Payday Loans in Kimball, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Kimball, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Big Eagle Gun & Pawn 30 Brickyard Rd, Chapmanville, WV 25508 +1 (304) 855 - 4774
City National Bank 115 W Main St, Clarksburg, WV 26301 +1 (304) 624 - 0181
Milton Gun & Pawn 305 E Main St, Milton, WV 25541 +1 (304) 743 - 8115
United Bank 7699 Winchester Ave, Inwood, WV 25428 +1 (304) 229 - 4500
Thrivent Financial for Lutherans 39 Volewood Ln, Gallagher, WV 25083 +1 (681) 443 - 2659
Fifth Third Bank & ATM 101 River Rd, Barboursville, WV 25504 +1 (304) 736 - 5304
BB&T Mortgage 712 Water St, Summersville, WV 26651
Midatlantic Farm Credit 112 E Liberty St, Charles Town, WV 25414 +1 (304) 724 - 8767
Hamilton, Burgess, Young & Pollard, P.L.L.C. 5493 Maple Ln, Fayetteville, WV 25840 +1 (304) 574 - 2727
Huntington Bank 121 E 3rd St, Weston, WV 26452 +1 (304) 269 - 6152

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kimball, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Guaranteed Loans in Huntington, WV, 24-Hour Loan in Morgantown, WV and Online Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kimball, WV.

Payday Loans Available in Kimball, WV By The Following ZIP Codes:

24853

Are Payday Loans Legal In Kimball, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kimball, WV payday loan calculator

Payday loans are a type of short-term lending that has been gaining in popularity over the years. This type of lending provides consumers with quick access to cash, often within 24 hours, and with minimal paperwork requirements. While payday loans may be a convenient solution for a temporary financial problem, they can also be a source of financial stress and burden if not used wisely.

The Legal Status of Payday Loans in Kimball, West Virginia

In West Virginia, payday loans are prohibited by law. West Virginia Code 46A-4-107 states: “The Consumer Credit and Protection Act does not authorize or legitimize any payday loan or similar lending structure.” This means that lenders cannot legally provide payday loans to consumers in Kimball or anywhere else in the state.

While payday loans may be prohibited in West Virginia, there are still many lenders that operate outside the state’s jurisdiction. These lenders typically operate online and may engage in predatory lending practices. They may also charge exorbitant interest rates and fees, leading to further financial distress for consumers.

The Dangers of Payday Loans

Payday loans may seem convenient at first glance, but they can quickly turn into a cycle of debt that is difficult to break. High interest rates and fees can add up quickly, leading to additional financial stress for consumers. In fact, the Consumer Financial Protection Bureau found that the average payday loan interest rate is 391%.

Another danger associated with payday loans is the quick turnaround time. Borrowers are typically required to repay the loan in full within a few weeks, often leading to a situation where they have to take out another payday loan to cover the expense. This can turn into a cycle of debt that is difficult to break, causing further financial distress and burden.

The Benefits of Alternative Forms of Lending

While payday loans may seem like a convenient solution for a temporary financial burden, there are alternative forms of lending that can provide more benefits for consumers. These include:

  • Personal Loans: Personal loans are a type of long-term lending that can be used for a variety of purposes. They typically have lower interest rates and fees compared to payday loans, offering consumers a more affordable solution for their financial needs.
  • Credit Cards: Credit cards can offer a flexible solution for financial needs. They often have lower interest rates and fees compared to payday loans, and can be used for a variety of purchases and expenses.
  • Credit Counseling: Credit counseling can help consumers manage their debt and finances. This service offers personalized advice and guidance, helping individuals develop a plan to pay off their debt and improve their financial situation.

It is important for consumers to carefully consider their options before taking out a payday loan or any form of short-term lending. While these types of lending may seem convenient at first glance, they can quickly turn into a source of financial burden and stress.

Interesting Facts and Statistics about Kimball, West Virginia

  • Kimball is a small town located in McDowell County, with a population of just under 2000 people.
  • McDowell County is one of the poorest counties in West Virginia, with a poverty rate of over 30%.
  • According to the West Virginia Center on Budget and Policy, payday loans drain $84 million per year from the state’s economy.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that financial emergencies can happen to anyone at any time. That’s why we offer a convenient online application process that connects you with potential lenders who can help meet your financial needs. We are not a direct lender, but rather a connector service that helps consumers find the right lender for their needs.

To get started, simply fill out our online application form with your personal and financial information. Our system will then match you with potential lenders who can offer you the financial assistance you need. It’s that easy!

Remember, it is important to carefully consider your options before taking out any form of lending. While payday loans may seem like a convenient solution, they can quickly turn into a cycle of debt that is difficult to break. Consider alternative forms of lending, such as personal loans or credit counseling, to help improve your financial situation.

F.A.Q.

Are there any other options for fast cash in Kimball, West Virginia?

Consumers in Kimball, West Virginia may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Kimball, West Virginia?

No, payday loans are prohibited in the state of West Virginia.

Look for Short-Term Loans in Other Cities: