Payday Loans in Huntington, West Virginia

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Payday Loan Companies in Huntington, WV

Company nameAddressZip codePhone number
BB&T 5638 US-60 25705 +1 (304) 736 - 2526
BB&T 10 6th Ave W 25701 +1 (304) 522 - 8281
BB&T 507 1st St 25701 +1 (304) 522 - 8281
Cash Express Pawn 707 Washington Ave 25701 +1 (304) 529 - 7296
Chase Bank 1000 5th Ave 25701 +1 (304) 526 - 4220
CHHE Federal Credit Union 1204 Hal Greer Boulevard 25701 +1 (304) 525 - 4145
City National Bank 5263 US-60 E 25705 +1 (304) 733 - 3600
Desco Federal Credit Union 1438 6th Ave 25701 +1 (800) 488 - 0746
Fifth Third Bank & ATM 1566 Hal Greer Boulevard 25701 +1 (304) 523 - 5301
First Priority FCU 500 Virginia Ave 25701 +1 (304) 522 - 9450
Huntington Bank 919 5th Ave 25701 +1 (304) 526 - 4600
Huntington Bank 5704 Pinecrest Dr 25704 +1 (304) 733 - 8230
Huntington Bank 5704 Route 60 East 25704 +1 (304) 733 - 8230
Huntington Federal Savings Bank 1049 5th Ave 25701 +1 (304) 528 - 6230
Huntingtonized Federal Credit Union 481 W 8th Ave 25701 +1 (304) 528 - 2400
IBEW 317 Federal Credit Union 1848 Madison Ave B 25704 +1 (304) 522 - 4871
Metro Community Fcu 215 18th St 25703 +1 (304) 697 - 4652
Pace Federal Credit Union 502 8th St 25701 +1 (304) 399 - 5772
Pioneer West Virginia Federal Credit Union 416 Main St 25702 +1 (304) 348 - 6648
Raymond James Financial Services 101 5th Ave 25701 +1 (304) 522 - 4580
Star USA Federal Credit Union 1540 Spring Valley Dr 25704 +1 (304) 429 - 6755
TIAA Financial Services 618 10th St Suite 106 25701 +1 (855) 842 - 2088
Tri State Federal Credit Union 2828 1st Ave 25702 +1 (304) 526 - 1047
United Bank 2889 3rd Ave 25702 +1 (304) 781 - 2362
Waycose Federal Credit Union 3851 Piedmont Rd 25704 +1 (304) 429 - 1213
WesBanco Bank 5604 US-60 E 25705 +1 (304) 733 - 7900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Huntington, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Charleston, WV, Payday Loan for Huntington, WV, Payday Loans in Morgantown, WV and No Credit Check Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Huntington, WV.

Beautiful sights of Huntington, WV

Payday Loans Available in Huntington, WV By The Following ZIP Codes:

25779, 25708, 25773, 25718, 25709, 25714, 25712, 25724, 25772, 25720, 25775, 25771, 25721, 25711, 25776, 25707, 25728, 25716, 25729, 25778, 25702, 25701, 25774, 25726, 25705, 25717, 25722, 25755, 25703, 25725, 25706, 25723, 25710, 25713, 25727, 25770, 25719

Are Payday Loans Legal In Huntington, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Huntington, WV payday loan calculator

Payday Loans in Huntington, West Virginia

If you live in Huntington, West Virginia, you may have heard of payday loans. But unfortunately, payday loans are prohibited in West Virginia—which means you can’t get one.

Despite being prohibited in the state, payday loans have become increasingly popular in recent years. The interest rates on these types of loans are typically very high, but they offer a convenient way to access a loan without going through a bank or other financial institution.

What is a Payday Loan?

Payday loans are short-term loans that are designed to be used for emergency situations. They are usually offered for amounts between $100 and $1,000 and are often due within two weeks. The interest rates on these loans can be quite high, typically ranging from 300%-400% APR.

The process for getting a payday loan is usually quite simple. Many payday loan companies offer online applications and require minimal paperwork. All you need to do is provide some personal information, such as your name, address, and income. Then, the lender will verify your information and usually issue the loan within 24 hours.

Why Are Payday Loans Prohibited in West Virginia?

Payday loans are prohibited in West Virginia for a variety of reasons. First and foremost, lenders of payday loans typically charge extremely high interest rates that can be difficult for some borrowers to pay back. This can create a cycle of debt and make it hard for borrowers to get out of debt.

Additionally, payday lenders have been known to take advantage of vulnerable borrowers. Lenders often target those with poor credit or low incomes who are desperate for cash and willing to accept high interest rates.

Finally, payday lenders can be difficult to regulate, making it difficult for the government to ensure that lenders are abiding by the laws and protecting borrowers’ interests.

Alternatives to Payday Loans in West Virginia

If you’re looking for a loan and live in West Virginia, there are still a few options available to you. Here are some alternatives to payday loans:

  • Credit Unions: Credit unions are not-for-profit organizations that provide competitive rates on loans and other financial services. Most credit unions also offer free financial counseling services to help borrowers understand their options and make informed decisions about their finances.
  • Banks: Banks are for-profit institutions that offer traditional loans with competitive interest rates. They typically require more documentation and may not be as accessible as other lenders, but they offer more secure loans.
  • Community Development Financial Institutions: These organizations provide capital to individuals and businesses in underserved communities and offer loans with lower interest rates than most payday lenders. They often have streamlined applications and may be more flexible in approving borrowers.
  • Online Lenders: There are a number of online lenders that offer personal and business loans at competitive interest rates. However, it’s important to read the fine print and make sure you understand the terms and conditions of the loan before signing anything.

F.A.Q.

Are payday loans legal in West Virginia? No, payday loans are prohibited in West Virginia.

What are some alternatives to payday loans? Credit unions, banks, community development financial institutions, and online lenders are all alternatives to payday loans.

What do I need to apply for a payday loan? To apply for a payday loan, you typically need to provide some personal information, such as your name, address, and income.

Apply Now

If you’re looking for a loan in West Virginia, TheGuaranteedLoans can help connect you with lenders. We are not a lender, but we can connect you to lenders who may be able to help you. Just fill out an online application and we’ll take care of the rest.

More F.A.Q.

How do I know if a lender is offering illegal payday loans in Huntington, West Virginia?

Lenders offering illegal payday loans in Huntington, West Virginia may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Huntington, West Virginia?

If you have taken out an illegal payday loan in Huntington, West Virginia, you can contact the West Virginia State Department of Financial Services to report the lender and seek assistance in resolving the issue.

How Many Cash Advance Companies are in Huntington, WV?

With the help of our service, you will be able to find 26 cash advance companies in Huntington, WV

What Cash Advance Companies in Huntington, WV are the most popular?

You should check BB&T, Huntington Bank, and CHHE Federal Credit Union. Also, you can start your application online on our website.

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