Payday Loans in Isaban, West Virginia

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No payday loan companies in Isaban, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 250 E 2nd Ave, Williamson, WV 25661 +1 (304) 235 - 1544
Bayer Heritage Federal Credit Union 411 Lafayette Ave, Moundsville, WV 26041 +1 (304) 455 - 4029
Timothy E Ball, PLLC, CPA, Registered Investment Advisor 334 S Main St, Moorefield, WV 26836 +1 (304) 530 - 7627
Eastern Panhandle Fed CU 36 General Motors Access Rd, Martinsburg, WV 25403 +1 (304) 263 - 2887
Hazlett Burt & Watson Inc 1300 Chapline St, Wheeling, WV 26003 +1 (304) 233 - 3312
Bank of Romney 63 Winchester St, Paw Paw, WV 25434 +1 (304) 947 - 7255
UNIFY Financial Credit Union RESTRICTED ACCESS 1 Sugar Maple Ln, Buffalo, WV 25033 +1 (877) 254 - 9328
Chase Drive-Up 613 Virginia St E, Charleston, WV 25301 +1 (304) 345 - 1358
Auto Choice 1201 Lafayette Ave, Moundsville, WV 26041 +1 (304) 845 - 2157
First Citizens Bank 8468 Seneca Trail, Ronceverte, WV 24970 +1 (304) 645 - 0258

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Isaban, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loan for Huntington, WV, Payday Loans in Morgantown, WV and Online Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Isaban, WV.

Are Payday Loans Legal In Isaban, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Isaban, WV payday loan calculator

Payday Loans in Isaban, West Virginia: What You Need to Know

Payday loans have become a popular way for people to access quick cash in a time of need. However, payday loans are illegal in West Virginia. So, if you’re looking for a payday loan in Isaban, West Virginia, it’s important to know your options.

What Are Payday Loans?

Payday loans are short-term loans that are designed to help people with immediate financial needs. They are typically small loans, usually for a few hundred dollars or less, with high-interest rates and fees. The borrower is expected to repay the loan on their next payday, hence the name “payday loan”.

Why Are Payday Loans Prohibited in West Virginia?

In West Virginia, payday loans have been prohibited since 2009. This is due to the high interest rates and fees that payday lenders charge. These fees can contribute to a cycle of debt, where borrowers continually take out loans to pay off the fees and interest from previous loans.

Interesting Facts and Statistics:

  • Payday lending in West Virginia was once a $300 million industry, charging consumers roughly $60 million in fees annually.
  • In the first quarter of 2020, payday lenders collected more than $790,000 in fees from consumers in West Virginia, despite the practice being illegal in the state. (>Source: State auditors)
  • The average payday loan borrower in the US takes out eight loans per year, spending nearly $500 in fees alone.

What Are Your Options?

If you’re in need of fast cash in Isaban, West Virginia, there are other options available to you:

  • Borrow from friends or family – This can be a great option if you have someone you trust who is willing to lend you money.
  • Get a personal loan from a bank or credit union – Personal loans typically have lower interest rates and fees than payday loans. However, the application process can take longer.
  • Apply for a credit card – While credit cards have interest rates, they are often lower than payday loan rates. However, if you have bad credit, you may not qualify for a credit card.

How TheGuaranteedLoans Can Help

TheGuaranteedLoans is a service that connects borrowers with potential lenders. We do not directly lend money, but we can help you find a lender who can meet your needs. Our online application process is easy and can be completed in just a few minutes. We work with a network of verified lenders who offer a variety of loan options, including personal loans, installment loans, and title loans.

Apply Now

If you’re in need of financial assistance in Isaban, West Virginia, visit TheGuaranteedLoans.com to fill out an online application. Our service is fast, secure, and can connect you with a verified lender who can help you with your financial needs.

Conclusion

While payday loans are illegal in West Virginia, there are other options available to you if you’re in need of fast cash. It’s important to do your research and consider all of your options before applying for any type of loan. Remember, borrowing money comes with a cost, so it’s important to read the fine print and understand all of the fees and interest rates associated with any loan you take out.

F.A.Q.

Are there any other options for fast cash in Isaban, West Virginia?

Consumers in Isaban, West Virginia may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Isaban, West Virginia?

No, payday loans are prohibited in the state of West Virginia.

Look for Short-Term Loans in Other Cities: