West Virginia, payday loans are not an option. The state has implemented strict laws to protect its residents from the predatory lending practices associated with payday loans. However, there are other options available, including personal loans, credit cards, and lines of credit. If you need financial assistance, please fill out an online application on our website, and we will strive to connect you with a reputable lender that meets your needs.

F.A.Q.

Are payday loans legal in Greenville, West Virginia?

No, payday loans are not legal in Greenville, West Virginia. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Greenville, West Virginia?

Taking out a payday loan in Greenville, West Virginia is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.

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