Payday Loans in Julian, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Julian, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
WesBanco Bank 190 Main St, New Martinsville, WV 26155 +1 (304) 455 - 1300
BB&T Mortgage 1 Troy Dr, Charles Town, WV 25414
Mass Mutual Financial Group 3554 Teays Valley Road 102, Hurricane, WV 25526 +1 (304) 397 - 4051
Fayette County National Bank 1554 E Main St, Oak Hill, WV 25901 +1 (304) 469 - 2555
Principal Financial Group 128 Washington St, Ravenswood, WV 26164 +1 (304) 605 - 2664
Chase Bank 510 Old Co 3/3 Rd, Chapmanville, WV 25508 +1 (304) 855 - 1775
BB&T - Craigsville WV Branch 457 Craigsville Rd, Craigsville, WV 26205 +1 (304) 742 - 5405
Capon Valley Bank 2 W Main St, Wardensville, WV 26851 +1 (304) 874 - 3531
Walmart Money Center 79 Norman Morgan Blvd, Logan, WV 25601
United States Postal Service 24 Bank St, Tunnelton, WV 26444 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Julian, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Bad Credit Loans in Morgantown, WV and Same Day Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Julian, WV.

Are Payday Loans Legal In Julian, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Julian, WV payday loan calculator

Payday loans are a form of short-term, high-interest borrowing that have become increasingly popular in recent years. However, in the state of West Virginia, these types of loans are prohibited by law. In this article, we’ll examine the regulations surrounding payday loans in Julian, West Virginia and explore the alternatives that residents can turn to when in need of financial assistance.

Payday Loans in Julian, West Virginia

Payday lending is a practice that has been the subject of much controversy over the years, due in part to the high interest rates and fees associated with these types of loans. In West Virginia, state law prohibits payday lenders from operating within state lines. This means that residents of Julian, West Virginia do not have access to payday loans through licensed lenders.

While some may see this as a disadvantage to residents in need of financial assistance, it does come with potential benefits. In states that have legalized payday lending, borrowers often find themselves trapped in a cycle of debt due to the high fees and interest rates associated with these loans. The prohibition of payday loans in West Virginia helps to protect residents from falling into such a trap.

Alternatives to Payday Loans in Julian, West Virginia

Fortunately, there are several alternatives to payday loans that residents of Julian, West Virginia can turn to when in need of financial assistance. Some options include:

  • Personal Loans: A personal loan is a type of installment loan that can be obtained through a bank, credit union, or online lender. These loans typically offer lower interest rates than payday loans and a longer repayment period, making them a more affordable option for many borrowers.
  • Credit Cards: Credit cards can also be a good option for short-term borrowing, especially if you have a good credit score. However, it’s important to remember that credit cards come with their own set of fees and interest rates, and using them irresponsibly can lead to high levels of debt.
  • Community Assistance Programs: Many communities have programs in place to help residents in need of financial assistance. These programs may offer grants, loans, or other forms of assistance to help residents make ends meet.

Interesting Facts and Statistics about Payday Loans in Julian, West Virginia

  • West Virginia is one of 15 states that have banned payday lending outright.
  • The average payday loan borrower takes out 10 loans per year and spends 199 days in debt annually.
  • The average payday loan in West Virginia carries an annual interest rate of 129%.

Apply Now

If you’re in need of financial assistance in Julian, West Virginia, TheGuaranteedLoans can help. We are a connector service that can help connect you with potential lenders who may be able to provide you with the funding you need. Simply fill out our online application to get started. Please note that TheGuaranteedLoans is not a direct lender and does not make any lending decisions. Our goal is to facilitate the connection between borrowers and potential lenders.

In conclusion, while payday loans are illegal in West Virginia, residents of Julian still have several options available to them when they need financial assistance. By exploring alternatives such as personal loans, credit cards, and community assistance programs, residents can find the support they need without falling victim to the high interest rates and fees associated with payday loans.

F.A.Q.

Can a payday loan company report me to a credit bureau in Julian, West Virginia?

No, a payday loan company cannot report you to a credit bureau in Julian, West Virginia because these loans are illegal in the state.

Can a payday loan company take me to court in Julian, West Virginia?

No, a payday loan company cannot take you to court in Julian, West Virginia because these loans are illegal in the state.

Look for Short-Term Loans in Other Cities: