Payday Loans in Jesse, West Virginia

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No payday loan companies in Jesse, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Tri State Gun & Pawn 545 Riverview Ave, Logan, WV 25601 +1 (304) 752 - 6561
United Bank 1200 Grosscup Ave, Dunbar, WV 25064 +1 (304) 766 - 7111
WEPCO Federal Credit Union 459 New Creek Highway, Keyser, WV 26726 +1 (304) 788 - 5305
BB&T Mortgage 5 Harman Ave, Grafton, WV 26354
Tri State Federal Credit Union 2828 1st Ave, Huntington, WV 25702 +1 (304) 526 - 1047
Loan Assistance 650 Jennmar Dr, Reedsville, WV 26547 +1 (304) 296 - 1448
Marathon Gas 2820 Pennsylvania Ave, Weirton, WV 26062 +1 (304) 723 - 2944
Chase Bank 200 Kanawha Mall, Charleston, WV 25304 +1 (304) 925 - 1925
Huntington Bank 25 Scarlet Oak Ln, Bridgeport, WV 26330 +1 (304) 842 - 1630
Premier Bank Inc. 25 Oakmont Ln, Bridgeport, WV 26330 +1 (304) 842 - 1887

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jesse, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Short-term Loans in Huntington, WV, Short-term Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jesse, WV.

Are Payday Loans Legal In Jesse, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jesse, WV payday loan calculator

Understanding Payday Loans in Jesse, West Virginia

Payday loans are a form of short-term lending that typically involves small-dollar amounts coupled with high-interest rates and fees. These loans are designed to help individuals who are facing financial difficulties and need money quickly, usually to cover unexpected expenses.

However, it is important to note that payday loans are prohibited in West Virginia. In fact, the state has some of the strictest regulations in the country when it comes to payday lending. This is because regulators are concerned about the high rates charged by payday lenders, which can trap borrowers in a cycle of debt that is difficult to escape.

The Impact of Payday Loans in Jesse, WV

Although payday loans are illegal in Jesse and all of West Virginia, there are still many people who fall prey to predatory lenders. These companies often target vulnerable individuals who are already struggling financially, and many borrowers end up owing more than they initially borrowed.

According to a report from the West Virginia Center on Budget and Policy, the average payday loan borrower in the state takes out 12 loans per year, with an average loan amount of $340. This means that over the course of a year, a borrower could end up paying more than $400 in interest and fees alone.

  • Many payday lenders are based online and advertise themselves as a quick and easy solution for individuals who need money fast.
  • However, these lenders often charge exorbitant interest rates and fees, making it difficult for borrowers to pay back their loans on time.
  • In fact, studies have shown that payday borrowers are more likely to file for bankruptcy than non-borrowers, indicating that these loans can have a serious impact on borrowers’ financial well-being.

What to Do If You Need Money Quickly in Jesse, WV

If you are facing financial difficulties and need money quickly, there are other options available to you besides payday loans. For example, you might consider:

  • Talking to your bank or credit union about a small loan or line of credit.
  • Applying for a credit card with a low interest rate.
  • Seeking help from a local charity or non-profit organization that provides financial assistance to those in need.

Remember, payday loans are illegal in Jesse and throughout West Virginia, and for good reason. If you’re struggling financially, do not fall prey to predatory lenders. Instead, explore other options that will help you get back on your feet without putting yourself at risk of falling into a cycle of debt.

Interesting Facts About Payday Loans in Jesse, WV

  • Payday loans have been illegal in West Virginia since 2009.
  • Some payday lenders attempt to circumvent state laws by operating online and lending to borrowers in states where payday lending is legal.
  • A 2016 survey found that 76% of West Virginians were opposed to payday lending in the state.

Apply Now

At TheGuaranteedLoans, we understand how difficult it can be to find the right lender for your financial needs. This is why we offer a simple and straightforward way to connect with potential lenders who may be able to provide you with the cash you need.

If you’re interested in applying for a loan, simply visit our website and fill out our online application form. It’s fast, easy, and secure. Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help you find lenders who may be willing to work with you.

Remember that borrowing money is a serious decision, and it’s important to consider all of your options before taking out a loan. If you have any questions or concerns, our friendly and knowledgeable team is here to help.

F.A.Q.

Can a payday loan company file a lawsuit against me in Jesse, West Virginia?

No, a payday loan company cannot file a lawsuit against you in Jesse, West Virginia because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Jesse, West Virginia?

Yes, there are federal laws that apply to payday loans in Jesse, West Virginia, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.

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