Payday Loans in Jumping Branch, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Jumping Branch, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Alloy Federal Credit Union 515 Hinkle Rd, Fayetteville, WV 25840 +1 (304) 574 - 4011
Camden Clark Memorial Hospital Federal Credit Union 801 Ann St, Parkersburg, WV 26101 +1 (304) 424 - 2255
Principal Financial 7374 Beech Run Rd, Nimitz, WV 25978 +1 (304) 908 - 5726
Ohio Valley Bank Co 328 Viand St, Point Pleasant, WV 25550 +1 (304) 675 - 8660
WesBanco Bank 1011 Myers Ave, Dunbar, WV 25064 +1 (304) 768 - 9761
Paradise Pawn 482 Williamsport Pike, Martinsburg, WV 25404 +1 (304) 263 - 8100
Summit Community Bank 231 Aikens Center, Martinsburg, WV 25404 +1 (304) 260 - 0811
Brian Meadows, Movement Mortgage 901 S Jefferson St suite b, Lewisburg, WV 24901 +1 (304) 575 - 3851
Huntington Bank 215 Three Springs Dr, Weirton, WV 26062 +1 (304) 723 - 3099
BB&T 10 6th Ave W, Huntington, WV 25701 +1 (304) 522 - 8281

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jumping Branch, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jumping Branch, WV.

Are Payday Loans Legal In Jumping Branch, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jumping Branch, WV payday loan calculator

Payday Loans in Jumping Branch, West Virginia: What You Need to Know

If you’re in need of quick cash, you may be considering a payday loan. However, it’s important to know that payday loans are prohibited in West Virginia, including Jumping Branch. Despite this, some lenders may still try to take advantage of residents by offering illegal loans or charging exorbitant fees.

Here’s what you need to know about payday loans in Jumping Branch and your alternatives if you need financial assistance.

Why Are Payday Loans Prohibited in West Virginia?

West Virginia lawmakers believe that payday loans can lead to a cycle of debt for borrowers, which is why they have been banned in the state since 2009. The state’s Attorney General has also actively pursued legal action against lenders who attempt to offer payday loans or other high-interest loans in the state.

While payday loans may seem like a way to get quick cash, they can often come with high fees and interest rates that can make it difficult for borrowers to repay the loan on time. This can lead to a cycle of borrowing and indebtedness that can be difficult to break out of.

Alternatives to Payday Loans in Jumping Branch, West Virginia

If you’re in need of financial assistance, there are several alternatives to payday loans that you can consider.

  • Credit unions: Credit unions are non-profit organizations that are often willing to work with borrowers who have poor credit or minimal credit history. They may offer personal loans or other forms of financial assistance with lower interest rates and more flexible repayment terms than payday loans.
  • Online lenders: Online lenders offer personal loans and other forms of financial assistance that can be applied for and received from the comfort of your own home. While interest rates may be higher with online lenders than credit unions, they may still be lower than payday loan rates.
  • Borrowing from friends and family: While it may be awkward to ask, borrowing from friends and family members can be a more affordable and less stressful option than payday loans.

Interesting Facts About Payday Loans in Jumping Branch, West Virginia

  • While payday loans are prohibited in West Virginia, residents may still be targeted by illegal lenders or out-of-state lenders who attempt to skirt state usury laws.
  • In 2019, the West Virginia State Auditor’s Office issued a report noting that payday lenders were continuing to operate in the state despite the prohibition, indicating that there may still be a need for consumer education around payday loans and lending practices.

Apply Now for Financial Assistance

If you’re in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders who may be able to assist you. Our online application is quick and easy, and we work with a wide range of lenders to provide options that meet your needs.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. This means that we don’t make lending decisions, but rather work to connect borrowers with potential lenders who may be able to assist them.

Apply now to get started and get the financial assistance you need today.

F.A.Q.

Are payday loans legal in Jumping Branch, West Virginia?

No, payday loans are not legal in Jumping Branch, West Virginia. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Jumping Branch, West Virginia?

Taking out a payday loan in Jumping Branch, West Virginia is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.

Look for Short-Term Loans in Other Cities: