Payday Loans in Kellysville, West Virginia

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No payday loan companies in Kellysville, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
First Citizens Bank 8468 Seneca Trail, Ronceverte, WV 24970 +1 (304) 645 - 0258
Alloy Federal Credit Union US-60, Alloy, WV 25002 +1 (304) 779 - 2773
Big Eagle Gun & Pawn 30 Brickyard Rd, Chapmanville, WV 25508 +1 (304) 855 - 4774
Citizens Bank of West Virginia 211 3rd St, Elkins, WV 26241 +1 (304) 636 - 4095
Barry's Pawn Shop Two 104 WV-61, Oak Hill, WV 25901 +1 (304) 469 - 4080
BB&T 80 Riverview Ave, Logan, WV 25601 +1 (304) 752 - 6155
M&T Bank 67 N Main St, Keyser, WV 26726 +1 (304) 788 - 6782
United Bank 234 Grand Central Ave, Vienna, WV 26105 +1 (304) 485 - 3811
Hamilton, Burgess, Young & Pollard, P.L.L.C. 5493 Maple Ln, Fayetteville, WV 25840 +1 (304) 574 - 2727
United Bank 101 E Main St, Glenville, WV 26351 +1 (304) 462 - 5001

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kellysville, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Charleston, WV, Payday Loans in Huntington, WV, Quick Loan in Morgantown, WV and Quick Loan in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kellysville, WV.

Are Payday Loans Legal In Kellysville, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kellysville, WV payday loan calculator

Payday Loans in Kellysville, West Virginia: What You Need to Know

If you’re looking for a payday loan in Kellysville, West Virginia, you need to know that they are prohibited in the state. While payday loans can provide quick cash to cover unexpected bills or expenses, they often come with high fees and interest rates that can trap borrowers in a cycle of debt. Fortunately, there are alternative options available for those in need of quick cash.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. Borrowers can typically receive loans ranging from $100 to $1,000, depending on the state and lender. These loans are often used to cover unexpected expenses, such as car repairs or medical bills.

However, payday loans also come with high fees and interest rates. Many lenders charge fees in addition to the interest rate, which can make the cost of borrowing even higher. In some cases, borrowers may end up paying more in fees and interest than the amount borrowed.

Prohibited in West Virginia

Payday loans are prohibited in West Virginia under the West Virginia Consumer Credit and Protection Act. This law sets a cap on interest rates and prohibits lenders from offering payday loans to consumers. While this may be frustrating for those in need of quick cash, it is designed to protect consumers from the high fees and interest rates associated with payday loans.

Alternative Options

If you’re in need of quick cash, there are alternative options available in Kellysville, West Virginia. Some of these options include:

  • Credit unions: Many credit unions offer short-term loans with lower interest rates and fees than payday lenders.
  • Family and friends: Consider asking family or friends for a loan, but be sure to discuss repayment terms and put them in writing.
  • Credit counseling: Credit counseling agencies can help you create a budget and develop a plan to repay your debts.

It’s important to carefully consider any loan before borrowing money. Make sure you understand the terms and fees associated with the loan before signing any agreements.

Interesting Facts and Statistics

  • As of 2019, 16 states and the District of Columbia have prohibited payday loans.
  • The average payday loan APR in the United States is 391%.
  • Between 2006 and 2013, payday lenders made over $49 billion in high-cost loans.

Apply Now

While payday loans are prohibited in Kellysville, West Virginia, if you’re in need of quick cash, TheGuaranteedLoans can help you connect with potential lenders who offer alternative options. Fill out an online application today and we’ll help facilitate your connection with a lender who can help you with your financial needs.

Please note that TheGuaranteedLoans is not a direct lender. We’re a connector service that can help you connect with potential lenders who can help you with your financial needs. Loan terms and conditions will vary depending on the lender.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Kellysville, West Virginia?

Lenders offering illegal payday loans in Kellysville, West Virginia may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Kellysville, West Virginia?

If you have taken out an illegal payday loan in Kellysville, West Virginia, you can contact the West Virginia State Department of Financial Services to report the lender and seek assistance in resolving the issue.

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